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Housing: Archives

Time to Make an Offer FHFA Can’t Refuse

The agency stands in the way of principal reductions by mortgage financiers Fannie Mae and Freddie Mac, but the Treasury Department can fix that, writes John Griffith.

by John Griffith | Thursday, August 2, 2012

The $5 Trillion Question: What Should We Do with Fannie Mae and Freddie Mac?

John Griffith reviews the role Fannie and Freddie play in the housing market and why we need to transition to a new system of housing finance that includes less government support.

by John Griffith | Thursday, August 2, 2012

Interactive: Comparing Fannie Mae and Freddie Mac Reform Plans

cursor icon Interactive John Griffith examines 21 ideas for transitioning the government-sponsored enterprises to a new system of U.S. housing finance.

by John Griffith | Thursday, August 2, 2012

Investor Interest Shouldn’t Derail Rehab-to-Rent Pilot

Alon Cohen explains that selling Fannie Mae’s foreclosed properties individually is risky while selling the properties in bulk ensures these foreclosed properties provide affordable, stable rental housing.

by Alon Cohen | Wednesday, June 27, 2012

Scoring of Fannie Mae’s ‘Rehab-to-Rent’ Pilots Gets Better

Alon Cohen updates CAP’s scorecard for Fannie Mae’s pilot program to convert foreclosed homes to rental properties.

by Alon Cohen | Tuesday, June 26, 2012

Joint Ventures Will Strengthen Rehab-to-Rent Housing Pilot

Alon Cohen explains how joint ventures with community organizations will benefit Fannie Mae’s pilot program to rehabilitate its foreclosed homes to create more rental housing.

by Alon Cohen | Monday, June 25, 2012

Paving the Path to a More Responsible System of Housing Finance

CAP’s Mortgage Finance Working Group provides comments on the Federal Housing Finance Agency’s draft strategic plan.

by The Mortgage Finance Working Group | Tuesday, June 19, 2012

International Mortgage Finance 101

David Min explains that all of the world’s advanced countries provide significant levels of government guarantees to their housing finance systems.

by David Min | Wednesday, June 13, 2012

Bipartisan Bill Pushes Shared Appreciation Principal Reductions

Congress can save taxpayer dollars while giving underwater borrowers a fighting chance of staying in their homes, writes John Griffith.

by John Griffith | Tuesday, June 12, 2012

The FHA Is on Board With Principal Reduction

John Griffith argues that with most of the mortgage industry embracing principal reduction as a way to help troubled homeowners, Fannie Mae and Freddie Mac should follow suit.

by John Griffith | Monday, June 11, 2012

How Governments Around the World Help Homeowners Enter and Remain in the Middle Class

David Min counters the conservative claim that many governments worldwide don’t provide guarantees for mortgage finance.

by David Min | Thursday, June 7, 2012

Time to Ramp Up Refinancing

New legislation would help more homeowners refinance through the Home Affordable Refinance Program, writes John Griffith.

by John Griffith | Thursday, June 7, 2012

Tossing a Lifeline to Underwater Homeowners

Congress can step up and help the more than 3 million homeowners that cannot refinance their mortgages to today’s low rates, writes John Griffith.

by John Griffith | Wednesday, May 30, 2012

The Global Importance of Government Guarantees in Mortgage Finance

article icon Issue Brief David Min details the several ways the U.S. government guarantee on residential mortgages works and then compares those processes with the very different but equally important government role in guaranteeing home mortgages across Europe.

by David Min | Monday, May 21, 2012

Turning the Tide: Preventing More Foreclosures and Holding Wrong-Doers Accountable

John Griffith testifies before the the U.S. House of Representatives Congressional Progressive Caucus.

by John Griffith | Thursday, April 26, 2012