Joe Valenti Click to download hi-resolution image

Expertise: Poverty, consumer finance

Joe Valenti is the director of Consumer Finance at American Progress. His work focuses on improving the ability of low- and moderate-income consumers to participate in the financial sector and to make the most of their resources.

Prior to joining American Progress, he was a Hamilton fellow at the U.S. Treasury Department, serving as a research analyst working with the Community Development Financial Institutions and New Markets Tax Credit programs. He previously served as a senior analyst at the New York City Office of Financial Empowerment, the first local government initiative geared toward educating, empowering, and protecting low-income consumers, and as an associate at the Aspen Institute’s Initiative on Financial Security. He also interned for the U.S. Senate Committee on Banking, Housing, and Urban Affairs under Chairman Christopher J. Dodd (D-CT).

Valenti holds a master’s degree in public policy from Georgetown University and a bachelor’s degree in political science from Columbia University, where he was a John Jay Scholar. He also attended the Institute of Political Studies, Paris.

By Joe Valenti
State of the Union Preview: Trump Is Rigging the Economy Against Workers and the Middle ClassCenter for American ProgressJanuary 29, 2018
How the CFPB Fight Is a Sign of the Next Financial CrisisFortuneDecember 6, 2017
7 Ways Congress Could Give More Leverage to Consumers and Small Businesses in the Financial MarketplaceCenter for American ProgressDecember 4, 2017
English v. Trump and the Future of the CFPB’s IndependenceCenter for American ProgressNovember 29, 2017
CFPB Arbitration Rule Gives Senate a Choice: Companies or Consumers?Morning ConsultSeptember 25, 2017
SEC should follow the Labor Department’s fiduciary standardMarketWatchAugust 28, 2017
2 Questions for Trump’s ‘Regulatory Czaritsa’ NomineeCenter for American ProgressJune 5, 2017
The Art of a Devastating Deal for Distressed CommunitiesCenter for American ProgressJune 1, 2017
Please Stand Up If You Support Financial DeregulationCenter for American ProgressMay 2, 2017
Prepaid Card Users in Every State Could Lose ProtectionsCenter for American ProgressApril 20, 2017
President Trump’s Dangerous CHOICECenter for American ProgressApril 19, 2017
An Analysis of the House Republicans’ Plan to Dismantle Financial ReformCenter for American ProgressApril 19, 2017
Nevadans Can Take a Stand Against Conflicted Financial AdviceCenter for American ProgressApril 17, 2017
Communities of Color Cannot Afford a Weakened CFPBCenter for American ProgressMarch 28, 2017
The Importance of Dodd-Frank, in 6 ChartsCenter for American ProgressMarch 27, 2017
Senators Must Ask Gorsuch If He Will Force Americans into ArbitrationCenter for American ProgressMarch 16, 2017
Who Pays for Rolling Back Regulations?Center for American ProgressMarch 13, 2017
Another day, another dollar for retirement advice rip-offsThe HillMarch 3, 2017
First Prepaid Cards, Then the Rest of Your WalletCenter for American ProgressFebruary 23, 2017
In Trump’s Sights: Dismantling Equality in LendingThe AdvocateFebruary 21, 2017
Why We Need a Strong CFPB, in 5 NumbersCenter for American ProgressJanuary 18, 2017
It Shouldn’t Be So Hard to Dump Your BankAmerican BankerNovember 4, 2016
What to Expect from the FDIC’s Unbanked SurveyCenter for American ProgressOctober 19, 2016
How Predatory Debt Traps Threaten Vulnerable FamiliesCenter for American ProgressOctober 6, 2016
The Case Against Mandatory Consumer Arbitration ClausesCenter for American ProgressAugust 2, 2016
Many Happy Returns for Consumers: The CFPB at 5 YearsCenter for American ProgressJuly 21, 2016
Infographic: Payday Loans: Beneath the SurfaceCenter for American ProgressJune 27, 2016
Take Card Vendors Out of the Student Aid Refund GameAmerican BankerMay 5, 2016
A Secure Retirement Demands Limiting Conflicts of InterestCenter for American ProgressApril 6, 2016
