Center for American Progress

Preserve Housing Affordability with Shared Equity Mechanisms
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Preserve Housing Affordability with Shared Equity Mechanisms

Without preserving affordability, homeownership assistance at any reasonable level is unlikely to ever have a measurable impact on the homeownership rate.

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Shared equity homeownership programs make it practical for public investment to facilitate homeownership for targeted households today. Over time, these families also build very meaningful wealth, while simultaneously preserving that same ownership opportunity for future lower-income buyers.

Without preserving affordability, homeownership assistance at any reasonable level is unlikely to ever have a measurable impact on the homeownership rate. But when public investment is preserved, even modest annual investments will gradually amount to significant gains in homeownership among targeted households.

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