8 Ways Trump’s Turbulence Tax Is Costing the Economy ReportSeptember 3, 2025 8 Ways Trump’s Turbulence Tax Is Costing the Economy President Trump’s erratic tariffs and other policies are already affecting consumers’ cost of living and costing businesses real money. Sep 3, 2025 Michael Negron
The Trump Administration Is Using Americans’ Sensitive Data To Build a Digital Watchtower ReportAugust 25, 2025 The Trump Administration Is Using Americans’ Sensitive Data To Build a Digital Watchtower The Trump administration’s abusive efforts to repurpose millions of federal records and funnel them into a centralized government database represent a systemic shift toward a consolidation of informational power while obscuring public accountability; Congress must address this with a modern legal framework including clear rights and binding duties. Aug 25, 2025 Nicole Alvarez
The Consumer Financial Protection Bureau Has Helped Millions of Americans ArticleJune 10, 2025 The Consumer Financial Protection Bureau Has Helped Millions of Americans Since 2011, the CFPB has defended Americans’ economic security, handling complaints to ensure customers are treated fairly by banks and other corporations. Jun 10, 2025 Sachin Shiva, Lilith Fellowes-Granda
The Trump Administration Ended Collective Bargaining for 1 Million Federal Workers ArticleMay 22, 2025 The Trump Administration Ended Collective Bargaining for 1 Million Federal Workers The Trump administration claims to speak for American workers, but it took away the collective bargaining rights of 1 in every 14 workers protected by a union contract. May 22, 2025 Aurelia Glass
The stablecoin legislation still being pushed in Congress risks sowing the seeds of a financial crisis In the NewsMay 15, 2025 The stablecoin legislation still being pushed in Congress risks sowing the seeds of a financial crisis In an op-ed published by Fortune, Alexandra Thornton explains why the crypto-friendly legislation congressional Republicans are pushing right now would be so bad for American consumers. May 15, 2025 Fortune Alexandra Thornton
A 21st Century Privacy Act: Ending the Exploitation of Unlawfully Obtained Government Data ReportMay 12, 2025 A 21st Century Privacy Act: Ending the Exploitation of Unlawfully Obtained Government Data Legally mandated data deletion and algorithmic disgorgement of systems built using unlawfully obtained personal data would prevent federal agencies and private actors from continuing to benefit from their use. May 12, 2025 Nicole Alvarez, Adam Conner
DOGE Takes a Chainsaw to the Services That Small Businesses Need ArticleApril 28, 2025 DOGE Takes a Chainsaw to the Services That Small Businesses Need Trump administration slashes important federal services for small businesses amid tariff uncertainty. Apr 28, 2025 Michael Negron
Trump’s Unlawful Removal of Independent Agency Leaders Threatens Hard-Won Protections Past EventApril 23, 2025 Trump’s Unlawful Removal of Independent Agency Leaders Threatens Hard-Won Protections Join the Center for American Progress for a panel discussion about the vital role that independent agencies play in protecting Americans. Center for American Progress and online via Zoom Apr 23, 2025
CAP Testimony Before the House Financial Services Committee’s Subcommittee on Digital Assets, Financial Technology, and Artificial Intelligence TestimonyApril 15, 2025 CAP Testimony Before the House Financial Services Committee’s Subcommittee on Digital Assets, Financial Technology, and Artificial Intelligence Alexandra Thornton testified before the U.S. House Financial Services Committee’s Subcommittee on Digital Assets, Financial Technology, and Artificial Intelligence regarding crypto market structure legislation and U.S. securities laws. Apr 15, 2025 Alexandra Thornton
How Independent Federal Agencies Help Americans ArticleApril 3, 2025 How Independent Federal Agencies Help Americans Independent agencies protect Americans and their communities from bank failures, dangerous products, scams, transportation disasters, and everything in between. Apr 3, 2025 Michael Sozan, Hayley Durudogan
Cuts to Department of Education’s Office of Federal Student Aid Will Leave Students and Borrowers Worse Off ArticleMarch 25, 2025 Cuts to Department of Education’s Office of Federal Student Aid Will Leave Students and Borrowers Worse Off The Department of Education’s latest workforce cuts, coupled with the executive order calling for the closure of the department, undermine its ability to meet legal obligations and effectively serve students and borrowers. Mar 25, 2025 Madison Weiss
The Trump Administration Is Hurting Consumers’ Wallets by Kneecapping the CFPB ArticleMarch 20, 2025 The Trump Administration Is Hurting Consumers’ Wallets by Kneecapping the CFPB Americans’ hard-earned money is at risk as President Trump and Elon Musk dismantle consumer safeguards enforced by the Consumer Financial Protection Bureau. Mar 20, 2025 Lilith Fellowes-Granda, Alexandra Thornton
