Andrew Jakabovics


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Now We’re Talking Report
The best foreclosure mediation programs are those where the state automatically schedules the first mediation session once the mortgage servicer initiates the foreclosure process. (iStockphoto)

Now We’re Talking

Report from Alon Cohen and Andrew Jakabovics examines current state-based foreclosure mediation programs and offers proposals for how to bring them to scale.

Alon Cohen, Andrew Jakabovics

A Welcome Foreclosure Plan Article
A foreclosure home for sale is shown in Spring, TX. Both judicial and nonjudicial foreclosure states reap the benefits of foreclosure mortgage mediation through faster foreclosures and stable homeownership leading to reduced vacancy, stabilization of property taxes, reduction in vandalism and squatting, and stability in surrounding home values. (AP/David J. Phillip)

A Welcome Foreclosure Plan

Helping homeowners cope with paying on mortgages more costly than their homes is the right way to tackle the foreclosure crisis, writes Andrew Jakabovics.

Andrew Jakabovics

Fourth and Inches Article
Treasury Secretary Timothy Geithner, left, grins after listening to Nicholas Tekperety of Reston, VA, foreground, share his experiences with participating in the Home Affordable Modification Program on May 14, 2009, in Washington. New mortgage relief guidelines are important steps forward but fall short of the needs of many responsible but beleaguered homeowners. (AP/Haraz N. Ghanbari)

Fourth and Inches

New mortgage relief guidelines are important steps forward but fall short of the needs of many responsible but beleaguered homeowners, writes Andrew Jakabovics.

Andrew Jakabovics

Location, Location, Location Article
New homes for sale in Chicago. New housing market data shows that housing prices may be beginning to stabilize. (AP/Charles Rex Arbogast)

Location, Location, Location

Andrew Jakabovics offers analysis of new housing data, saying that it offers mixed answers and the federal government must remain vigilant.

Andrew Jakabovics

Modifying Modifications Article
A homeowner gets help with restructuring her mortgage from a loan counselor at an event in Chicago. (AP/Damian Dovarganes)

Modifying Modifications

Treasury should authorize housing counselors to approve HAMP modifications, writes Andrew Jakabovics.

Andrew Jakabovics

Unequal Opportunity Lenders? Report
The practice of originating high-priced mortgages for minority borrowers was particularly prevalent among the 14 banks and subsidaries analyzed in this report, and the disparities persist even when looking only at high-income households. (AP/Donna McWilliam)

Unequal Opportunity Lenders?

Report from Andrew Jakabovics and Jeff Chapman shows racial disparities in higher-priced lending among the 14 largest banks and subsidiaries during the housing bubble.

Grading on a Curve Article

Grading on a Curve

Andrew Jakabovics reviews the first report on the performance of mortgage service companies charged with modifying at-risk home mortgages. There’s reason to be disappointed by some of the biggest players.

Andrew Jakabovics

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