Workers who temporarily leave the workforce to care for a relative—including to raise children—do not get credits toward their future Social Security benefits even though women spend an average of 12 years out of the workforce caring for children or elderly parents.
Many people consider this discriminatory as well as a particular problem for caregivers’ future financial security. To address this, the Social Security Caregiver Credit Act would credit individuals serving as caregivers of dependent relatives for up to five years.
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