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No More Reacting: An Argument for a Clean Industrial Policy—and Against Competitiveness as an Organizing Economic Principle Report
Workers walk past the construction site of an offshore wind project in New London, Connecticut, on August 25, 2025.

No More Reacting: An Argument for a Clean Industrial Policy—and Against Competitiveness as an Organizing Economic Principle

Moving beyond the failures of the Trump administration, the United States will need to embrace a strategy for fighting the climate crisis that prioritizes values such as support for working people and establishes a precedent for international collaboration.

The Trump Administration’s Hostility to Legal Immigration Harms America’s Global Leadership in Innovation Report
Researchers at a biopharmaceutical company conduct lab tests.

The Trump Administration’s Hostility to Legal Immigration Harms America’s Global Leadership in Innovation

By targeting legal immigration, the United States is signaling to the best and brightest talent around the world that they are unwelcome, harming U.S. leadership in innovation that has strengthened the economy for all Americans.

The Trump Administration Continues To Demonstrate Its Failure To Appreciate the Plight of American Farmers Article
A combine harvests soybeans in Kentucky.

The Trump Administration Continues To Demonstrate Its Failure To Appreciate the Plight of American Farmers

China’s boycott of American soybeans may be resolved, but the episode exposed deeper, longer-term challenges that cannot be solved with a one-time bailout or a purchase commitment by foreign buyers that can be turned off at any time.

Trump Hands China Clean Manufacturing Dominance on a Silver Platter In the News

Trump Hands China Clean Manufacturing Dominance on a Silver Platter

In an op-ed published by DC Journal, Kalina Gibson and Leo Banks argue that President Donald Trump is undermining the future of American manufacturing by remaining laser-focused on fossil fuel production, while the rest of the world turns to China for help making the switch to clean energy.

DC Journal

Kalina Gibson, Leo Banks

China First: The Trump Administration Has Willfully Destroyed U.S. Levers of Power in Advance of the APEC Summit Article

China First: The Trump Administration Has Willfully Destroyed U.S. Levers of Power in Advance of the APEC Summit

The Trump administration has both sabotaged the sources of American strength and competitiveness at home and dismantled American power and influence abroad, leaving the country in a weak, compromised position as President Trump heads to the APEC summit to negotiate with Chinese President Xi Jinping.

House Republicans Are Giving Up on U.S. Manufacturing Article
Electric vehicles are seen on the assembly line.

House Republicans Are Giving Up on U.S. Manufacturing

Claims from congressional Republicans and the Trump administration that supporting domestic manufacturing is a priority are completely undercut by their efforts to strip incentives and kill successful programs.

Mike Williams, Leo Banks

Trump is using tariffs as a blunt-force tool. It won’t work In the News

Trump is using tariffs as a blunt-force tool. It won’t work

In an op-ed published by The Guardian, Mike Williams argues that tariffs can be a necessary tool to level the playing field in steel trade, but they will not incentivize the kind of investment in modern, low-emissions technologies the industry needs to reverse its current decline.

The Guardian

Mike Williams

Policies To Combat Anticompetitive Practices in Health Care Report
The entrance to an emergency room is seen below a tall hospital building.

Policies To Combat Anticompetitive Practices in Health Care

Using their market power, health care providers and payers often leverage anticompetitive contracting terms to maximize profit at the expense of patient access and affordability.

Nicole Rapfogel, Marquisha Johns

Lower Costs Through Better Competition Past Event

Lower Costs Through Better Competition

Please join the Center for American Progress for an event featuring FTC Chair Lina Khan and Sen. Ben Ray Luján (D-NM) about protecting consumers and preserving competition.

1333 H St NW

New Samsung Semiconductor Plant in Taylor, Texas Article
A large building labeled

New Samsung Semiconductor Plant in Taylor, Texas

An investment by Samsung, spurred by funding from the CHIPS and Science Act, will create a new semiconductor plant in Taylor, Texas, to complement the company’s previous investment in chips in Austin, Texas.

Increasing Competition and Fairness in Food and Agricultural Markets Past Event

Increasing Competition and Fairness in Food and Agricultural Markets

Please join the Center for American Progress for an event that will highlight important actions the U.S. departments of Justice and Agriculture have taken to make the country's agricultural markets both more fair and more competitive.

CAP Responds to Request for Information on Consolidation in Health Care Markets Article

CAP Responds to Request for Information on Consolidation in Health Care Markets

The Center for American Progress submitted a response to the U.S. Department of Justice, Federal Trade Commission, and U.S. Department of Health and Human Services’ request for information on consolidation in health care markets.

Natasha Murphy, Nicole Rapfogel, Alexandra Thornton, 3 More Marc Jarsulic, Andrea Ducas, Brian Keyser

Investing To Be Competitive: The New U.S. Industrial Strategy Report
Photo shows two workers wearing bright clothing standing next to a few solar panels on a roof with a river in the background

Investing To Be Competitive: The New U.S. Industrial Strategy

The new industrial strategy will transform the auto, energy, and semiconductor sectors; reduce carbon emissions; and support increased worker wages.

Marc Jarsulic

The Dangers of a Twitter Bankruptcy or Acquisition Article
Photo shows the blue Twitter bird logo on the side of a building, partly covered by shade.

The Dangers of a Twitter Bankruptcy or Acquisition

Elon Musk’s purchase of Twitter is financially precarious, and his need for cash could result in bankruptcy—a sale that could reinforce existing Big Tech companies or open up access to sensitive data.

Adam Conner

3 Antitrust Lessons From the Taylor Swift Ticketmaster Debacle Article
A Ticketmaster sign hangs on the wall at the FTX Arena ticket window.

3 Antitrust Lessons From the Taylor Swift Ticketmaster Debacle

Ticketmaster’s bungling of Taylor Swift tickets illustrates the importance of market competition and vigorous antitrust enforcement.

Marc Jarsulic

Testimony Before the US Senate Committee on Agriculture, Nutrition, and Forestry In the News

Testimony Before the US Senate Committee on Agriculture, Nutrition, and Forestry

Todd Phillips testified before the Senate Committee on Agriculture, Nutrition, and Forestry about S. 4760, the Digital Commodities Consumer Protection Act.

the U.S. Senate Committee on Agriculture, Nutrition, and Forestry

Todd Phillips

The SEC’s Regulatory Role in the Digital Asset Markets Report
A technician inspects the backside of bitcoin mining at Bitfarms in Saint-Hyacinthe, Quebec, on March 19, 2018. (Getty/AFP/Lars Hagberg)

The SEC’s Regulatory Role in the Digital Asset Markets

As the markets for digital assets such as cryptocurrencies grow, the U.S. Securities and Exchange Commission and other financial regulators must impose sensible regulations on digital assets to protect traders and investors.

Todd Phillips

5 Priorities for the Financial Stability Oversight Council Report

5 Priorities for the Financial Stability Oversight Council

A vigorous FSOC could go a long way toward creating a U.S. financial system that is resilient and positioned to support long-term growth.

