Senior Fellow; Chief Economist
Ticketmaster’s bungling of Taylor Swift tickets illustrates the importance of market competition and vigorous antitrust enforcement.
The Federal Trade Commission should undertake rulemaking to address the harms created by the monetization of consumer data collected through commercial surveillance online as well as lax data security practices.
Todd Phillips testified before the Senate Committee on Agriculture, Nutrition, and Forestry about S. 4760, the Digital Commodities Consumer Protection Act.
As the U.S. banking industry becomes increasingly concentrated into fewer, larger firms, federal regulators must reform the process by which they approve new mergers.
Online services have become an essential and ubiquitous part of American life. This report proposes a new regulatory framework to address existing harms, promote equitable growth, and protect the public interest online.
As the markets for digital assets such as cryptocurrencies grow, the U.S. Securities and Exchange Commission and other financial regulators must impose sensible regulations on digital assets to protect traders and investors.
A vigorous FSOC could go a long way toward creating a U.S. financial system that is resilient and positioned to support long-term growth.
By enhancing information on environmental, social, and governance matters in banking and facilitating competition, the CFPB and bank regulators can reduce financial abuses and empower consumers to align the financial system with sustainable values.
The climate crisis may have serious implications for agricultural finance.
Evidence suggests that large digital service platforms with market power deserve much closer antitrust scrutiny.
Consumer protections should be strengthened—not rolled back—as part of the economic response to the coronavirus.
The Federal Reserve must reverse course on costly bank capital mistakes that have increased the vulnerability of the banking system in the face of the coronavirus pandemic.