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Housing and Consumer Finance: Archives

Is the FHA Distressed Asset Stabilization Program Meeting Its Goals?

row houses book_alt2 icon Report On DASP’s two-year anniversary, CAP provides recommendations for how the Federal Housing Administration can better help neighborhoods and homeowners while still saving money for taxpayers.

by Sarah Edelman, Julia Gordon, Aashna Desai | Friday, September 5, 2014

Can FHFA Save the Mortgage Market?

A housing development in Orange County, California.Tight credit may be keeping many qualified prospective homeowners on the sidelines, but they might be necessary for a full housing recovery. FHFA Director Mel Watt is working to ensure that qualified borrowers in all parts of the country have a shot at sustainable homeownership.

by Sarah Edelman and Julia Gordon | Friday, May 23, 2014

What Happens When Wall Street Owns the Neighborhood?

Institutional investors have bought hundreds of thousands of single-family homes to rent out, and now, Wall Street firms have created a security that is backed by these homes and supported by their rental incomes.

by David Sanchez and Sarah Edelman | Thursday, February 27, 2014

When Wall Street Buys Main Street

book_alt2 icon Report Single-family rental securitization needs to be managed responsibly in order to protect consumer interests.

by Sarah Edelman | Thursday, February 27, 2014

Expanding Access Through Responsible Innovation: The Market Access Fund

article icon Fact Sheet The Market Access Fund can help our housing finance system innovate new products and serve all markets.

by the Mortgage Finance Working Group | Wednesday, January 8, 2014

No Place Like Home

Homeless woman in Skid Row book_alt2 icon Report In our efforts to end homelessness, we must continue to provide affordable rental housing and comprehensive support to individuals and families facing poverty.

by Tracey Ross | Thursday, December 5, 2013

The Challenges to Homeownership in America

HousingJim Carr delivers remarks at the HomeFree-USA Conference on October 27, 2013.

by Jim Carr | Thursday, November 7, 2013

Why the Nation’s Housing Market Needs Mel Watt

Mel WattThe Federal Housing Finance Agency needs new leadership to tackle the nation’s most urgent housing challenges and build a lasting housing recovery.

by Sarah Edelman and Julia Gordon | Thursday, November 7, 2013

A Guide to Housing Finance Reform

Home for saleThe stakes of housing finance reform are huge. In a set of fact sheets, the CAP housing team explains how to get it right.

by the CAP Housing Team | Wednesday, October 23, 2013

Essential Elements of Housing Finance Reform

Home for saleJulia Gordon, Director of Housing Finance and Policy at the Center for American Progress, testifies before the Senate Committee on Banking, Housing, and Urban Affairs Committee about housing finance reform.

by Julia Gordon | Thursday, September 12, 2013

Cash for Homes: Policy Implications of an Investor-Led Housing Recovery

Home for sale article icon Issue Brief Investors can and should be part of our nation’s housing recovery, but there are serious risks associated with leaving neighborhood recovery in the hands of private investors.

by Sarah Edelman | Thursday, September 5, 2013

Transitioning to a New System for Multifamily Finance

The Mortgage Finance Working Group lays out steps to transform how we fund rental housing.

by the Mortgage Finance Working Group | Thursday, August 15, 2013

Why President Obama’s Housing Speech Matters to Young People

For saleHousing finance reform has big implications for Millennials’ lifestyles, financial security, and well-being—which is why it’s time for them to pay attention.

by Jessica Kaushal | Wednesday, August 14, 2013

A Comparison of Plans to Reform Our Housing Finance System

Home soldThe CAP Housing Team presents summaries of 26 plans to reform the U.S. housing finance market.

by John Griffith and the CAP Housing Team | Friday, July 19, 2013

Rethinking the Federal Housing Administration

Senior Fellow Jim Carr delivers a speech at the American Enterprise Institute.

by Jim Carr | Friday, July 12, 2013