Homeownership Done Right

During the presidential campaign, the housing debate sometimes had more to do with how many homes a candidate owned than about solutions to the nation's housing crisis. At other times, specious claims were made that the current foreclosure crisis was caused by Fannie Mae, or by policies started in the 1990s to get banks to expand homeownership lending to low- and moderate-income families. 

We heard very little, unfortunately, about what has succeeded at enabling hardworking families with average or below-average incomes to afford a home or rent a decent apartment.

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This article was originally published in Baltimore Sun.