Senior Fellow; Chief Economist
Now is the time for federal banking regulators to raise equity requirements to prevent banking history from repeating itself yet again.
Ticketmaster’s bungling of Taylor Swift tickets illustrates the importance of market competition and vigorous antitrust enforcement.
The Federal Trade Commission should undertake rulemaking to address the harms created by the monetization of consumer data collected through commercial surveillance online as well as lax data security practices.
Todd Phillips testified before the Senate Committee on Agriculture, Nutrition, and Forestry about S. 4760, the Digital Commodities Consumer Protection Act.
As the U.S. banking industry becomes increasingly concentrated into fewer, larger firms, federal regulators must reform the process by which they approve new mergers.
Online services have become an essential and ubiquitous part of American life. This report proposes a new regulatory framework to address existing harms, promote equitable growth, and protect the public interest online.
As the markets for digital assets such as cryptocurrencies grow, the U.S. Securities and Exchange Commission and other financial regulators must impose sensible regulations on digital assets to protect traders and investors.
A vigorous FSOC could go a long way toward creating a U.S. financial system that is resilient and positioned to support long-term growth.
By enhancing information on environmental, social, and governance matters in banking and facilitating competition, the CFPB and bank regulators can reduce financial abuses and empower consumers to align the financial system with sustainable values.
The climate crisis may have serious implications for agricultural finance.
Evidence suggests that large digital service platforms with market power deserve much closer antitrust scrutiny.
Consumer protections should be strengthened—not rolled back—as part of the economic response to the coronavirus.
We pursue climate action that meets the crisis’s urgency, creates good-quality jobs, benefits disadvantaged communities, and restores U.S. credibility on the global stage.
Democracy is under attack at home and abroad. We must act to ensure it is accessible to all, accountable, and can serve as a force of good.
Economic growth must be built on the foundation of a strong and secure middle class so that all Americans benefit from growth.
We apply a racial equity lens in developing and advancing policies that aim to root out entrenched systemic racism to ensure everyone has an opportunity to thrive.