How Trump and Musk defanging the SEC puts your financial future at risk In the NewsMarch 4, 2025 How Trump and Musk defanging the SEC puts your financial future at risk In an op-ed published by Fortune, Alexandra Thornton explains why the Trump administration and DOGE's dismantling of the Securities and Exchange Commission puts Americans' financial futures at risk. Mar 4, 2025 Fortune Alexandra Thornton
Trump’s War on America Risks a Wave of Catastrophes ArticleFebruary 27, 2025 Trump’s War on America Risks a Wave of Catastrophes President Trump’s reckless dismantling of government agencies and safeguards exposes America to a wave of preventable disasters. Feb 27, 2025 Tom Moore
Previewing the 2024 Supreme Court Term: The Continuing Attack on American Rule of Law ArticleSeptember 25, 2024 Previewing the 2024 Supreme Court Term: The Continuing Attack on American Rule of Law The Supreme Court will continue to hear cases this term that could roll back Americans’ rights and undermine protections for workers, public health, and the environment. Sep 25, 2024 Devon Ombres, Jeevna Sheth
CAP Comment to NIST Advocates for Artificial Intelligence Mitigation To Include Third-Party Deployment ArticleSeptember 16, 2024 CAP Comment to NIST Advocates for Artificial Intelligence Mitigation To Include Third-Party Deployment The Center for American Progress submitted a response to the National Institute for Science and Technology’s plan for mitigating the misuse of artificial intelligence. Sep 16, 2024 Megan Shahi, Adam Conner
CAP and GFI Comment Recommends Federal Agencies Use Existing Authority To Address AI in Financial Services Sector ArticleSeptember 10, 2024 CAP and GFI Comment Recommends Federal Agencies Use Existing Authority To Address AI in Financial Services Sector The Center for American Progress and Governing for Impact urge federal financial regulatory agencies to use powers already under their authority to regulate AI. Sep 10, 2024 Adam Conner, Will Dobbs-Allsopp
Opinion: Big Tech is shutting out our access to crucial data. Why does Congress allow it? In the NewsSeptember 3, 2024 Opinion: Big Tech is shutting out our access to crucial data. Why does Congress allow it? Megan Shahi, Ellen Jacobs, and Jamie Neikrie write in MarketWatch breaking down the repercussions of tech giant Meta’s controversial decision to shut down CrowdTangle. Sep 3, 2024 MarketWatch Megan Shahi, Ellen Jacobs, Jamie Neikrie
Reauthorizing the CFTC: Stakeholder Perspectives In the NewsAugust 19, 2024 Reauthorizing the CFTC: Stakeholder Perspectives Alexandra Thornton testifies on the CFTC before the House Subcommittee on Commodity Markets, Digital Assets, and Rural Development. Aug 19, 2024 the House Committee on Agriculture Alexandra Thornton
Why the crypto industry doesn’t want to be regulated by the SEC In the NewsJuly 24, 2024 Why the crypto industry doesn’t want to be regulated by the SEC In an op-ed published in The Hill, Alexandra Thornton explains why the crypto industry is pushing so hard to be regulated by the Commodity Futures Trading Commission. Jul 24, 2024 The Hill Alexandra Thornton
Project 2025 Would Allow Financial Disaster To Bolster Wall Street’s Bottom Line ArticleJuly 1, 2024 Project 2025 Would Allow Financial Disaster To Bolster Wall Street’s Bottom Line New CAP analysis gauges the potential effects of a present-day financial disaster on workers and the economy if a far-right plan to put short-term gains for Wall Street above long-term prosperity for American families is successful. Jul 1, 2024 Marc Jarsulic, Lilith Fellowes-Granda
Making State Authorization Reciprocity Agreements in Higher Education Work for Students ArticleJune 21, 2024 Making State Authorization Reciprocity Agreements in Higher Education Work for Students Distance education agreements should align with the needs of students, states, and institutions—in that order. Jun 21, 2024 Stephanie Hall
The CFPB Is Cleaning Up Junk Fees ReportApril 9, 2024 The CFPB Is Cleaning Up Junk Fees The Consumer Financial Protection Bureau has taken a series of actions to cut excessive and hidden junk fees in the financial marketplace, which will save consumers billions of dollars. Apr 9, 2024 Lilith Fellowes-Granda, David Correa
CAP Comment Recommends Key Risk Mitigation Strategies for NIST’s Generative AI Companion Resource ArticleFebruary 15, 2024 CAP Comment Recommends Key Risk Mitigation Strategies for NIST’s Generative AI Companion Resource The Center for American Progress submitted comments to the National Institute of Standards and Technology recommending strategies to identify and mitigate harms from generative artificial intelligence. Feb 15, 2024 Adam Conner, Megan Shahi
The Supreme Court’s Assault on Government Could Make the Far-Right’s Dreams Come True ReportFebruary 15, 2024 The Supreme Court’s Assault on Government Could Make the Far-Right’s Dreams Come True The Supreme Court could strip power away from Congress and the president in several cases this term in ways that will make life worse for everyday Americans. Feb 15, 2024 Devon Ombres