Gregg Gelzinis

Building U.S. Manufacturing Competitiveness and Capacity Report
 (Employees make respiratory masks in a family-owned medical equipment factory in north Miami on February 15, 2021.)

Building U.S. Manufacturing Competitiveness and Capacity

Policy change can make U.S. manufacturing more globally competitive, provide higher wages, and reduce supply chain risk.

Marc Jarsulic

Switching to Responsible Banking Report
 (Customers stand at a teller's window at a bank in Miami, May 2012.)

Switching to Responsible Banking

By enhancing information on environmental, social, and governance matters in banking and facilitating competition, the CFPB and bank regulators can reduce financial abuses and empower consumers to align the financial system with sustainable values.

Divya Vijay, Andy Green

Protecting American Consumers in Crisis Article
A woman walks by stores, many closed, in the Bronx in New York City on July 23, 2020. (Getty/Spencer Platt)

Protecting American Consumers in Crisis

Consumer protections should be strengthened—not rolled back—as part of the economic response to the coronavirus.

Colin Medwick, Michela Zonta

Bank Capital and the Coronavirus Crisis Report
 (The Federal Reserve building is seen in Washington, D.C., January 2008.)

Bank Capital and the Coronavirus Crisis

The Federal Reserve must reverse course on costly bank capital mistakes that have increased the vulnerability of the banking system in the face of the coronavirus pandemic.

Gregg Gelzinis

Climate Change and Municipal Finance Report
Single-family homes on islands and condo buildings on oceanfront property are seen in the city of Miami Beach, June 2014. (Getty/Joe Raedle)

Climate Change and Municipal Finance

To address the fact that economic shocks caused by climate change will reduce state and local tax collections and increase infrastructure costs—creating additional risks for municipal bond investors—state and local issuers should adopt new climate risk disclosure standards to ensure accurate risk assessment and bond pricing.

Kevin DeGood

The Economic Fallout of the Coronavirus for People of Color Article
A woman gives vouchers for groceries, provided by the food bank Feeding South Florida, to people lined up in their vehicles on April 6, 2020, in Sunrise, Florida. (Getty/Joe Raedle)

The Economic Fallout of the Coronavirus for People of Color

Occupational segregation, employment discrimination, and exploitation make economic downturns, such as the one created by the COVID-19 pandemic, worse in communities of color by destabilizing jobs, undermining small businesses, and increasing income shocks and unexpected expenses.

Connor Maxwell, Danyelle Solomon

Public Health Requires an Extraordinarily Aggressive Economic Response to Coronavirus Immediately—One That’s Larger Than What Many Imagine Article
The U.S. Capitol Building in Washington D.C., March 2020. (Getty/Ting Shen)

Public Health Requires an Extraordinarily Aggressive Economic Response to Coronavirus Immediately—One That’s Larger Than What Many Imagine

The column recommends an immediate package at least the size of the Recovery Act in 2009—around $1 trillion in today’s dollars.

Neera Tanden, Andres Vinelli, Andy Green, 5 More Maura Calsyn, Danyelle Solomon, Alexandra Cawthorne Gaines, Marc Jarsulic, Olugbenga Ajilore

Climate Change Threatens the Stability of the Financial System Report
 (A pedestrian walks past the Wall Street bull statue in New York City during heavy rain.)

Climate Change Threatens the Stability of the Financial System

U.S. regulators should protect the financial system from climate-related risks and help facilitate a smooth transition to a greener economy.

Gregg Gelzinis, Graham Steele

Fact Sheet: A Stronger Regulatory Framework for Shadow Banks Fact Sheet
Pedestrians walk past the New York Stock Exchange in New York City, July 2002. (Getty/Spencer Platt)

Fact Sheet: A Stronger Regulatory Framework for Shadow Banks

Improving the regulation of large, complex, and interconnected shadow banks and their activities would help to protect the economy from another financial collapse.

Gregg Gelzinis

A Fair Deal for Farmers Report
A combine harvests wheat on the eastern shore of Maryland, June 2013. (Getty/ Edwin Remsburg)

A Fair Deal for Farmers

Through an analysis of two agricultural markets, this report illuminates the concerning trend of corporate consolidation in agriculture—and the damaging impact this trend has on independent family farms.

Caius Z. Willingham, Andy Green

Forced Arbitration: What You Need To Know Video

Forced Arbitration: What You Need To Know

Forced arbitration agreements make it harder for workers and consumers to challenge predatory practices, wage theft, and discrimination.

Carleigh Newland, Kurt Mueller, Malkie Wall, 2 More Karla Walter, Andy Green

Toward a Robust Competition Policy Report
The night skyline of San Francisco's financial district is pictured from Montgomery Street, January 2016. (Getty/DeAgostini)

Toward a Robust Competition Policy

Entry barriers in many sectors—especially in communications services, health care, and information technology—have created an environment in which firms can earn profits well above competitive levels.

Marc Jarsulic, Ethan Gurwitz, Andrew Schwartz

Fact Sheet: Toward a Robust Competition Policy Fact Sheet
The New York Stock Exchange building stands in the financial district of New York City, March 2019. (Getty/Drew Angerer)

Fact Sheet: Toward a Robust Competition Policy

The rise of firms earning monopolistic returns calls for new policy measures to reduce barriers to entry and increase competition.

Marc Jarsulic, Ethan Gurwitz, Andrew Schwartz

‘It’s a New Day’: In Conversation With Chairwoman Maxine Waters Podcast
 (The Thinking CAP podcast logo, a yellow neon cap against a black background with the word

‘It’s a New Day’: In Conversation With Chairwoman Maxine Waters

This week, Rep. Maxine Waters discusses her top priorities in her new role as chairwoman of the U.S. House Financial Services Committee—and how she plans to hold the Trump administration accountable.

Daniella Gibbs Léger, Ed Chung, Rachel Rosen, 2 More Kyle Epstein, Chris Ford

Provider Consolidation Drives Up Health Care Costs Report

Provider Consolidation Drives Up Health Care Costs

Americans would benefit from stronger antitrust enforcement, more competition, and fairer prices in the markets for hospital and physician services.

Emily Gee, Ethan Gurwitz

Big Business’s Bonanza Week in the Supreme Court Article
A flag adorned with corporate logos and fake money flies in front of the U.S. Supreme Court in Washington, D.C., October 2013. (Getty/Drew Angerer)

Big Business’s Bonanza Week in the Supreme Court

The new 5-4 conservative majority is likely to rule against the legal rights of workers and consumers.

Devon Schmidt, Jake Faleschini

Hollowing Out the Volcker Rule Report
People walk past Federal Hall on Wall Street, New York City, June 2012. (Getty/Robert Nickelsberg)

Hollowing Out the Volcker Rule

Regulators’ proposal to weaken the Volcker Rule would expand loopholes, narrow definitions, give banks leeway to govern themselves, and introduce more risk into the banking sector.