5 Trends to Watch in Consumer FinanceCenter for American ProgressFebruary 23, 2016
Making myRA a More Effective Savings OptionCenter for American ProgressJanuary 12, 2016
Building Financial Security by Overcoming Identification BarriersCenter for American ProgressDecember 15, 2015
Financial Rollbacks Would Leave Coal in Consumers’ StockingsCenter for American ProgressDecember 2, 2015
Missourians deserve an end to payday lendingSt. Louis Post-DispatchNovember 17, 2015
Infographic: Mobile Banking By the NumbersCenter for American ProgressSeptember 24, 2015
Predatory Lending: Faith Communities Mobilizing to Defend the VulnerableSpotlight on Poverty and OpportunityAugust 18, 2015
The Fiduciary Rule Would Put Savers’ and Retirees’ Best Interests FirstCenter for American ProgressAugust 12, 2015
Rewarding Tax-Time Savings Through Existing LawCenter for American ProgressAugust 6, 2015
Cash Management Rule Maximizes Student Access to Financial Aid DollarsCenter for American ProgressJuly 29, 2015
The Consumer Financial Protection Bureau is working. So why is Congress trying to cripple it?Morning ConsultJuly 20, 2015
Lending for SuccessCenter for American ProgressJuly 13, 2015
Responsible Credit Is an Economic and Moral IssueCenter for American ProgressJune 9, 2015
Better Banking Products on CampusCenter for American ProgressApril 20, 2015
Making Prepaid Cards Safer, More Transparent, and More AffordableCenter for American ProgressApril 17, 2015
Language Access Is a Consumer Protection IssueCenter for American ProgressApril 17, 2015
Strengthening the Military Lending Act to Protect Troops from Predatory PracticesCenter for American ProgressJanuary 15, 2015
Small Steps Toward a Modernized Community Reinvestment ActCenter for American ProgressJanuary 12, 2015
Expanding Consumer Protection in Auto FinanceCenter for American ProgressJanuary 12, 2015
Millions of Americans Are Outside the Financial SystemCenter for American ProgressOctober 30, 2014
What Congress Should Do to Give Student Loan Borrowers Hope For ReliefMoneyOctober 15, 2014
Making Consumer Voices CountCenter for American ProgressOctober 2, 2014
Asset Limits Are a Barrier to Economic Security and MobilityCenter for American ProgressSeptember 10, 2014
Encouraging Responsible Credit for Financially Vulnerable ConsumersCenter for American ProgressJuly 10, 2014
Expanding Financial Access Through Mobile BankingCenter for American ProgressJune 13, 2014
Harnessing the Tax Code to Promote College AffordabilityCenter for American ProgressMay 28, 2014
Protecting Consumers Five Years After Credit Card ReformCenter for American ProgressMay 22, 2014
The Benefits of Local Financial Empowerment InitiativesCenter for American ProgressFebruary 28, 2014
A Step in the Right Direction on RetirementCenter for American ProgressJanuary 29, 2014
Resetting the Trillion-Dollar Student-Loan Debt ProblemCenter for American ProgressNovember 21, 2013
Creating Economic SecurityCenter for American ProgressNovember 21, 2013
Financial Access in a Brave New Banking WorldCenter for American ProgressOctober 16, 2013
How Qualified Student Loans Could Protect Borrowers and TaxpayersCenter for American ProgressAugust 20, 2013
Banking by Hand(set)Center for American ProgressJune 13, 2013
Reining in Bank Payday LendingCenter for American ProgressMay 24, 2013
Student-Loan Debt Has a Rippling Negative Effect on the Broader EconomyCenter for American ProgressApril 10, 2013
The End of Cash: The Rise of Prepaid Cards, Their Potential, and Their PitfallsCenter for American ProgressApril 4, 2013
Helping Working Families Build Wealth at Tax TimeCenter for American ProgressFebruary 27, 2013
Congress Protects Troops from Predatory Lenders; What About Everyone Else?The Richmond Times-DispatchFebruary 12, 2013
Examining the Increase in Prepaid Cards as Alternatives to Bank AccountsCenter for American ProgressDecember 20, 2012
It’s Time to Regulate Prepaid Cards as Bank AccountsAmerican BankerNovember 29, 2012