Michela
Zonta

Senior Policy Analyst, Housing Policy

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Michela Zonta

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Michela Zonta is a senior policy analyst for Housing and Consumer Finance Policy at American Progress. She has extensive research, teaching, and consulting experience in housing and community development. She has published work on the mortgage-lending practices of ethnic-owned banks in immigrant communities, jobs-housing imbalance in minority communities, residential segregation, and poverty and housing affordability. Prior to joining American Progress, Zonta taught urban and regional planning in the Wilder School of Government and Public Affairs at Virginia Commonwealth University (VCU), where she delivered several graduate courses on housing policy, community development, geographic information systems, British housing policy, and race and gender. While at VCU, she also provided technical assistance and research support to a variety of government, think tank, and nonprofit organizations engaged in the development, provision, and/or evaluation of programs and services targeted to low-income, homeless, and minority populations. In addition, she engaged in international collaborations revolving around planning for sustainability. Zonta previously worked at the UCLA Lewis Center for Regional Policy Studies, RAND Corporation, and the University of Southern California.

Her publications include:

“Applying for Mortgage Loans in Immigrant Communities: The Case of Asian Enclaves in Los Angeles,” Environment & Planning A 44 (1) (2012): 89–110.

“The Continuing Significance of Ethnic Resources: Korean-Owned Banks in Los Angeles, New York, and Washington D.C.,” Journal of Ethnic and Migration Studies 38 (3) (2012): 463–484.

“From the Homeownership Trap to Alternative Forms of Tenure and Financing,” Progressive Planning 182 (2010): 2–5.

Zonta holds a bachelor’s degree in political science from the University of Milan, as well as a master’s degree and a doctorate in urban planning, both from the University of California, Los Angeles.

Latest by Michela Zonta

A CRA To Meet the Challenge of Climate Change Report
A car gets towed while men walk in floodwaters on a road in Houston, August 2017, in the wake of Hurricane Harvey. (Getty/Thomas B. Shea/AFP)

A CRA To Meet the Challenge of Climate Change

A modernized Community Reinvestment Act (CRA) would be a useful tool to effectively address climate resilience and environmental racism in low-income communities of color.

Michela Zonta, Caius Z. Willingham

Racial Disparities in Home Appreciation Report

Racial Disparities in Home Appreciation

Segregation and racial disparities in home appreciation put African Americans at a disadvantage in their ability to build equity and accumulate wealth.

Michela Zonta

It’s Time for U.S. to Boost Supply of Affordable Rental Units In the News

It’s Time for U.S. to Boost Supply of Affordable Rental Units

Author Michela Zonta discusses the U.S. rental affordability crisis and how the Homes For All program, the federal government's aggressive intervention to boost the overall supply of affordable housing, could address it.

Michela Zonta

Homes for All Report

Homes for All

It is time for the federal government to contribute more aggressively to the U.S. supply of affordable housing, as it did in the past.

Michela Zonta

The Latest HUD Proposal Would Exacerbate the Housing Insecurity Crisis Article
A woman looks over an album of family photos after an eviction team removed all her possessions from her foreclosed home in Colorado, February 2009. (Getty/John Moore)

The Latest HUD Proposal Would Exacerbate the Housing Insecurity Crisis

By tripling the minimum rent and imposing counterproductive so-called work requirements, the Department of Housing and Urban Development’s proposed legislation would increase economic hardship for households already most at risk of eviction and homelessness.

Heidi Schultheis, Michela Zonta, Rejane Frederick

Trump’s Budget Reveals that He Wants Everyday Americans to Pay for His Tax Cuts for the Wealthy Article
President Donald Trump speaks during a meeting, February 12, 2017. (Getty/Chip Somodevilla)

Trump’s Budget Reveals that He Wants Everyday Americans to Pay for His Tax Cuts for the Wealthy

The president's budget pays for his tax cuts for the wealthy and corporations by slashing health care, education, and other critical investments.

Seth Hanlon, Rebecca Vallas, Rachel West, 16 More Katherine Gallagher Robbins, Eliza Schultz, Heidi Schultheis, Kevin DeGood, Annie McGrew, Thomas Huelskoetter, Angela Hanks, Erin Auel, Stephenie Johnson, Ben Miller, Antoinette Flores, Michela Zonta, Rejane Frederick, Alex Rowell, Alan Cohen, John Norris

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