Supreme Court’s Push to Weaken Government Oversight Opens Door for Meta to Attack FTC ArticleDecember 5, 2023 Supreme Court’s Push to Weaken Government Oversight Opens Door for Meta to Attack FTC Meta piggybacks off of the Supreme Court SEC v. Jarkesy oral argument to assert the FTC is unconstitutional. Dec 5, 2023 Devon Ombres, Jeevna Sheth
CFPB Complaints State Fact Sheets: The CFPB Helps Consumers Nationwide ArticleOctober 3, 2023 CFPB Complaints State Fact Sheets: The CFPB Helps Consumers Nationwide The CFPB has stood up for everyday consumers and fought against unfair treatment across the United States, addressing consumer complaints nationwide. Oct 3, 2023 Crystal Weise, Lilith Fellowes-Granda, David Correa
Analysis of CFPB Complaints by State: Helping Consumers in Delaware Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Delaware The CFPB has stood up for everyday consumers and fought against unfair treatment in Delaware. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Florida Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Florida The CFPB has stood up for everyday consumers and fought against unfair treatment in Florida. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Illinois Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Illinois The CFPB has stood up for everyday consumers and fought against unfair treatment in Illinois. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Indiana Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Indiana The CFPB has stood up for everyday consumers and fought against unfair treatment in Indiana. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Alaska Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Alaska The CFPB has stood up for everyday consumers and fought against unfair treatment in Alaska. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Alabama Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Alabama The CFPB has stood up for everyday consumers and fought against unfair treatment in Alabama. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Kansas Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Kansas The CFPB has stood up for everyday consumers and fought against unfair treatment in Kansas. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Colorado Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Colorado The CFPB has stood up for everyday consumers and fought against unfair treatment in Colorado. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Connecticut Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Connecticut The CFPB has stood up for everyday consumers and fought against unfair treatment in Connecticut. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in New Hampshire Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in New Hampshire The CFPB has stood up for everyday consumers and fought against unfair treatment in New Hampshire. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in New Mexico Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in New Mexico The CFPB has stood up for everyday consumers and fought against unfair treatment in New Mexico. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in North Carolina Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in North Carolina The CFPB has stood up for everyday consumers and fought against unfair treatment in North Carolina. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Ohio Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Ohio The CFPB has stood up for everyday consumers and fought against unfair treatment in Ohio. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Rhode Island Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Rhode Island The CFPB has stood up for everyday consumers and fought against unfair treatment in Rhode Island. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in South Dakota Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in South Dakota The CFPB has stood up for everyday consumers and fought against unfair treatment in South Dakota. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Tennessee Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Tennessee The CFPB has stood up for everyday consumers and fought against unfair treatment in Tennessee. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Utah Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Utah The CFPB has stood up for everyday consumers and fought against unfair treatment in Utah. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Vermont Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Vermont The CFPB has stood up for everyday consumers and fought against unfair treatment in Vermont. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Washington Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Washington The CFPB has stood up for everyday consumers and fought against unfair treatment in Washington. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Wyoming Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Wyoming The CFPB has stood up for everyday consumers and fought against unfair treatment in Wyoming. