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Regulators’ Bank Capital Proposals Don’t Go Far Enough To Improve Financial Stability Article

Regulators’ Bank Capital Proposals Don’t Go Far Enough To Improve Financial Stability

While the 2023 bank capital proposals make important improvements to the regulatory framework, new CAP empirical analysis shows that additions to bank equity are modest and must be larger to substantially enhance the stability of the largest banks.

CAP Comments on Regulators’ Proposals To Increase Bank Capital Requirements Article

CAP Comments on Regulators’ Proposals To Increase Bank Capital Requirements

The Center for American Progress submitted a comment letter to the Office of the Comptroller of the Currency, Federal Reserve, and Federal Deposit Insurance Corporation on their proposals to raise capital requirements for the largest banks—those with assets of $100 billion or more.

CAP Submits Comments to the Office of Information and Regulatory Affairs on the Federal Insurance Office’s Climate Risk Data Collection Sign-On Letter

CAP Submits Comments to the Office of Information and Regulatory Affairs on the Federal Insurance Office’s Climate Risk Data Collection

The Center for American Progress submitted a comment letter to the Office of Information and Regulatory Affairs on the Federal Insurance Office’s climate-related financial risk data collection.

Lilith Fellowes-Granda

5 Priorities for the Financial Stability Oversight Council Report

5 Priorities for the Financial Stability Oversight Council

A vigorous FSOC could go a long way toward creating a U.S. financial system that is resilient and positioned to support long-term growth.

Gregg Gelzinis

Fact Sheet: A Stronger Regulatory Framework for Shadow Banks Fact Sheet
Pedestrians walk past the New York Stock Exchange in New York City, July 2002. (Getty/Spencer Platt)

Fact Sheet: A Stronger Regulatory Framework for Shadow Banks

Improving the regulation of large, complex, and interconnected shadow banks and their activities would help to protect the economy from another financial collapse.

Gregg Gelzinis

10 Years Later: The Financial Crisis State by State Article
The New York Stock Exchange stands in lower Manhattan, February 2017. (Getty/Spencer Platt)

10 Years Later: The Financial Crisis State by State

States were devastated by the financial crisis, and Congress should not plant the seeds of the next one through deregulation.

Joe Valenti

The Trump Administration Is Quietly Slashing Financial Stability Funding Article
Treasury Secretary Steven Mnuchin speaks on financial reform at the Treasury Department in Washington, April 21, 2017. (AP/Susan Walsh)

The Trump Administration Is Quietly Slashing Financial Stability Funding

Gutting funding for the Financial Stability Oversight Council and the Office of Financial Research does not save taxpayers a dime and makes the U.S. financial system less safe.

Gregg Gelzinis

Is the FHA Distressed Asset Stabilization Program Meeting Its Goals? Report
Nearly 2 million homeowners remain at risk of foreclosure because of reduced income, underwater loans, or the failure of mortgage servicers to assist them properly. (AP/Charles Rex Arbogast)

Is the FHA Distressed Asset Stabilization Program Meeting Its Goals?

On DASP’s two-year anniversary, CAP provides recommendations for how the Federal Housing Administration can better help neighborhoods and homeowners while still saving money for taxpayers.

Sarah Edelman, Julia Gordon, Aashna Desai

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Related Priorities

Tackling Climate Change and Environmental Injustice

Tackling Climate Change and Environmental Injustice

We pursue climate action that meets the crisis’s urgency, creates good-quality jobs, benefits disadvantaged communities, and restores U.S. credibility on the global stage.

Restoring Social Trust in Democracy

Restoring Social Trust in Democracy

Democracy is under attack at home and abroad. We must act to ensure it is accessible to all, accountable, and can serve as a force of good.

Building an Economy for All

Building an Economy for All

Economic growth must be built on the foundation of a strong and secure middle class so that all Americans benefit from growth.

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