For Congressional Republicans, Wall Street Trumps Main Street ReportMarch 1, 2017 For Congressional Republicans, Wall Street Trumps Main Street Republicans have weaponized an obscure legislative provision to quickly repeal nine rules issued under Dodd-Frank, raising the risks of another disastrous financial crisis. Mar 1, 2017 David Min
International Mortgage Finance 101 ArticleJune 13, 2012 International Mortgage Finance 101 David Min explains that all of the world’s advanced countries provide significant levels of government guarantees to their housing finance systems. Jun 13, 2012 David Min
How Governments Around the World Help Homeowners Enter and Remain in the Middle Class ArticleJune 7, 2012 How Governments Around the World Help Homeowners Enter and Remain in the Middle Class David Min counters the conservative claim that many governments worldwide don’t provide guarantees for mortgage finance. Jun 7, 2012 David Min
The Global Importance of Government Guarantees in Mortgage Finance ReportMay 21, 2012 The Global Importance of Government Guarantees in Mortgage Finance David Min details the several ways the U.S. government guarantee on residential mortgages works and then compares those processes with the very different but equally important government role in guaranteeing home mortgages across Europe. May 21, 2012 David Min
Ryan Budget Is a Fatal Blow to the Housing Market ArticleMarch 23, 2012 Ryan Budget Is a Fatal Blow to the Housing Market David Min and John Griffith argue that the House Republican budget would remove government support to the mortgage market at a critical time. Mar 23, 2012 David Min, John Griffith
Cause and Effect ReportMarch 6, 2012 Cause and Effect David Min examines the allegations of the Securities and Exchange Commission's lawsuit against Fannie Mae and Freddie Mac. Mar 6, 2012 David Min
Understanding the New Mortgage Foreclosure Settlement ArticleFebruary 9, 2012 Understanding the New Mortgage Foreclosure Settlement David Min and Alon Cohen parse today’s announcement to see how it helps homeowners and housing markets while holding lenders accountable for the housing crisis. Feb 9, 2012 David Min, Alon Cohen
Refinancing At-Risk Homeowners ReportOctober 24, 2011 Refinancing At-Risk Homeowners Sarah Wartell, David Min, and Jordan Eizenga analyze the proposed changes to the Home Affordable Refinancing Program. Oct 24, 2011 Sarah Rosen Wartell, David Min, Jordan Eizenga
Renting Our Way Past the Home Foreclosure Crisis ArticleAugust 11, 2011 Renting Our Way Past the Home Foreclosure Crisis Renting out government-owned foreclosed properties will create jobs, generate revenue, and expand affordable housing, argue David Min, Jordan Eizenga, and John Griffith. Aug 11, 2011 David Min, Jordan Eizenga, John Griffith
A Strong Housing System Relies on a Solid Foundation ArticleJuly 27, 2011 A Strong Housing System Relies on a Solid Foundation David Min outlines key principles of mortgage finance reform and examines different approaches to executing this reform. Jul 27, 2011 David Min
Why Wallison Is Wrong About the Genesis of the U.S. Housing Crisis ReportJuly 12, 2011 Why Wallison Is Wrong About the Genesis of the U.S. Housing Crisis David Min reexamines his core criticisms of Peter Wallison’s dissent from the Financial Crisis Inquiry Commission, and responds to Wallison's latest criticisms. Jul 12, 2011 David Min
Federal Debt Freeze Disaster Looming for Housing Market ArticleJune 20, 2011 Federal Debt Freeze Disaster Looming for Housing Market David Min examines the critical role of federal services that, if frozen, would reverberate through the still-struggling U.S. housing market. Jun 20, 2011 David Min
A Shutdown Risks Crippling Still-Recovering Housing Markets ArticleApril 8, 2011 A Shutdown Risks Crippling Still-Recovering Housing Markets David Min explains that every family that owns a home likely would feel the effects if the government closes. Apr 8, 2011 David Min
Paying the Piper ArticleApril 5, 2011 Paying the Piper David Min demonstrates why the new budget plan in the House puts Wall Street profits before the needs of the middle class and our economy. Apr 5, 2011 David Min
The Costs of Implementing the Dodd-Frank Act: Budgetary and Economic ArticleMarch 30, 2011 The Costs of Implementing the Dodd-Frank Act: Budgetary and Economic CAP Associate Director for Financial Markets Policy David Min testifies before the Subcommittee on Oversight and Investigations of the House Financial Services Committee. Mar 30, 2011 David Min
The Perils of Privatizing the U.S. Mortgage Finance System ReportMarch 29, 2011 The Perils of Privatizing the U.S. Mortgage Finance System Report from David Min explains why the increasing conservative calls for complete privatization of our mortgage markets are wrongheaded. Mar 29, 2011 David Min
Faulty Conclusions Based on Shoddy Foundations ReportFebruary 8, 2011 cackhanded)" data-srcset="https://www.americanprogress.org/wp-content/uploads/sites/2/2011/02/pinto_onpage.jpg?w=610 610w, https://www.americanprogress.org/wp-content/uploads/sites/2/2011/02/pinto_onpage.jpg?w=610 610w, https://www.americanprogress.org/wp-content/uploads/sites/2/2011/02/pinto_onpage.jpg?w=610 610w, https://www.americanprogress.org/wp-content/uploads/sites/2/2011/02/pinto_onpage.jpg?w=500 500w, https://www.americanprogress.org/wp-content/uploads/sites/2/2011/02/pinto_onpage.jpg?w=250 250w" data-sizes="auto" /> cackhanded)"> Faulty Conclusions Based on Shoddy Foundations David Min debunks Peter Wallison's claim, based on flawed data from Edward Pinto, that the federal affordable housing policies caused the financial crisis. Feb 8, 2011 David Min
Politics Most Blatant ArticleDecember 21, 2010 Politics Most Blatant David Abromowitz and David Min expose the self-serving conservative excuses behind the “primer” issued by the Financial Crisis Inquiry Commission’s Republican minority. Dec 21, 2010 David M. Abromowitz, David Min
Future of Housing Finance Reform ReportNovember 19, 2010 Future of Housing Finance Reform David Min explains why the 30-year fixed-rate mortgage is an essential part of our housing finance system. Nov 19, 2010 David Min
Future of Housing Finance Reform ReportNovember 5, 2010 Future of Housing Finance Reform David Min explains why a government role is necessary in mortgage markets in the first of a new weekly series of memos on housing finance reform. Nov 5, 2010 David Min
The Big Freeze ReportOctober 28, 2010 The Big Freeze The conservative pledge to freeze the debt ceiling would have disastrous consequences for the U.S. economy and global financial markets, writes David Min. Oct 28, 2010 David Min
True North ReportAugust 26, 2010 True North Report from David Min provides insight into why Canada didn't see the same, painful housing bubble as the United States and what we can learn from it. Aug 26, 2010 David Min
First Wall Street, then Your Street ArticleMay 10, 2010 First Wall Street, then Your Street Congress should reform Wall Street before reorganizing the two mortgage securitization giants that underpin our housing market, argues David Min. May 10, 2010 David Min
Ask the Expert: Why Do We Need Better Regulation for Banks? VideoApril 26, 2010 Ask the Expert: Why Do We Need Better Regulation for Banks? David Min discusses banking industry regulation pending in Congress and whether it will help prevent future crises. Apr 26, 2010 David Min