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Wisconsin Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Wisconsin The CFPB has stood up for everyday consumers and fought against unfair treatment in Wisconsin. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in West Virginia Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in West Virginia The CFPB has stood up for everyday consumers and fought against unfair treatment in West Virginia. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in South Carolina Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in South Carolina The CFPB has stood up for everyday consumers and fought against unfair treatment in South Carolina. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Oklahoma Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Oklahoma The CFPB has stood up for everyday consumers and fought against unfair treatment in Oklahoma. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in North Dakota Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in North Dakota The CFPB has stood up for everyday consumers and fought against unfair treatment in North Dakota. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Nevada Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Nevada The CFPB has stood up for everyday consumers and fought against unfair treatment in Nevada. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Montana Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Montana The CFPB has stood up for everyday consumers and fought against unfair treatment in Montana. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Missouri Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Missouri The CFPB has stood up for everyday consumers and fought against unfair treatment in Missouri. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Mississippi Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Mississippi The CFPB has stood up for everyday consumers and fought against unfair treatment in Mississippi. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Minnesota Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Minnesota The CFPB has stood up for everyday consumers and fought against unfair treatment in Minnesota. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Michigan Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Michigan The CFPB has stood up for everyday consumers and fought against unfair treatment in Michigan. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Massachusetts Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Massachusetts The CFPB has stood up for everyday consumers and fought against unfair treatment in Massachusetts. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Maryland Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Maryland The CFPB has stood up for everyday consumers and fought against unfair treatment in Maryland. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Maine Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Maine The CFPB has stood up for everyday consumers and fought against unfair treatment in Maine. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Louisiana Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Louisiana The CFPB has stood up for everyday consumers and fought against unfair treatment in Louisiana. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Kentucky Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Kentucky The CFPB has stood up for everyday consumers and fought against unfair treatment in Kentucky. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Idaho Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Idaho The CFPB has stood up for everyday consumers and fought against unfair treatment in Idaho. Sep 28, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Hawaii Fact SheetSeptember 28, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Hawaii The CFPB has stood up for everyday consumers and fought against unfair treatment in Hawaii. Sep 28, 2023
CFPB v. CFSA: How the Supreme Court Could Harm Consumers and Financial Markets ReportSeptember 28, 2023 CFPB v. CFSA: How the Supreme Court Could Harm Consumers and Financial Markets The U.S. Supreme Court is considering a case challenging the autonomy of the single most important agency for the protection of consumers in the financial markets—and its decision could spread uncertainty and harm far beyond the agency. Sep 28, 2023 Lilith Fellowes-Granda, Devon Ombres, Alexandra Thornton, 1 More Crystal Weise
Analysis of CFPB Complaints by State: Helping Consumers in Texas Fact SheetSeptember 25, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Texas The CFPB has stood up for everyday consumers and fought against unfair treatment in Texas. Sep 25, 2023
