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How To Reform the Bank Merger Process Article
Photo shows the office buildings for Bank of America and SunTrust, which recently merged with BB&T to become Truist, are seen in Miami.

How To Reform the Bank Merger Process

As the U.S. banking industry becomes increasingly concentrated into fewer, larger firms, federal regulators must reform the process by which they approve new mergers.

Alex Fredman, Todd Phillips

How To Regulate Tech: A Technology Policy Framework for Online Services Report
A black man wearing a dark gray beanie and a woman with dark hair and glasses, both in their twenties or thirties, are pictured staring at a large computer monitor (screen is not visible to the viewer.)

How To Regulate Tech: A Technology Policy Framework for Online Services

Online services have become an essential and ubiquitous part of American life. This report proposes a new regulatory framework to address existing harms, promote equitable growth, and protect the public interest online.

Erin Simpson, Adam Conner

The SEC’s Regulatory Role in the Digital Asset Markets Report
A technician inspects the backside of bitcoin mining at Bitfarms in Saint-Hyacinthe, Quebec, on March 19, 2018. (Getty/AFP/Lars Hagberg)

The SEC’s Regulatory Role in the Digital Asset Markets

As the markets for digital assets such as cryptocurrencies grow, the U.S. Securities and Exchange Commission and other financial regulators must impose sensible regulations on digital assets to protect traders and investors.

Todd Phillips

5 Priorities for the Financial Stability Oversight Council Report

5 Priorities for the Financial Stability Oversight Council

A vigorous FSOC could go a long way toward creating a U.S. financial system that is resilient and positioned to support long-term growth.

Gregg Gelzinis

Switching to Responsible Banking Report
 (Customers stand at a teller's window at a bank in Miami, May 2012.)

Switching to Responsible Banking

By enhancing information on environmental, social, and governance matters in banking and facilitating competition, the CFPB and bank regulators can reduce financial abuses and empower consumers to align the financial system with sustainable values.

Divya Vijay, Andy Green

Bank Capital and the Coronavirus Crisis Report
 (The Federal Reserve building is seen in Washington, D.C., January 2008.)

Bank Capital and the Coronavirus Crisis

The Federal Reserve must reverse course on costly bank capital mistakes that have increased the vulnerability of the banking system in the face of the coronavirus pandemic.

Gregg Gelzinis

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