Gregg Gelzinis

Corporate Long-Termism, Transparency, and the Public Interest Report
NEW YORK, March 9, 2017 :   Photo taken on March 9, 2017 shows the

Corporate Long-Termism, Transparency, and the Public Interest

Boosting SEC-regulated transparency on environmental, social, and governance matters can help align the interests of investors, management, and the public towards shared long-term success.

Andy Green, Andrew Schwartz

Indexing Capital Gains to Inflation Will Only Further Rig the Economy Against Workers Article
A street vendor sells replicas of the Wall Street Bull statue outside the New York Stock Exchange, March 2018. (Getty/Drew Angerer)

Indexing Capital Gains to Inflation Will Only Further Rig the Economy Against Workers

The Trump administration’s plan to allow capital holders to index their assets to inflation is the latest attempt to benefit the wealthy as it takes steps to cut workers’ pay and retirement savings.

Andrew Schwartz, Galen Hendricks

How a GOLIATH Act Could Restore Consumer Rights Article
Amanda Werner, who is dressed as Monopoly's Rich Uncle Pennybags, sits behind Richard Smith, left, former CEO of Equifax, during a Senate Banking, Housing, and Urban Affairs Committee hearing on the company's security breach, October 4, 2017. (Getty/CQ Roll Call/Tom Williams)

How a GOLIATH Act Could Restore Consumer Rights

Restoring Americans’ ability to hold companies accountable would rebuild consumer power and trust in government.

Joe Valenti

5 Questions for the Fed’s Vice Chairman for Supervision Report
Randal K. Quarles addresses Council of the Americas during its 35th Washington Conference in 2005. (Getty Images/Chip Somodevilla)

5 Questions for the Fed’s Vice Chairman for Supervision

The Fed’s vice chairman for supervision will face questions on a range of financial regulatory issues when he testifies on the Hill this week.

Gregg Gelzinis

Fact Sheet: The Senate’s Bipartisan Dodd-Frank Rollback Bill Fact Sheet
Traders work on the floor of the New York Stock Exchange on February 20, 2018, in New York City. (Getty/Spencer Platt)

Fact Sheet: The Senate’s Bipartisan Dodd-Frank Rollback Bill

S. 2155—the Economic Growth, Regulatory Relief, and Consumer Protection Act—has a multitude of misguided and risky provisions.

Gregg Gelzinis, Joe Valenti

10 Years Later: The Financial Crisis State by State Article
The New York Stock Exchange stands in lower Manhattan, February 2017. (Getty/Spencer Platt)

10 Years Later: The Financial Crisis State by State

States were devastated by the financial crisis, and Congress should not plant the seeds of the next one through deregulation.

Joe Valenti

The Trump Administration Is Quietly Slashing Financial Stability Funding Article
Treasury Secretary Steven Mnuchin speaks on financial reform at the Treasury Department in Washington, April 21, 2017. (AP/Susan Walsh)

The Trump Administration Is Quietly Slashing Financial Stability Funding

Gutting funding for the Financial Stability Oversight Council and the Office of Financial Research does not save taxpayers a dime and makes the U.S. financial system less safe.

Gregg Gelzinis

Resisting Financial Deregulation Report

Resisting Financial Deregulation

Improving economic growth requires strengthening and better implementing financial stability reforms—not eroding them.

Gregg Gelzinis, Andy Green, Marc Jarsulic

English v. Trump and the Future of the CFPB’s Independence Article
An advocate, right, holds a sign that says

English v. Trump and the Future of the CFPB’s Independence

While the Dodd-Frank Act would clearly place Leandra English in charge of the consumer bureau, vital consumer protections hang in the balance from the Trump administration’s contested appointment.

Joe Valenti

Deregulating AIG Was a Mistake Report
AIG, headquartered in New York City, is no longer subject to enhanced government oversight. (AP/Mark Lennihan)

Deregulating AIG Was a Mistake

Material financial stress at insurance giant AIG could still threaten U.S. financial stability.

Gregg Gelzinis

Hedge Funds and Systemic Risk Missing From the FSOC’s Agenda Report
A statue of former U.S. Treasury Secretary Albert Gallatin stands guard outside the Treasury Building in Washington, D.C. (AP/Jacquelyn Martin)

Hedge Funds and Systemic Risk Missing From the FSOC’s Agenda

U.S. Treasury Secretary Steven Mnuchin has failed to update the public on the Financial Stability Oversight Council’s investigation into the potential systemic risks posed by the hedge fund industry.

Gregg Gelzinis

House Budget Would Raise Borrowing Costs for the Middle Class Article
College students walk across campus for class, February 2017. (AP/Bebeto Matthews)

House Budget Would Raise Borrowing Costs for the Middle Class

By adopting fair-value accounting, the House budget would put college attendance and home buying out of reach for many families.

Antoinette Flores, Michela Zonta

6 Must-Ask Questions of All Nominees for the Federal Reserve System Article
An elevator employee sweeps corn in Thornton, Iowa, on October 13, 2017. (AP/Charlie Neibergall)

6 Must-Ask Questions of All Nominees for the Federal Reserve System

With many seats open at the Fed, it’s crucial for Congress to ensure that monetary policymakers are focused on growing the economy by improving the labor market for everyone.

Michael Madowitz

2 Questions for Trump’s ‘Regulatory Czaritsa’ Nominee Article
The White House is seen in Washington, May 2017. (AP/Carolyn Kaster)

2 Questions for Trump’s ‘Regulatory Czaritsa’ Nominee

Senators must ask Neomi Rao, the radical opponent of regulation President Donald Trump has nominated to head an office charged with reviewing and improving rules, if she will do her duty.

Rebecca Buckwalter-Poza, Joe Valenti

The Regulatory Accountability Act Would Spread the Asbestos Problem Article
Dr. Brad Black, director of an asbestos clinic in Montana, looks at X-rays, June 18, 2010. (AP/Rick Bowmer)

The Regulatory Accountability Act Would Spread the Asbestos Problem

President Donald Trump’s Regulatory Accountability Act would result in more public health disasters by hamstringing federal agencies’ efforts to respond to emerging threats.

Alison Cassady, Sam Berger

Trump’s Regulatory Accountability Act Is a License to Kill Article
President Donald Trump walks from Marine One across the South Lawn to the White House in Washington, Sunday, May 7, 2017, as he returns from Trump National Golf Club in Bedminster, New Jersey. (AP/Carolyn Kaster)

Trump’s Regulatory Accountability Act Is a License to Kill

The Regulatory Accountability Act would make it nearly impossible for agencies to provide important health, safety, and consumer protections.

Sam Berger

Trump’s 100 Days of Failing Working Americans Article
President Donald Trump speaks at the Interior Department in Washington,  April 2017. (AP/Carolyn Kaster)

Trump’s 100 Days of Failing Working Americans

While President Donald Trump promised to lead a “worker’s party,” he has stood up for wealthy corporations—not workers—in his first 100 days in office.

