Ellen Seidman

Qualifying for a Piece of the American Dream Report

In this file photo taken February 20, 2011, a new home development is shown in Canonsburg, Pennsylvania. (AP/Gene J. Puskar)

Qualifying for a Piece of the American Dream

Ellen Seidman explains why the risk-retention rules under Section 941 of the Dodd-Frank Act must embrace broad homeownership goals.

Apr 21, 2011

Ellen Seidman, the Mortgage Finance Working Group

Rulemaking Could Crimp the American Dream: Broad Homeownership on the Line in Washington This Week Article

Homes and condos are seen offered for sale in Oakland, California. (AP/Ben Margot)

Rulemaking Could Crimp the American Dream: Broad Homeownership on the Line in Washington This Week

Ellen Siedman explains why complex rules governing how much money borrowers need to pony up for a mortgage could spell the end of homeownership dreams for many.

Mar 29, 2011

Ellen Seidman

Why the Term ‘Qualified Residential Mortgage’ Matters Article

The Wall Street Reform and Consumer Protection Act of 2010, known more commonly as the Dodd-Frank Act because of its two chief sponsors, Sen. Christopher Dodd (D-CT) and Rep. Barney Frank (D-MA), pictured above, seeks to prevent a repetition of the housing market collapse of 2008. (AP/Haraz N. Ghanbari)

Why the Term ‘Qualified Residential Mortgage’ Matters

Ellen Seidman explains the importance of a new mortgage finance rule to the future prosperity of the middle class and the American Dream.

Mar 10, 2011

Ellen Seidman

Learning from the Past Report

Treasury Secretary Henry Paulson briefs reporters about efforts to heal the crisis in the U.S. financial markets at the Treasury Department today. (AP/J. Scott Applewhite)

Learning from the Past

CAP paper from Ellen Seidman and Andrew Jakabovics lays out how to deal with distressed mortgages and other debts to begin coping with the current financial crisis.

Sep 19, 2008

Ellen Seidman, Andrew Jakabovics