Plastic Reforms ArticleMay 2, 2008 Plastic Reforms Regulators and lawmakers shouldn’t miss the opportunity to help Americans avoid “credit card hell.” May 2, 2008 Tim Westrich
The State of Minorities ArticleApr 29, 2008 The State of Minorities Hispanic and African-American households are likely to suffer first and to suffer more in the current economic downturn, write Tim Westrich and Amanda Logan. Apr 29, 2008 Amanda Logan, Tim Westrich
Problems with Plastic: Credit Card Debt Hits Record High ArticleApr 18, 2008 Problems with Plastic: Credit Card Debt Hits Record High Credit card debt hits record high as U.S. consumers try to cope with economic downturn, writes Tim Westrich. Apr 18, 2008 Tim Westrich
Credit Card Crash-Test ArticleMar 13, 2008 Credit Card Crash-Test Every day, average American families' financial health is challenged on all fronts: fewer job opportunities, declining home values, and rising prices for necessities like health care, education and child care. With the prospect that gas could approach $4 per gallon this summer, many Americans' budgets will reach a breaking point. Too many families are only a layoff or medical emergency away from financial ruin. Mar 13, 2008 Tim Westrich
What’s in Your Wallet? Congress Investigates Credit Card Terms ArticleMar 13, 2008 What’s in Your Wallet? Congress Investigates Credit Card Terms A hearing in Congress this week calls for a reality check on convoluted cardholder agreements, writes Tim Westrich. Mar 13, 2008 Tim Westrich
House of Cards ReportFeb 21, 2008 House of Cards Report details the relationship between slowly growing U.S. mortgage markets and the suddenly aggressive growth of credit card debt. Feb 21, 2008 Tim Westrich, Christian E. Weller
The Conservative Agenda: Serving African Americans? ArticleJan 17, 2008 The Conservative Agenda: Serving African Americans? The conservative agenda has not served African Americans well, according to key economic indicators. Jan 17, 2008 Tim Westrich, Amanda Logan
Zero Hour on Mortgage Reform: Forthcoming Congressional Vote Is Key ArticleNov 13, 2007 Zero Hour on Mortgage Reform: Forthcoming Congressional Vote Is Key The mortgage bill up for vote cannot be weakened if policymakers are to truly stabilize the home lending market, writes Tim Westrich. Nov 13, 2007 Tim Westrich
Stop Abusive Lending: New Rules for Subprime Mortgages ArticleNov 6, 2007 Stop Abusive Lending: New Rules for Subprime Mortgages A bill scheduled for vote today would ban the worst abuses in home mortgages for future borrowers. The bill cannot be weakened, says Tim Westrich. Nov 6, 2007 Tim Westrich
Only the First Step: FHA Reform by Congress is Not Enough ArticleOct 2, 2007 Only the First Step: FHA Reform by Congress is Not Enough Home foreclosure crisis requires more than reforms at the Federal Housing Administration, writes Tim Westrich, even though that’s a positive first step. Oct 2, 2007 Tim Westrich
Never Pay Another Overdraft Fee ArticleSep 24, 2007 Never Pay Another Overdraft Fee New overdraft protection legislation will give Americans a clear choice about whether they want to pay fees to have their transactions covered. Sep 24, 2007 Tim Westrich