Alex Rowell

Trump at 100 Days: Case Studies of Trump’s Self-Serving, Special Interest Government Report
The White House is seen in Washington, April 23, 2017. ((AP/Manuel Balce Ceneta))

Trump at 100 Days: Case Studies of Trump’s Self-Serving, Special Interest Government

President Trump and those who serve in his administration make policy that benefits themselves and special interest elites like them at the expense of ordinary Americans who placed their faith in him.

Liz Kennedy, Danielle Root

The Big Lie that Conservative Policies Are Good for Small Business Article
A small-business owner is seen in the kitchen of his restaurant in Belzoni, Mississippi, on  March 23, 2017. (AP/Rogelio V. Solis)

The Big Lie that Conservative Policies Are Good for Small Business

This column busts five myths about how business regulation, tax giveaways, competition, and the Affordable Care Act affect small businesses.

Kate Bahn, Regina Willensky Benjamin

President Trump’s Dangerous CHOICE Report

President Trump’s Dangerous CHOICE

The Financial CHOICE Act would dismantle the Dodd-Frank Act, which was put in place to rein in Wall Street after the 2007–2008 financial crisis, and would put the U.S. economy—and the American taxpayer—on a path toward similar devastation.

Gregg Gelzinis, Ethan Gurwitz, Sarah Edelman, 1 More Joe Valenti

An Analysis of the House Republicans’ Plan to Dismantle Financial Reform Fact Sheet

An Analysis of the House Republicans’ Plan to Dismantle Financial Reform

This fact sheet summarizes CAP's analysis of the Financial CHOICE Act, which would dismantle the Dodd-Frank Act, putting the U.S. economy—and the American taxpayer—on a path toward devastation.

Gregg Gelzinis, Ethan Gurwitz, Sarah Edelman, 1 More Joe Valenti

Nevadans Can Take a Stand Against Conflicted Financial Advice Testimony

Nevadans Can Take a Stand Against Conflicted Financial Advice

CAP Director of Consumer Finance Joe Valenti testified before the Nevada Senate Committee on Commerce, Labor and Energy on conflicted financial advice.

Joe Valenti

The 2008 Housing Crisis Report

The 2008 Housing Crisis

Contrary to conservative arguments, the 2008 housing crisis was caused by unregulated and loosely regulated private financial entities—not the federal government’s support for homeownership.

Colin McArthur, Sarah Edelman

Strange Things Are Afoot at the Richmond Fed Article
Jeffrey Lacker, former president of the Richmond Federal Reserve Bank, speaks in Charlotte, North Carolina, in 2012. (AP/Chuck Burton)

Strange Things Are Afoot at the Richmond Fed

The surprise resignation of Richmond Federal Reserve Bank President Jeffrey Lacker calls for an especially transparent approach to finding his successor.

Michael Madowitz

Communities of Color Cannot Afford a Weakened CFPB Report
Shown is an ACE Cash Express outlet on San Mateo Boulevard in Albuquerque, New Mexico, April 2015. (AP/Vik Jolly)

Communities of Color Cannot Afford a Weakened CFPB

The Trump administration and Congress are threatening the Consumer Financial Protection Bureau’s role in defending communities of color in banking.

Joe Valenti, Danyelle Solomon

The Importance of Dodd-Frank, in 6 Charts Article
President Donald Trump signs an Executive Order in the Oval Office of the White House, to review the Dodd-Frank Wall Street to roll back financial regulations of the Obama administration on February 3, 2017. (AP/Aude Guerrucci)

The Importance of Dodd-Frank, in 6 Charts

Financial reform remains a vital component to the health and safety of the U.S. economy.

Gregg Gelzinis, Michela Zonta, Joe Valenti, 1 More Sarah Edelman

Who Pays for Rolling Back Regulations? Article
Wright County Egg owner Austin “Jack” DeCoster, left, and his son, CEO Peter DeCoster, testify before the House Oversight and Investigations subcommittee hearing on

Who Pays for Rolling Back Regulations?

Congress and the Trump administration are attacking federal protections that save Americans money and even save their lives.

Joe Valenti, Rebecca Buckwalter-Poza

Questions for the Potential Next Sheriff of Wall Street Report

Questions for the Potential Next Sheriff of Wall Street

In his confirmation hearing, Securities and Exchange Commission Chair nominee Jay Clayton must address important questions on how he will approach key issues facing the agency, investors, and the U.S. economy.

Andy Green, Andrew Schwartz, Gregg Gelzinis

Congress Moves to Prioritize Corporate Profits over Health and Safety Article
Men adjust a crash dummy with an inflatable seat belt on a demonstrator at Ford Motor Co., November 2009. ((AP/Paul Sancya))

Congress Moves to Prioritize Corporate Profits over Health and Safety

Congress is considering legislation that would force federal agencies to prioritize corporate cost savings over public health and consumer safety.

Myriam Alexander-Kearns, Alison Cassady

First Prepaid Cards, Then the Rest of Your Wallet Article
A woman pays at a store in Colma, California, on November 28, 2013. (AP/Jeff Chiu)

First Prepaid Cards, Then the Rest of Your Wallet

Americans’ finances are in danger from regulatory rollbacks against the Consumer Financial Protection Bureau.

Joe Valenti

Why We Need a Strong CFPB, in 5 Numbers Article
Ryan Gress and his wife Crystal talk with a consumer loan representative in Seattle on  January 12, 2012. (AP/Ted S. Warren)

Why We Need a Strong CFPB, in 5 Numbers

The Consumer Financial Protection Bureau’s record speaks for itself despite special interests’ efforts to derail it.

Joe Valenti

The Limitations of Monetary Policy as a Financial Stability Tool Report

The Limitations of Monetary Policy as a Financial Stability Tool

Policymakers will resign the U.S. economy to slower growth if they use tighter monetary policy as a substitute for available regulatory tools to achieve financial stability.

Marc Jarsulic, Michael Madowitz

The Fed Relies on Healthy Banks to Transmit Monetary Policy Article
Federal Reserve Chair Janet Yellen testifies on Capitol Hill before the Joint Economic Committee, on November 17, 2016. (AP/Susan Walsh)

The Fed Relies on Healthy Banks to Transmit Monetary Policy

As economists learn more about how monetary policy works, it has become increasingly important to understand the role of banks.

Michael Madowitz

Phantom Illiquidity Report
FILE - In this Thursday, Oct. 18, 2012, file photo, pedestrians walk past the Federal Reserve Bank of New York, in New York. On Wednesday, June 15, 2016, the Federal Reserve Bank of New York reports on factory activity in New York in June as indicated by its Empire State manufacturing index. (AP Photo/Seth Wenig, File)

Phantom Illiquidity

The U.S. financial sector’s claims that fixed-income markets face serious liquidity issues do not hold water.

Andy Green, Gregg Gelzinis

Reforming Regulation Report

Reforming Regulation

The regulatory process suffers from delay, inaction, and capture. Here are nine ways to make it better.

Ganesh Sitaraman

The First G-20 Fossil Fuel Subsidy Peer Review Report

The First G-20 Fossil Fuel Subsidy Peer Review

The United States and China take the lead in identifying their own wasteful fossil fuel subsidies in a coordinated peer review.