Analysis of CFPB Complaints by State: Helping Consumers in New Jersey Fact SheetSeptember 25, 2023 Analysis of CFPB Complaints by State: Helping Consumers in New Jersey The CFPB has stood up for everyday consumers and fought against unfair treatment in New Jersey. Sep 25, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Arkansas Fact SheetSeptember 25, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Arkansas The CFPB has stood up for everyday consumers and fought against unfair treatment in Arkansas. Sep 25, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Georgia Fact SheetSeptember 25, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Georgia The CFPB has stood up for everyday consumers and fought against unfair treatment in Georgia. Sep 25, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Virginia Fact SheetSeptember 25, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Virginia The CFPB has stood up for everyday consumers and fought against unfair treatment in Virginia. Sep 25, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Iowa Fact SheetSeptember 25, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Iowa The CFPB has stood up for everyday consumers and fought against unfair treatment in Iowa. Sep 25, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Pennsylvania Fact SheetSeptember 25, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Pennsylvania The CFPB has stood up for everyday consumers and fought against unfair treatment in Pennsylvania. Sep 25, 2023
Analysis of CFPB Complaints by State: Helping Consumers in New York Fact SheetSeptember 25, 2023 Analysis of CFPB Complaints by State: Helping Consumers in New York The CFPB has stood up for everyday consumers and fought against unfair treatment in New York. Sep 25, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Nebraska Fact SheetSeptember 25, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Nebraska The CFPB has stood up for everyday consumers and fought against unfair treatment in Nebraska. Sep 25, 2023
Analysis of CFPB Complaints by State: Helping Consumers in California Fact SheetSeptember 25, 2023 Analysis of CFPB Complaints by State: Helping Consumers in California The CFPB has stood up for everyday consumers and fought against unfair treatment in California. Sep 25, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Oregon Fact SheetSeptember 25, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Oregon The CFPB has stood up for everyday consumers and fought against unfair treatment in Oregon. Sep 25, 2023
Analysis of CFPB Complaints by State: Helping Consumers in Arizona Fact SheetSeptember 25, 2023 Analysis of CFPB Complaints by State: Helping Consumers in Arizona The CFPB has stood up for everyday consumers and fought against unfair treatment in Arizona. Sep 25, 2023
Bank Failures Highlight Need for a Strong and Independent CFPB ArticleApril 10, 2023 Bank Failures Highlight Need for a Strong and Independent CFPB The CFPB faces legal and political challenges amid instability in the banking system. Apr 10, 2023 Lilith Fellowes-Granda, Crystal Weise
The Role of Leverage in the Failures of Silvergate, Silicon Valley, and Signature Banks ArticleMarch 16, 2023 The Role of Leverage in the Failures of Silvergate, Silicon Valley, and Signature Banks Now is the time for federal banking regulators to raise equity requirements to prevent banking history from repeating itself yet again. Mar 16, 2023 Marc Jarsulic, Alexandra Thornton
3 Antitrust Lessons From the Taylor Swift Ticketmaster Debacle ArticleNovember 22, 2022 3 Antitrust Lessons From the Taylor Swift Ticketmaster Debacle Ticketmaster’s bungling of Taylor Swift tickets illustrates the importance of market competition and vigorous antitrust enforcement. Nov 22, 2022 Marc Jarsulic
Rulemaking Is Needed To Address the Harms From Commercial Surveillance and Lax Data Security ArticleNovember 22, 2022 Rulemaking Is Needed To Address the Harms From Commercial Surveillance and Lax Data Security The Federal Trade Commission should undertake rulemaking to address the harms created by the monetization of consumer data collected through commercial surveillance online as well as lax data security practices. Nov 22, 2022 Adam Conner, Marc Jarsulic
Testimony Before the US Senate Committee on Agriculture, Nutrition, and Forestry In the NewsSeptember 19, 2022 Testimony Before the US Senate Committee on Agriculture, Nutrition, and Forestry Todd Phillips testified before the Senate Committee on Agriculture, Nutrition, and Forestry about S. 4760, the Digital Commodities Consumer Protection Act. Sep 19, 2022 the U.S. Senate Committee on Agriculture, Nutrition, and Forestry Todd Phillips
How To Reform the Bank Merger Process ArticleJune 10, 2022 How To Reform the Bank Merger Process As the U.S. banking industry becomes increasingly concentrated into fewer, larger firms, federal regulators must reform the process by which they approve new mergers. Jun 10, 2022 Alex Fredman, Todd Phillips
How To Regulate Tech: A Technology Policy Framework for Online Services ReportNovember 16, 2021 How To Regulate Tech: A Technology Policy Framework for Online Services Online services have become an essential and ubiquitous part of American life. This report proposes a new regulatory framework to address existing harms, promote equitable growth, and protect the public interest online. Nov 16, 2021 Erin Simpson, Adam Conner
