Issue Brief As we chart the path to housing finance reform in the coming months, we must pursue approaches that create a lasting 21st-century finance system and meet the needs of both renters and homeowners.
CAP’s Mortgage Finance Working Group offers suggestions to the Federal Housing Finance Agency to bring liquidity, stability, transparency, and private capital into the secondary mortgage market and ensure that borrowers have access to safe, sustainable, and affordable mortgage products.
Comments from the CAP Housing Team outline how the agency’s plan for state-level guarantee fee pricing is an incorrect solution to elongated foreclosure timelines.
Issue Brief Seven key facts about the report and what you need to know about the agency's future.
Six reasons why lawmakers need to focus on housing to help spur the economy, rather than ignore this key sector and hope for the best.
The federal government stepped in to support the housing market when it was in free fall, and we’re now starting to see the benefits.
Comments from the CAP Housing team, the Mortgage Finance Working Group, and several other leading housing and consumer advocacy organizations outline how capital rules should help promote long-term homeownership.
Issue Brief Without the cash-strapped agency’s help in recent years, the housing crisis and resulting economic downturn would have been much worse.
A comment letter from the Center for American Progress outlines three main ways the bureau can strengthen its proposed standards.
Three plans to help millions of families take advantage of low interest rates through mortgage refinancing are now before Congress, but Congress is slow to act.
Issue Brief Fannie and Freddie remain two of the world's largest financial institutions, but most Americans understand very little about the two mortgage giants.
The agency stands in the way of principal reductions by mortgage financiers Fannie Mae and Freddie Mac, but the Treasury Department can fix that, writes John Griffith.
John Griffith reviews the role Fannie and Freddie play in the housing market and why we need to transition to a new system of housing finance that includes less government support.
Interactive John Griffith examines 21 ideas for transitioning the government-sponsored enterprises to a new system of U.S. housing finance.