Pete Ogden, Howard Marano

How Predatory Debt Traps Threaten Vulnerable Families Report
Payday loan businesses advertise their services in Phoenix on April 7, 2010. (AP/Ross D. Franklin)

How Predatory Debt Traps Threaten Vulnerable Families

Risky payday and auto title loans threaten not just families’ balance sheets, but their overall well-being.

Joe Valenti, Eliza Schultz

5 Steps to Address Corporate America’s Short-Termism Problem Article
A trader works on the floor of the New York Stock Exchange, September 26, 2016. (AP/Richard Drew)

5 Steps to Address Corporate America’s Short-Termism Problem

Here are five ways that policymakers can fix corporate America’s increasingly myopic behavior and create a sustainable long-term economy.

Brendan Duke, Andrew Schwartz, Andy Green

Many Happy Returns for Consumers: The CFPB at 5 Years Article
President Barack Obama visits Richard Cordray at CFPB's offices in Washington, D.C., January 2012. (AP/J. Scott Applewhite)

Many Happy Returns for Consumers: The CFPB at 5 Years

Policymakers should support the Consumer Financial Protection Bureau for its efforts to hold banks accountable and to rebuild public trust.

Joe Valenti

Reviving Antitrust Report
The moon rises in its waning period over the New York City skyline seen from West Orange, New Jersey, April 5, 2015. (AP/Julio Cortez)

Reviving Antitrust

Rising income inequality, stagnant middle-class incomes, and growing evidence of increasing market power in parts of the U.S. economy all point toward the need for a renewed focus on antitrust enforcement.

Marc Jarsulic, Ethan Gurwitz, Kate Bahn, 1 More Andy Green

Protecting Communities on the Road to Recovery Report
DASP needs additional protections to ensure that note purchasers handle the assets they purchase responsibly.

Protecting Communities on the Road to Recovery

Strong standards are critical to ensure that the Distressed Asset Stabilization Program protects homeowners and neighborhoods still recovering from the housing crisis.

Sarah Edelman, Michela Zonta, Shiv Rawal

Infographic: Payday Loans: Beneath the Surface Article

Infographic: Payday Loans: Beneath the Surface

Adopting a strong rule on payday and auto title loans would greatly reduce the potential for predatory loans to destabilize families and communities.

Joe Valenti

Workers or Waste? Report
Better disclosure of human capital investments would be a win for investors, managers, and workers. (iStockphoto)

Workers or Waste?

Better disclosure of human capital investments would be a win for investors, managers, and workers.

Angela Hanks, Ethan Gurwitz, Brendan Duke, 1 More Andy Green

A Secure Retirement Demands Limiting Conflicts of Interest Article
Decima Assise and Harry Lomping walk the halls of The Easton Home on November 6, 2015, in Easton, Pennsylvania. (AP/Matt Rourke)

A Secure Retirement Demands Limiting Conflicts of Interest

The U.S. Department of Labor’s final rule on conflicts of interest will protect savers and retirees, as well as improve trust in financial advice.

Joe Valenti

5 Trends to Watch in Consumer Finance Article
Customers use ATMs at a bank branch office, October 2009. (AP/Lisa Poole)

5 Trends to Watch in Consumer Finance

Expanding opportunity through finance demands attention to demography, technology, and sound public policy.

Joe Valenti

Gutting Financial Regulations Won’t Help Community Banks Article
A painting of an American flag is seen on a barn at dusk near Polk City, Iowa, January 17, 2016. (AP/Patrick Semansky)

Gutting Financial Regulations Won’t Help Community Banks

Policymakers can take action to boost rural community banks without a broad rollback of consumer financial protections.

Sarah Edelman

Long-Termism or Lemons Report
Specialist Gregg Maloney works at his post on the floor of the New York Stock Exchange on October 13, 2015. (AP/Richard Drew)

Long-Termism or Lemons

Corporate America’s growing focus on short-term profits instead of long-term value hurts shareholders and the middle class alike. Here is an agenda to nudge markets to focus on the long term.

Marc Jarsulic, Brendan Duke, Michael Madowitz

Improving Student Loan Servicing Article
The Center for American Progress has made comments to the Consumer Financial Protection Bureau on ways to improve student loan servicing. (AP/Mark Humphrey)

Improving Student Loan Servicing

The Center for American Progress makes comments to the Consumer Financial Protection Bureau on ways to improve student loan servicing.

Sarah Edelman, Ben Miller

How to Foster Long-Term Innovation Investment Report
Scientist Christopher Kistler checks on experiments at a laboratory in Kenilworth, New Jersey. (AP/Mel Evans)

How to Foster Long-Term Innovation Investment

Ensuring that equity markets serve investors who take the long view of companies’ growth prospects is important for corporate bottom lines and economic growth.

Neera Tanden, Blair Effron

The Need to Protect Private Enforcement Mechanisms Article
Private lawsuits are an integral part of the American regulatory system. (iStockphoto)

The Need to Protect Private Enforcement Mechanisms

A recent Delaware Supreme Court decision threatens to undermine shareholders’ abilities to bring private litigation against corrupt companies.

Anna Chu

The Concept and Potential of Adaptation Markets Report

The Concept and Potential of Adaptation Markets

The idea of adaptation markets is relatively new and unfamiliar, but they could be valuable tools to build resilience to the effects of climate change.

Gwynne Taraska

Pfizer’s Tax-Dodging Bid for AstraZeneca Shows Need to Tighten U.S. Tax Rules Article

Pfizer’s Tax-Dodging Bid for AstraZeneca Shows Need to Tighten U.S. Tax Rules

Pfizer’s attempt to move its headquarters out of the United States by acquiring the U.K.-based AstraZeneca corporation highlights why the United States must prevent these kinds of corporate inversions—and why corporate tax reform must not become a race to the bottom.

Harry Stein

Dodd-Frank Financial Reform After 2 Years Report
 (Dodd-Frank)

Dodd-Frank Financial Reform After 2 Years

Jennifer Erickson, Tamara Fucile, and David J. Lutton present five concrete ways that our financial markets are stronger now, two years after the signing of Dodd-Frank, and five concrete things that can make them even stronger.

Jennifer Erickson, Tamara Fucile, David Lutton

A View from the Precipice of the Euro Crisis Article
Antonis Samaras, leader of the conservative and probailout New Democracy party in Greece, speaks during an election rally in June. His party's victory in the recent elections means Greece will likely remain in the eurozone for now.
  (AP/Nikolas Giakoumidis)

A View from the Precipice of the Euro Crisis

David Lutton gives an overview of proposals to solve the European debt disaster and explains which ones leaders should seriously consider at this week’s G-20 meeting.

David Lutton

Getting the G-20 Behind More Effective Global Trade Rules Article
President Barack Obama talks with World Trade Organization Secretary General Pascal Lamy, who warns that “the discrepancy between the commitments taken [by the G-20 countries to  avoid protectionism] and the actions on the ground add to credibility  concerns.” (AP/ Charles Dharapak)

Getting the G-20 Behind More Effective Global Trade Rules

Sabina Dewan and Jordan Bernhardt detail how the upcoming G-20 Summit in Los Cabos, Mexico could result in meaningful global trade reform.

