Issue Brief Bracken Hendricks and Adam James argue that the Federal Housing Finance Agency should capitalize on the rehab-to-rent process to promote more energy-efficient housing for renters and boost the long-term value of these properties for U.S. taxpayers.
Jennifer Rokosa argues that principal reduction for homeowners facing foreclosure through no fault of their own deserve assistance from the federal government.
Alon Cohen explains why California representatives in Congress are wrong to prematurely condemn what is designed to be a pilot program.
New data from the firms’ regulator confirms that principal reductions can be good business practice, write John Griffith and Daniel Molitor.
Report John Griffith and Jordan Eizenga explain why Fannie Mae, Freddie Mac, and the Federal Housing Finance Agency should embrace a targeted principal-reduction program for certain deeply underwater loans it owns or guarantees.
David Min and John Griffith argue that the House Republican budget would remove government support to the mortgage market at a critical time.
The program is off to a promising start, but Alon Cohen and John Griffith are keeping an eye on affordable housing and responsible oversight.
Alon Cohen questions talk of a short-term rise in foreclosures due to a settlement with mortgage servicers and says this settlement could in reality prevent more foreclosures from happening.
Issue Brief Jordan Eizenga introduces House American Bonds as an example of how to resolve funding issues for the housing finance agencies that support affordable housing.
Peter Swire and Jordan Eizenga detail how proposed rules for increased transparency in the servicing of mortgages will benefit all involved.
David Min and Alon Cohen parse today’s announcement to see how it helps homeowners and housing markets while holding lenders accountable for the housing crisis.
President Obama has renewed his commitment to struggling homeowners. It’s time for Congress and federal regulators to do the same, write John Griffith, Janneke Ratcliffe, and David Abromowitz.
Fannie Mae’s new pilot program with its portfolio of foreclosed properties is a step in the right direction, but policymakers must tread lightly, caution John Griffith, Alon Cohen, and Jordan Eizenga.
CAP’s housing experts detail how President Obama’s new mortgage crisis working group can bring order and justice to our housing finance system and help rebuild our economy.