A ruling against disparate impact analysis would be a blow to the nation’s larger civil rights laws and to some of its most vulnerable populations.
Issue Brief America’s homeownership rate stands at its lowest point in two decades. If structured right, lease-purchase agreements could potentially offer consumers a path toward homeownership.
The Consumer Financial Protection Bureau’s Language Access Plan is a step toward empowering consumers with limited English proficiency to participate fully in the financial marketplace.
Julia Gordon, Director of Housing Finance and Policy at the Center for American Progress, testifies before the House Committee on Financial Services Subcommittee on Housing and Insurance.
Report Stable, healthy marriages and relationships can bolster the economic security and well-being of adults and children.
Julia Gordon, Director of Housing Finance and Policy at the Center for American Progress, recently testified before the Senate Committee on Banking, Housing, and Urban Affairs, Subcommittee on Housing, Transportation, and Community Development. Her testimony provides recommendations for increasing access to safe and affordable credit.
Issue Brief Single-family rental companies can build trust by treating tenants fairly and investing in the communities surrounding their rental homes.
The housing industry and Congress need to address the massive disparities that persist in the housing market and the economy based on the color of one’s skin.
Issue Brief Drawing on the most successful elements of previous efforts is the key to designing strong and effective renter savings programs.
Report On DASP’s two-year anniversary, CAP provides recommendations for how the Federal Housing Administration can better help neighborhoods and homeowners while still saving money for taxpayers.
Tight credit may be keeping many qualified prospective homeowners on the sidelines, but they might be necessary for a full housing recovery. FHFA Director Mel Watt is working to ensure that qualified borrowers in all parts of the country have a shot at sustainable homeownership.
Institutional investors have bought hundreds of thousands of single-family homes to rent out, and now, Wall Street firms have created a security that is backed by these homes and supported by their rental incomes.
Report Single-family rental securitization needs to be managed responsibly in order to protect consumer interests.
Fact Sheet The Market Access Fund can help our housing finance system innovate new products and serve all markets.