Sabina Dewan, Jordan Bernhardt

Why We Need A Stronger Volcker Rule Video

Why We Need A Stronger Volcker Rule

Jennifer Erickson explains what the Volcker Rule is and why it needs to be strengthened to prevent banks from taking risky investments with taxpayer dollars.

Jennifer Erickson

The Volcker Rule Must Be Strengthened Article
The well-publicized losses at JPMorgan last week make it even clearer now that a strong Volcker Rule is imperative if we want to ensure that our financial industry will never again jeopardize the health of the entire American economy. (AP/ Scott Iskowitz)

The Volcker Rule Must Be Strengthened

Travis Waldron parses the evidence of why risky proprietary trading is the root of the bank’s big loss, something taxpayer-insured bank deposits should not be backstopping.

Travis Waldron

5 Myths and Realities About U.S.-China Solar Trade Competition Article
Workers with Namaste Solar Electric install solar panels on the Carriage House at the governor's mansion in Denver. (AP/ Ed Andrieski)

5 Myths and Realities About U.S.-China Solar Trade Competition

Melanie Hart and Kate Gordon present the reasons why the United States needs to display a steady hand in its solar trade dispute with China.

Melanie Hart, Kate Gordon

Japan’s Inclusion Makes the Trans-Pacific Partnership a Big Opportunity Article
Women ride bicycles past Sony Corporation headquarters in Tokyo. The Trans-Pacific Partnership would benefit  well-known Japanese businesses such as Toyota and Sony and give U.S. businesses better access to Japanese markets. (AP/Katsumi Kasahara)

Japan’s Inclusion Makes the Trans-Pacific Partnership a Big Opportunity

A regional trade agreement being hammered out this week in Dallas could lead to improved trade between the United States and Japan once they get over a few hurdles, write Jordan Bernhardt and Sabina Dewan.

Jordan Bernhardt, Sabina Dewan

French Progressive Victory Good For Economic Growth Article
By focusing on progressive, pragmatic, pro-growth policies, French President-elect Francois Hollande has set out a realistic and achievable vision for restoring Europe. (AP/ Michel Spingler)

French Progressive Victory Good For Economic Growth

Matt Browne details why the new socialist leader will focus on job creation and European-wide growth instead of austerity to cope with recessions and budget deficits.

Matt Browne

Filling in the Gaps in Our Trade Intelligence Article
President Barack Obama’s executive order creating a beefed-up trade enforcement office means our domestic trade laws and agreements will be more aggressively enforced. But we need to do more to fill in large intelligence gaps about foreign and domestic trade activities. (AP/Susan Walsh)

Filling in the Gaps in Our Trade Intelligence

Sabina Dewan says that a new trade enforcement office and possible crackdown on China solar panel subsidies don’t address the root of the problem.

Sabina Dewan

Forging a Progressive Anglo-American Special Relationship Article
British Prime Minister David Cameron will pay a visit to the United States and President Barack Obama this week. (AP/ Pablo Martinez Monsivais)

Forging a Progressive Anglo-American Special Relationship

Matt Browne sets the state visit by the conservative British leader in the context of wider transatlantic progressive values.

Matt Browne

Getting State-Owned Enterprises Right in the Trans-Pacific Partnership Article
President Barack Obama shakes hands with Japanese Prime Minister Yoshihiko Noda in November 2011 at the APEC summit, where Trans-Pacific Partnership leaders met, in Hawaii.
  (AP/Charles Dharapak)

Getting State-Owned Enterprises Right in the Trans-Pacific Partnership

Sabina Dewan details why state-owned enterprises need to operate just like any other business in this proposed free trade region and suggests ways to make that happen.

Sabina Dewan

Streamlining the Business and Government Interface Article
President Barack Obama delivers remarks on government reform in January 2012. The Business USA portal is part of his government restructuring plan.
<br /> (AP/J. Scott Applewhite)

Streamlining the Business and Government Interface

Sean Pool explains why the new Business USA portal is a key first step in bringing scattered federal programs together in one place to be more effective and efficient in helping business.

Sean Pool

Putting Big Oil Subsidies to Work Article
House Speaker John Boehner (R-OH), center, accompanied by House Majority Leader Eric Cantor (R-VA), right, and Rep. Jeb Hensarling (R-TX), gestures during a news conference to discuss President Barack Obama's decision to halt the Keystone XL pipeline.  (AP/J. Scott Applewhite)

Putting Big Oil Subsidies to Work

Donna Cooper, Richard Caperton, Kate Gordon, and Daniel J. Weiss detail a plan to redirect billions of dollars in giveaways to Big Oil toward building infrastructure to put Americans back on the job.

Donna Cooper, Richard W. Caperton, Kate Gordon, 1 More Daniel J. Weiss

The Importance of a Homeowner Bill of Rights Article
Attorney General Eric Holder, center, accompanied by Housing and Urban Development Secretary Shaun Donovan, right, Iowa Attorney General Tom Miller, and other federal and state officials, announces a settlement regarding mortgage loan servicing and foreclosure abuse. (AP/Cliff Owen)

The Importance of a Homeowner Bill of Rights

Peter Swire and Jordan Eizenga detail how proposed rules for increased transparency in the servicing of mortgages will benefit all involved.

Peter Swire, Jordan Eizenga

Meeting the Infrastructure Imperative Report
Investing in our freight infrastructure system would not only help  American businesses remain competitive but would also immediately  produce hundreds of thousands of new jobs in the construction and  manufacturing industries, which are among those hardest hit by the  recession. (AP/Rick Bowmer)

Meeting the Infrastructure Imperative

Donna Cooper takes a look at our nation's infrastructure spending needs, and explains how we can pay for them and put Americans back to work.

Donna Cooper

Big Ideas for Small Business: BusinessUSA Article
BusinessUSA would make it easier for owners of small businesses like Quail Ridge Books & Music to find information on important topics like the right kind of loan or retirement planning. (Flickr/<a href=Independent We Stand)" data-srcset="https://www.americanprogress.org/wp-content/uploads/sites/2/2012/01/small_business_011912_onpage.jpg?w=610 610w, https://www.americanprogress.org/wp-content/uploads/sites/2/2012/01/small_business_011912_onpage.jpg?w=610 610w, https://www.americanprogress.org/wp-content/uploads/sites/2/2012/01/small_business_011912_onpage.jpg?w=610 610w, https://www.americanprogress.org/wp-content/uploads/sites/2/2012/01/small_business_011912_onpage.jpg?w=500 500w, https://www.americanprogress.org/wp-content/uploads/sites/2/2012/01/small_business_011912_onpage.jpg?w=250 250w" data-sizes="auto" />

Big Ideas for Small Business: BusinessUSA

Kristina Costa explains how BusinessUSA can pull together hard-to-find, useful information on the dozens of government programs designed to help small-business owners.