The SEC’s Regulatory Role in the Digital Asset Markets ReportOctober 4, 2021 The SEC’s Regulatory Role in the Digital Asset Markets As the markets for digital assets such as cryptocurrencies grow, the U.S. Securities and Exchange Commission and other financial regulators must impose sensible regulations on digital assets to protect traders and investors. Oct 4, 2021 Todd Phillips
5 Priorities for the Financial Stability Oversight Council ReportMarch 31, 2021 5 Priorities for the Financial Stability Oversight Council A vigorous FSOC could go a long way toward creating a U.S. financial system that is resilient and positioned to support long-term growth. Mar 31, 2021 Gregg Gelzinis
Switching to Responsible Banking ReportFebruary 26, 2021 Switching to Responsible Banking By enhancing information on environmental, social, and governance matters in banking and facilitating competition, the CFPB and bank regulators can reduce financial abuses and empower consumers to align the financial system with sustainable values. Feb 26, 2021 Divya Vijay, Andy Green
Promoting Climate-Resilient Agricultural and Rural Credit ReportJanuary 14, 2021 Promoting Climate-Resilient Agricultural and Rural Credit The climate crisis may have serious implications for agricultural finance. Jan 14, 2021 Caius Z. Willingham
Using Antitrust Law To Address the Market Power of Platform Monopolies ReportJuly 28, 2020 Using Antitrust Law To Address the Market Power of Platform Monopolies Evidence suggests that large digital service platforms with market power deserve much closer antitrust scrutiny. Jul 28, 2020 Marc Jarsulic
Protecting American Consumers in Crisis ArticleJuly 27, 2020 Protecting American Consumers in Crisis Consumer protections should be strengthened—not rolled back—as part of the economic response to the coronavirus. Jul 27, 2020 Colin Medwick, Michela Zonta
Bank Capital and the Coronavirus Crisis ReportMay 12, 2020 Bank Capital and the Coronavirus Crisis The Federal Reserve must reverse course on costly bank capital mistakes that have increased the vulnerability of the banking system in the face of the coronavirus pandemic. May 12, 2020 Gregg Gelzinis
Climate Change and Municipal Finance ReportMay 6, 2020 Climate Change and Municipal Finance To address the fact that economic shocks caused by climate change will reduce state and local tax collections and increase infrastructure costs—creating additional risks for municipal bond investors—state and local issuers should adopt new climate risk disclosure standards to ensure accurate risk assessment and bond pricing. May 6, 2020 Kevin DeGood
Oversight and Implementation Will Determine the Effectiveness of the New Laws Responding to Coronavirus ArticleApril 27, 2020 Oversight and Implementation Will Determine the Effectiveness of the New Laws Responding to Coronavirus The public health and economic recovery hinge on the effective implementation and oversight of Congress’ coronavirus legislation. Apr 27, 2020 Center for American Progress
The Economic Fallout of the Coronavirus for People of Color ArticleApril 14, 2020 The Economic Fallout of the Coronavirus for People of Color Occupational segregation, employment discrimination, and exploitation make economic downturns, such as the one created by the COVID-19 pandemic, worse in communities of color by destabilizing jobs, undermining small businesses, and increasing income shocks and unexpected expenses. Apr 14, 2020 Connor Maxwell, Danyelle Solomon
How Congress Can Help Small Businesses Weather the Coronavirus Pandemic ArticleApril 13, 2020 How Congress Can Help Small Businesses Weather the Coronavirus Pandemic Any new funding for the Paycheck Protection Program must provide immediate cash to the smallest businesses in order to protect them from the COVID-19 fallout. Apr 13, 2020 Alexandra Thornton, Andy Green
Tackling Climate Change and Environmental Injustice IssueNovember 1, 2021 Tackling Climate Change and Environmental Injustice We pursue climate action that meets the crisis’s urgency, creates good-quality jobs, benefits disadvantaged communities, and restores U.S. credibility on the global stage.
Restoring Social Trust in Democracy IssueNovember 1, 2021 Restoring Social Trust in Democracy Democracy is under attack at home and abroad. We must act to ensure it is accessible to all, accountable, and can serve as a force of good.
Building an Economy for All IssueNovember 1, 2021 Building an Economy for All Economic growth must be built on the foundation of a strong and secure middle class so that all Americans benefit from growth.
Advancing Racial Equity and Justice IssueNovember 1, 2021 Advancing Racial Equity and Justice We apply a racial equity lens in developing and advancing policies that aim to root out entrenched systemic racism to ensure everyone has an opportunity to thrive.