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Housing and Consumer Finance: Archives

Cash Management Rule Maximizes Student Access to Financial Aid Dollars

College student in dormThe U.S. Department of Education’s proposed regulations of campus financial products would ensure that students’ best interests are met.

by Joe Valenti and Elizabeth Baylor | Wednesday, July 29, 2015

Improving Student Loan Servicing

Financial aid officeThe Center for American Progress makes comments to the Consumer Financial Protection Bureau on ways to improve student loan servicing.

by Sarah Edelman and Ben Miller | Thursday, July 23, 2015

Many Successes in Just a Few Years: The Consumer Financial Protection Bureau Turns 5

Richard CordrayAs critics call for deregulation, the CFPB demonstrates America’s need for a financial referee.

by Camille Galles | Tuesday, July 21, 2015

Lending for Success

Homeowner mortgage lending relief book_alt2 icon Report Aligning lending incentives creates better outcomes for banks and borrowers alike.

by Joe Valenti, Sarah Edelman, Julia Gordon | Monday, July 13, 2015

Do Not Gut Financial Reform in the Name of Helping Small Banks

community bank teller article icon Issue Brief The banking industry’s claims that policymakers must roll back financial reform to help small banks do not stand up to scrutiny.

by David Sanchez, Sarah Edelman, Julia Gordon | Tuesday, July 7, 2015

Infographic: The Discrimination that Remains Beyond Marriage

Despite our nation’s progress on marriage equality, it remains legal to discriminate against LGBT workers, customers, students, renters, and homebuyers in a majority of states.

by Sarah McBride | Monday, June 29, 2015

The Supreme Court Could Strike Down a Key Provision of Housing Discrimination Law

President LBJA ruling against disparate impact analysis would be a blow to the nation’s larger civil rights laws and to some of its most vulnerable populations.

by Michele L. Jawando and Julia Gordon | Monday, June 8, 2015

Lease Purchase Failed Before—Can It Work Now?

mailbox article icon Issue Brief America’s homeownership rate stands at its lowest point in two decades. If structured right, lease-purchase agreements could potentially offer consumers a path toward homeownership.

by Sarah Edelman, Michela Zonta, Julia Gordon | Wednesday, April 29, 2015

Language Access Is a Consumer Protection Issue

El CentroThe Consumer Financial Protection Bureau’s Language Access Plan is a step toward empowering consumers with limited English proficiency to participate fully in the financial marketplace.

by Michela Zonta and Joe Valenti | Friday, April 17, 2015

The Importance of the Federal Housing Administration in the Housing Market

boarded up houseJulia Gordon, Director of Housing Finance and Policy at the Center for American Progress, testifies before the House Committee on Financial Services Subcommittee on Housing and Insurance.

by Julia Gordon | Monday, March 9, 2015

Valuing All Our Families

father and daughter book_alt2 icon Report Stable, healthy marriages and relationships can bolster the economic security and well-being of adults and children.

by Shawn Fremstad and Melissa Boteach | Monday, January 12, 2015

Inequality, Opportunity, and the Housing Market

Foreclosed houseJulia Gordon, Director of Housing Finance and Policy at the Center for American Progress, recently testified before the Senate Committee on Banking, Housing, and Urban Affairs, Subcommittee on Housing, Transportation, and Community Development. Her testimony provides recommendations for increasing access to safe and affordable credit.

by Julia Gordon | Tuesday, December 23, 2014

5 Ways America’s Newest Landlords Can Win the Public’s Trust

rental home article icon Issue Brief Single-family rental companies can build trust by treating tenants fairly and investing in the communities surrounding their rental homes.

by Sarah Edelman and Julia Gordon | Thursday, December 18, 2014

The Unequal Mortgage Market Is No Coincidence

A man applies for a home loanThe housing industry and Congress need to address the massive disparities that persist in the housing market and the economy based on the color of one’s skin.

by Michela Zonta | Monday, October 20, 2014

As More Households Rent, How Can We Encourage Them to Save?

contemplating real-estate documents article icon Issue Brief Drawing on the most successful elements of previous efforts is the key to designing strong and effective renter savings programs.

by David M. Abromowitz and Sarah Edelman | Wednesday, September 10, 2014