Kristina Costa

Series on U.S. Science, Innovation, and Economic Competitiveness Report
Giving the innovation engine a tuneup is the first step to ensuring a prosperous and broadly shared economic future for all Americans. (AP/ Charles Krupa)

Series on U.S. Science, Innovation, and Economic Competitiveness

Two CAP teams, one from Science Progress and the other from the Doing What Works project, release a series of reports focusing on different building blocks of our national competitiveness.

5 Terrible, No-Good, Very Bad Things About the REINS Act Article
This week the House will vote on the Regulations from the Executive in Need of Scrutiny, or REINS, Act, which would allow either chamber of Congress to refuse approval for rules of regulatory implementation, like those regulating air pollution, for entirely political reasons.  (AP/ Steve Mitchell)

5 Terrible, No-Good, Very Bad Things About the REINS Act

Kristina Costa shows how the anti-regulation REINS Act would turn a regulatory process driven by scientific expertise, industry input, and careful cost-benefit analysis into a political circus.

Kristina Costa

We Need a Leader at the Consumer Financial Protection Bureau Article
The Consumer Financial Protection Bureau was established in part to give customers more information on confusing bank fees and noninterest charges, which have increased significantly over the past 30 years. (Flickr/<a href=mikeywally)" data-srcset="https://www.americanprogress.org/wp-content/uploads/sites/2/2011/11/cfpb_nominee_onpage.jpg?w=610 610w, https://www.americanprogress.org/wp-content/uploads/sites/2/2011/11/cfpb_nominee_onpage.jpg?w=610 610w, https://www.americanprogress.org/wp-content/uploads/sites/2/2011/11/cfpb_nominee_onpage.jpg?w=610 610w, https://www.americanprogress.org/wp-content/uploads/sites/2/2011/11/cfpb_nominee_onpage.jpg?w=500 500w, https://www.americanprogress.org/wp-content/uploads/sites/2/2011/11/cfpb_nominee_onpage.jpg?w=250 250w" data-sizes="auto" />

We Need a Leader at the Consumer Financial Protection Bureau

Christian E. Weller shows how banks fatten up on fees at the expense of everyday consumers, which Senate Republicans support by blocking the first CFPB chairman.

Christian E. Weller

Creating a Successful Progressive Economy Article
Ruy Teixeira, Jared Bernstein, Dean Baker, and John Halpin discuss the framework for a successful progressive economy on November 9 at Busboys and Poets in Washington, D.C. (Center for American Progress)

Creating a Successful Progressive Economy

At a Progressivism on Tap event, Dean Baker and Jared Bernstein discuss how to build a new economic order that is equitable, productive, and responsive to the needs of all Americans.

Regulatory Nonsense Article

Regulatory Nonsense

The conservative echo chamber keeps repeating the false argument that regulations kill jobs, write Kristina Costa and Michael Linden. Everyone else begs to differ.

Kristina Costa, Michael Linden

The United States and the Asia Pacific Century Article

The United States and the Asia Pacific Century

Sabina Dewan explains why the Obama administration’s push for a new trade agreement in the region requires careful attention alongside public support.

Sabina Dewan

Unintended Roadblocks Report
People walk through the Afghan enclave of Katchi Abadi near Islamabad, Pakistan. One aid group working in the region only accepts small U.S. government grants instead of larger, multiyear ones because doing so means they can avert the need to collect personnel information, which can undermine relationships with local communities. These programs, however, can have less of an impact because they reach less people and run for a shorter time period. (AP/Laura Rauch)

Unintended Roadblocks

Report from Sarah Margon identifies the legislative and policy hurdles that make it difficult for aid groups to do their jobs and how these can be dealt with.

Sarah Margon

Big Ideas for Small Business Article
President Barack Obama, joined by small-business owners, makes an announcement in the Rose Garden of the White House in Washington, Friday, June 11, 2010. (AP/J. Scott Applewhite)

Big Ideas for Small Business

CAP offers proposals to form a progressive pro-business agenda for the small- and medium-sized companies that America's economic competitiveness depends on.

Video: What the 99 Percent Is Fighting For Video

Video: What the 99 Percent Is Fighting For

The Center for American Progress identifies three factors that contributed to the creation of two Americas: one for the top 1 percent and one for the rest of us.

Five Canards About Job-Killing Regulations Article
Among the regulations that conservatives claim are killing jobs are those on the interstate transportation of invasive foreign snakes, like the Burmese python, shown here. (Flickr/<a href=San Diego Shooter)" data-srcset="https://www.americanprogress.org/wp-content/uploads/sites/2/2011/10/regulation_canards_onpage.jpg?w=610 610w, https://www.americanprogress.org/wp-content/uploads/sites/2/2011/10/regulation_canards_onpage.jpg?w=610 610w, https://www.americanprogress.org/wp-content/uploads/sites/2/2011/10/regulation_canards_onpage.jpg?w=610 610w, https://www.americanprogress.org/wp-content/uploads/sites/2/2011/10/regulation_canards_onpage.jpg?w=500 500w, https://www.americanprogress.org/wp-content/uploads/sites/2/2011/10/regulation_canards_onpage.jpg?w=250 250w" data-sizes="auto" />

Five Canards About Job-Killing Regulations

Kristina Costa and Michael Linden point out the absurdities in conservative arguments that regulations are holding back our economy, not lack of demand.

Kristina Costa, Michael Linden

Another Sign of the Conservative Antiworker, Antijobs Agenda Article
El Senador Charles Grassley (R-IA) insta a que el presidente reactive su a agenda de comercio para avanzar acuerdos con Corea del Sur, Colombia, y Panamá en Washington, el miércoles, 7 de septiembre, 2011. (AP/J. Scott Applewhite)

Another Sign of the Conservative Antiworker, Antijobs Agenda

The weakened Trade Adjustment Assistance legislation Congress passed again reveals that conservative talk about creating jobs and protecting American workers amounts to little more than rhetoric, writes Sabina Dewan.

Sabina Dewan

TAA Must Be Renewed Alongside Trade Pacts In the News

TAA Must Be Renewed Alongside Trade Pacts

Sabina Dewan argues for continuing Trade Adjustment Assistance in this Roll Call column.

Roll Call

Sabina Dewan

Destroying Our Infrastructure and Our Construction Industry Article
Construction crews work on building a runway as part of the O'Hare International Airport expansion plan in Chicago. (AP/Jim Prisching)

Destroying Our Infrastructure and Our Construction Industry

Donna Cooper details why legislation to fund airport construction and safety as well as federal highway repairs and construction face unconscionable elimination in Congress.

Donna Cooper

Let It Flow Article
Funding model and investment strategy innovations pioneered by New York  and Connecticut provide a roadmap for the country as it faces a critical  and growing safe drinking water and wastewater infrastructure funding  gap. (iStockphoto)

Let It Flow

Donna Cooper and Jordan Eizenga urge policymakers to encourage other states to follow New York’s lead in applying modern portfolio management strategies to their revolving loan funds—which could mean more badly needed water infrastructure improvements.

