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CFPB v. CFSA: How the Supreme Court Could Harm Consumers and Financial Markets Report

CFPB v. CFSA: How the Supreme Court Could Harm Consumers and Financial Markets

The U.S. Supreme Court is considering a case challenging the autonomy of the single most important agency for the protection of consumers in the financial markets—and its decision could spread uncertainty and harm far beyond the agency.

Testimony Before the US Senate Committee on Agriculture, Nutrition, and Forestry In the News

Testimony Before the US Senate Committee on Agriculture, Nutrition, and Forestry

Todd Phillips testified before the Senate Committee on Agriculture, Nutrition, and Forestry about S. 4760, the Digital Commodities Consumer Protection Act.

the U.S. Senate Committee on Agriculture, Nutrition, and Forestry

Todd Phillips

How To Reform the Bank Merger Process Article
Photo shows the office buildings for Bank of America and SunTrust, which recently merged with BB&T to become Truist, are seen in Miami.

How To Reform the Bank Merger Process

As the U.S. banking industry becomes increasingly concentrated into fewer, larger firms, federal regulators must reform the process by which they approve new mergers.

Alex Fredman, Todd Phillips

How To Regulate Tech: A Technology Policy Framework for Online Services Report
A black man wearing a dark gray beanie and a woman with dark hair and glasses, both in their twenties or thirties, are pictured staring at a large computer monitor (screen is not visible to the viewer.)

How To Regulate Tech: A Technology Policy Framework for Online Services

Online services have become an essential and ubiquitous part of American life. This report proposes a new regulatory framework to address existing harms, promote equitable growth, and protect the public interest online.

Erin Simpson, Adam Conner

The SEC’s Regulatory Role in the Digital Asset Markets Report
A technician inspects the backside of bitcoin mining at Bitfarms in Saint-Hyacinthe, Quebec, on March 19, 2018. (Getty/AFP/Lars Hagberg)

The SEC’s Regulatory Role in the Digital Asset Markets

As the markets for digital assets such as cryptocurrencies grow, the U.S. Securities and Exchange Commission and other financial regulators must impose sensible regulations on digital assets to protect traders and investors.

Todd Phillips

5 Priorities for the Financial Stability Oversight Council Report

5 Priorities for the Financial Stability Oversight Council

A vigorous FSOC could go a long way toward creating a U.S. financial system that is resilient and positioned to support long-term growth.

Gregg Gelzinis

Switching to Responsible Banking Report
 (Customers stand at a teller's window at a bank in Miami, May 2012.)

Switching to Responsible Banking

By enhancing information on environmental, social, and governance matters in banking and facilitating competition, the CFPB and bank regulators can reduce financial abuses and empower consumers to align the financial system with sustainable values.

Divya Vijay, Andy Green

Protecting American Consumers in Crisis Article
A woman walks by stores, many closed, in the Bronx in New York City on July 23, 2020. (Getty/Spencer Platt)

Protecting American Consumers in Crisis

Consumer protections should be strengthened—not rolled back—as part of the economic response to the coronavirus.

Colin Medwick, Michela Zonta

Bank Capital and the Coronavirus Crisis Report
 (The Federal Reserve building is seen in Washington, D.C., January 2008.)

Bank Capital and the Coronavirus Crisis

The Federal Reserve must reverse course on costly bank capital mistakes that have increased the vulnerability of the banking system in the face of the coronavirus pandemic.

Gregg Gelzinis

Climate Change and Municipal Finance Report
Single-family homes on islands and condo buildings on oceanfront property are seen in the city of Miami Beach, June 2014. (Getty/Joe Raedle)

Climate Change and Municipal Finance

To address the fact that economic shocks caused by climate change will reduce state and local tax collections and increase infrastructure costs—creating additional risks for municipal bond investors—state and local issuers should adopt new climate risk disclosure standards to ensure accurate risk assessment and bond pricing.

Kevin DeGood

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Related Priorities

Tackling Climate Change and Environmental Injustice

Tackling Climate Change and Environmental Injustice

We pursue climate action that meets the crisis’s urgency, creates good-quality jobs, benefits disadvantaged communities, and restores U.S. credibility on the global stage.

Restoring Social Trust in Democracy

Restoring Social Trust in Democracy

Democracy is under attack at home and abroad. We must act to ensure it is accessible to all, accountable, and can serve as a force of good.

Building an Economy for All

Building an Economy for All

Economic growth must be built on the foundation of a strong and secure middle class so that all Americans benefit from growth.

Advancing Racial Equity and Justice

Advancing Racial Equity and Justice

We apply a racial equity lens in developing and advancing policies that aim to root out entrenched systemic racism to ensure everyone has an opportunity to thrive.

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