Marc
Jarsulic
Senior Fellow; Chief Economist
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The Role of Leverage in the Failures of Silvergate, Silicon Valley, and Signature Banks
Article
![People outside Silicon Valley Bank building]()
The Role of Leverage in the Failures of Silvergate, Silicon Valley, and Signature Banks
Now is the time for federal banking regulators to raise equity requirements to prevent banking history from repeating itself yet again.
3 Antitrust Lessons From the Taylor Swift Ticketmaster Debacle
Article
![A Ticketmaster sign hangs on the wall at the FTX Arena ticket window.]()
3 Antitrust Lessons From the Taylor Swift Ticketmaster Debacle
Ticketmaster’s bungling of Taylor Swift tickets illustrates the importance of market competition and vigorous antitrust enforcement.
Rulemaking Is Needed To Address the Harms From Commercial Surveillance and Lax Data Security
Article
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Rulemaking Is Needed To Address the Harms From Commercial Surveillance and Lax Data Security
The Federal Trade Commission should undertake rulemaking to address the harms created by the monetization of consumer data collected through commercial surveillance online as well as lax data security practices.
Testimony Before the US Senate Committee on Agriculture, Nutrition, and Forestry
In the News
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Testimony Before the US Senate Committee on Agriculture, Nutrition, and Forestry
Todd Phillips testified before the Senate Committee on Agriculture, Nutrition, and Forestry about S. 4760, the Digital Commodities Consumer Protection Act.
How To Reform the Bank Merger Process
Article
![Photo shows the office buildings for Bank of America and SunTrust, which recently merged with BB&T to become Truist, are seen in Miami.]()
How To Reform the Bank Merger Process
As the U.S. banking industry becomes increasingly concentrated into fewer, larger firms, federal regulators must reform the process by which they approve new mergers.
How To Regulate Tech: A Technology Policy Framework for Online Services
Report
![A black man wearing a dark gray beanie and a woman with dark hair and glasses, both in their twenties or thirties, are pictured staring at a large computer monitor (screen is not visible to the viewer.)]()
How To Regulate Tech: A Technology Policy Framework for Online Services
Online services have become an essential and ubiquitous part of American life. This report proposes a new regulatory framework to address existing harms, promote equitable growth, and protect the public interest online.
The SEC’s Regulatory Role in the Digital Asset Markets
Report
![A technician inspects the backside of bitcoin mining at Bitfarms in Saint-Hyacinthe, Quebec, on March 19, 2018. (Getty/AFP/Lars Hagberg)]()
The SEC’s Regulatory Role in the Digital Asset Markets
As the markets for digital assets such as cryptocurrencies grow, the U.S. Securities and Exchange Commission and other financial regulators must impose sensible regulations on digital assets to protect traders and investors.
5 Priorities for the Financial Stability Oversight Council
Report
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5 Priorities for the Financial Stability Oversight Council
A vigorous FSOC could go a long way toward creating a U.S. financial system that is resilient and positioned to support long-term growth.
Switching to Responsible Banking
Report
![(Customers stand at a teller's window at a bank in Miami, May 2012.)]()
Switching to Responsible Banking
By enhancing information on environmental, social, and governance matters in banking and facilitating competition, the CFPB and bank regulators can reduce financial abuses and empower consumers to align the financial system with sustainable values.
Promoting Climate-Resilient Agricultural and Rural Credit
Report
![Essential farm workers continue work as Florida agriculture industry struggles amid the coronavirus pandemic, April 2020. (Getty/Joe Raedle)]()
Promoting Climate-Resilient Agricultural and Rural Credit
The climate crisis may have serious implications for agricultural finance.
Using Antitrust Law To Address the Market Power of Platform Monopolies
Report
![A woman walks past Google's New York City office in June 2019. (Getty/Drew Angerer)]()
Using Antitrust Law To Address the Market Power of Platform Monopolies
Evidence suggests that large digital service platforms with market power deserve much closer antitrust scrutiny.
Protecting American Consumers in Crisis
Article
![A woman walks by stores, many closed, in the Bronx in New York City on July 23, 2020. (Getty/Spencer Platt)]()
Protecting American Consumers in Crisis
Consumer protections should be strengthened—not rolled back—as part of the economic response to the coronavirus.
Related Priorities
Tackling Climate Change and Environmental Injustice
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Tackling Climate Change and Environmental Injustice
We pursue climate action that meets the crisis’s urgency, creates good-quality jobs, benefits disadvantaged communities, and restores U.S. credibility on the global stage.
Restoring Social Trust in Democracy
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Restoring Social Trust in Democracy
Democracy is under attack at home and abroad. We must act to ensure it is accessible to all, accountable, and can serve as a force of good.
Building an Economy for All
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Building an Economy for All
Economic growth must be built on the foundation of a strong and secure middle class so that all Americans benefit from growth.
Advancing Racial Equity and Justice
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Advancing Racial Equity and Justice
We apply a racial equity lens in developing and advancing policies that aim to root out entrenched systemic racism to ensure everyone has an opportunity to thrive.