Donna Cooper, Jordan Eizenga

Don’t Let Freight Economy Run off the Rails Article
The $265 billion freight rail industry is a particularly smart choice for public investment in a period of tight budgets because it can turn small public investments into major economic gains. (AP/Reed Saxon)

Don’t Let Freight Economy Run off the Rails

Julia Kantor and Donna Cooper urge Washington policymakers to support a strong American industry where small public investments become major economic gains.

Julia Kantor, Donna Cooper

Buy America Works Article

Buy America Works

Sam Ungar and Donna Cooper explore how a new website used by the highway agency makes it easier to ensure that recovery funds flow almost entirely to American companies and workers—and urge other Department of Transportation offices to follow the FHWA’s lead.

Sam Ungar, Donna Cooper

Reinvigorating Antitrust Enforcement Report
FTC Chairman Jon Leibowitz and Assistant Attorney General Christine Varney are seen. Both have brought a keen perception about the important role of antitrust enforcement as a bulwark to a competitive marketplace. (Department of Justice)

Reinvigorating Antitrust Enforcement

David Balto assesses the Obama administration's antitrust enforcement up to now and offers recommendations to strengthen that enforcement going forward.

David Balto

Employment Weakness Calls for Stronger Transportation Bill Article
Transportation and Infrastructure Committee Chairman John L. Mica (R-FL) argued that the EU ETS aviation program “is a clear violation of international law that puts U.S. air carriers at a competitive disadvantage, kills U.S. aviation jobs, and may lead to a trade war.” Clearly, though, any form of compliance with this bill will put U.S. air carriers at a competitive disadvantage and potentially destroy thousands of jobs in the airline industry. (AP/Lawrence Jackson)

Employment Weakness Calls for Stronger Transportation Bill

Donna Cooper explains how a current proposal to reduce federal spending on badly needed roads improvement will also be a drag on employment—at the worst possible time.

Donna Cooper

FCC Initiative to Stop “Cramming” Charges Article

FCC Initiative to Stop “Cramming” Charges

FCC Chairman Julius Genachowski highlights new efforts to empower consumers against mystery fees on phone bills.

Ending Too Big to Fail Article

Ending Too Big to Fail

CAPAF's Michael S. Barr testifies on ending too big to fail before the House Subcommittee on Financial Institutions and Consumer Credit.

Michael Barr

America’s Next Top Model Disclosure Article
Harvard Law professor  Elizabeth Warren, head of the new Consumer Financial Protection Bureau, says the agency intends to hold both itself and the lenders it  regulates to a far  higher standard of disclosure than government  typically requires. (AP/Manuel Balce Ceneta)

America’s Next Top Model Disclosure

Gadi Dechter discusses home mortgage loan disclosures the new Consumer Financial Protection Bureau is developing in this post on The Hill's blog.

Gadi Dechter

Don’t Roll Back Wall Street Reform Article
President Barack Obama, left, stands with Sen. Chris Dodd (D-CT), center, and Rep. Barney Frank (D-MA), right, after he signed the Dodd-Frank Wall Street Reform and Consumer Protection financial reform bill at the Ronald Reagan Building in Washington, Wednesday, July 21, 2010. (AP/Charles Dharapak)

Don’t Roll Back Wall Street Reform

Michael S. Barr details why the Wall Street Reform and Consumer Protection Act requires full congressional funding.

Michael Barr

Infrastructure Matters Article
Potholes are visible on a farming back road in Tulare, California. More than 146,000 of the 600,000 bridges in this country are failing, and nearly 800,000 miles of our roadways are in unacceptably poor condition, contributing to accidents and congestion. (AP/Gary Kazanjian)

Infrastructure Matters

We need to invest in infrastructure now for the sake of public safety and to boost our economy, says Donna Cooper.

Donna Cooper

Accountability for Consumer Financial Protection Article
Harvard Law professor  Elizabeth Warren, head of the new Consumer Financial Protection Bureau, says the agency intends to hold both itself and the lenders it  regulates to a far  higher standard of disclosure than government  typically requires. (AP/Manuel Balce Ceneta)

Accountability for Consumer Financial Protection

Michael Barr argues in The Hill that we need a Consumer Financial Protection Bureau that’s got the independence it needs to be accountable to the American people.

Michael Barr

Using Trade to Create Good Jobs at Home and Abroad Article
U.S. Trade Representative Ron Kirk, left, looks on as President Barack Obama talks about the US-Korea Free Trade Agreement. (AP/Evan Vucci)

Using Trade to Create Good Jobs at Home and Abroad

CAP hosts U.S.T.R. Ambassador Ron Kirk for a discussion on how trade policy can generate opportunities for workers around the globe.

Reorganizing Government to Promote Competitiveness Report

Reorganizing Government to Promote Competitiveness

Jitinder Kohli and Jordan Eizenga examine the government’s ability to make policy and implement programs that promote competitiveness, and present four options for government reorganization.

Jitinder Kohli, Jordan Eizenga

Community Program in Crosshairs Must Target Performance Article
Rep. Barney Frank (D-MA) at a news conference on Capitol Hill on the impact of cutting Community Development Block Grants. CDBG supporters may decry these cuts as an attack but the fate of these programs will not be preserved by combative rhetoric. Instead the interests of the poor are best served by agreeing that there is room for improvement in how these funds are used. (AP/Harry Hamburg)

Community Program in Crosshairs Must Target Performance

Donna Cooper and Jitinder Kohli discuss how this embattled program that offers opportunity to less fortunate Americans can bridge political divides by improving performance.

Donna Cooper, Jitinder Kohli

Our Infrastructure Challenge Article
Vice President Joe Biden talks with Transportation Secretary Ray LaHood on a train heading to an event to tout plans to improve the nation's infrastructure. Biden’s announcement of a far-reaching high speed rail plan shows that the Obama administration is on the right track when it comes to budget priorities and how to use federal dollars more wisely. (AP/Evan Vucci)

Our Infrastructure Challenge

Donna Cooper applauds high-speed rail investments unveiled by Vice President Biden, but challenges the administration to create public-private partnerships to rebuild our crumbling infrastructure.

Donna Cooper

There Are Foolish Things to Defund in the Federal Budget Article
More work supervising the financial system means we need more financial cops on the beat, which costs money. One idea being floated by Gary Gensler, head of the Commodity Futures Trading Commission, as a result of the possible funding shortfall is that the CFTC could impose a small tax on the transactions over which they have authority in order to pay for its expanded duties. (AP/J. Scott Applewhite)

There Are Foolish Things to Defund in the Federal Budget

Regulating financial markets costs something but let’s not be “million wise and trillion” foolish, write Michael Ettlinger and Adam S. Hersh. There are sensible ways to fund our financial policing agencies.

Michael Ettlinger, Adam Hersh

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Tackling Climate Change and Environmental Injustice
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Tackling Climate Change and Environmental Injustice

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Building an Economy for All

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