FHA and Financial Regulatory Agencies

The CFPB Is Cleaning Up Junk Fees

The Consumer Financial Protection Bureau has taken a series of actions to cut excessive and hidden junk fees in the financial marketplace, which will save consumers billions of dollars.

Regulators’ Bank Capital Proposals Don’t Go Far Enough To Improve Financial Stability

While the 2023 bank capital proposals make important improvements to the regulatory framework, new CAP empirical analysis shows that additions to bank equity are modest and must be larger to substantially enhance the stability of the largest banks.

CAP Comments on Regulators’ Proposals To Increase Bank Capital Requirements

The Center for American Progress submitted a comment letter to the Office of the Comptroller of the Currency, Federal Reserve, and Federal Deposit Insurance Corporation on their proposals to raise capital requirements for the largest banks—those with assets of $100 billion or more.

CAP Submits Comments to the Office of Information and Regulatory Affairs on the Federal Insurance Office’s Climate Risk Data Collection

The Center for American Progress submitted a comment letter to the Office of Information and Regulatory Affairs on the Federal Insurance Office’s climate-related financial risk data collection.

4 Things Bank Regulators Can Do to Help Prevent Bank Failures

In addressing the recent instability within the U.S. financial system, regulators must confront continuing risk and bank fragility.

5 Priorities for the Financial Stability Oversight Council

A vigorous FSOC could go a long way toward creating a U.S. financial system that is resilient and positioned to support long-term growth.

Fact Sheet: A Stronger Regulatory Framework for Shadow Banks

Improving the regulation of large, complex, and interconnected shadow banks and their activities would help to protect the economy from another financial collapse.

3 of Trump’s Regulatory Rollbacks Could Cost People Almost $42 Billion a Year

President Trump’s deregulatory agenda is hurting Americans in their paychecks, in their retirement savings, and at the pump.

President Trump’s Regulatory Rollbacks Are an Attack on Americans’ Wallets

The Trump administration is rewriting economic rules—and everyday Americans are paying the price.

10 Years Later: The Financial Crisis State by State

States were devastated by the financial crisis, and Congress should not plant the seeds of the next one through deregulation.

The Trump Administration Is Quietly Slashing Financial Stability Funding

Gutting funding for the Financial Stability Oversight Council and the Office of Financial Research does not save taxpayers a dime and makes the U.S. financial system less safe.

Reaching Families Outside the Financial System