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Housing: Archives

Inching Toward Principal Write-Downs at Fannie and Freddie

New data from the firms’ regulator confirms that principal reductions can be good business practice, write John Griffith and Daniel Molitor.

by John Griffith and Daniel Molitor | Thursday, April 19, 2012

Sharing the Pain and Gain in the Housing Market

book_alt2 icon Report John Griffith and Jordan Eizenga explain why Fannie Mae, Freddie Mac, and the Federal Housing Finance Agency should embrace a targeted principal-reduction program for certain deeply underwater loans it owns or guarantees.

by John Griffith and Jordan Eizenga | Thursday, March 29, 2012

Ryan Budget Is a Fatal Blow to the Housing Market

David Min and John Griffith argue that the House Republican budget would remove government support to the mortgage market at a critical time.

by David Min and John Griffith | Friday, March 23, 2012

Don’t Let the Talk of the Coming Foreclosure Flood Distract You from the Recovery

Alon Cohen questions talk of a short-term rise in foreclosures due to a settlement with mortgage servicers and says this settlement could in reality prevent more foreclosures from happening.

by Alon Cohen and Daniel Molitor | Friday, March 9, 2012

Scoring Fannie Mae’s ‘Rehab-to-Rent’ Pilots

The program is off to a promising start, but Alon Cohen and John Griffith are keeping an eye on affordable housing and responsible oversight.

by Alon Cohen and John Griffith | Friday, March 9, 2012

Cause and Effect

article icon Issue Brief David Min examines the allegations of the Securities and Exchange Commission's lawsuit against Fannie Mae and Freddie Mac.

by David Min | Tuesday, March 6, 2012

A House America Bond for State Housing Finance Agencies

article icon Issue Brief Jordan Eizenga introduces House American Bonds as an example of how to resolve funding issues for the housing finance agencies that support affordable housing.

by Jordan Eizenga | Thursday, March 1, 2012

The Importance of a Homeowner Bill of Rights

Peter Swire and Jordan Eizenga detail how proposed rules for increased transparency in the servicing of mortgages will benefit all involved.

by Peter Swire and Jordan Eizenga | Friday, February 17, 2012

Understanding the New Mortgage Foreclosure Settlement

David Min and Alon Cohen parse today’s announcement to see how it helps homeowners and housing markets while holding lenders accountable for the housing crisis.

by David Min and Alon Cohen | Thursday, February 9, 2012

Rewarding Homeowners for Good Behavior

President Obama has renewed his commitment to struggling homeowners. It’s time for Congress and federal regulators to do the same, write John Griffith, Janneke Ratcliffe, and David Abromowitz.

by John Griffith, Janneke Ratcliffe, and David M. Abromowitz | Thursday, February 2, 2012

The Ramp Begins for ‘Rehab-to-Rent’

Fannie Mae’s new pilot program with its portfolio of foreclosed properties is a step in the right direction, but policymakers must tread lightly, caution John Griffith, Alon Cohen, and Jordan Eizenga.

by John Griffith, Alon Cohen, and Jordan Eizenga | Thursday, February 2, 2012

Getting to the Bottom of the Housing Crisis

CAP’s housing experts detail how President Obama’s new mortgage crisis working group can bring order and justice to our housing finance system and help rebuild our economy.

by Janneke Ratcliffe, Alon Cohen, and Jordan Eizenga | Tuesday, January 31, 2012

Rehab-to-Rent Can Help Hard-Hit Communities and Our Economy

book_alt2 icon Report Alon Cohen, Jordan Eizenga, John Griffith, Bracken Hendricks, and Adam James lay out a plan for removing a portion of government-owned foreclosed properties from the glutted for-sale market by converting them to affordable rental units.

by Alon Cohen, Jordan Eizenga, John Griffith, Bracken Hendricks, and Adam James | Tuesday, January 24, 2012

Mortgage Mediation Wins Another Supporter

Alon Cohen examines the reasons why we need to act on the new recommendations.

by Alon Cohen | Thursday, January 12, 2012

Time to Get Serious About the Housing Market

John Griffith applauds the Federal Reserve for urging policymakers to do more to help the housing market, and calls for the Obama administration, Congress, and federal regulators to act on the advice.

by John Griffith | Monday, January 9, 2012