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Housing and Consumer Finance: Archives

Infographic: The Discrimination that Remains Beyond Marriage

Despite our nation’s progress on marriage equality, it remains legal to discriminate against LGBT workers, customers, students, renters, and homebuyers in a majority of states.

by Sarah McBride | Monday, June 29, 2015

The Supreme Court Could Strike Down a Key Provision of Housing Discrimination Law

President LBJA ruling against disparate impact analysis would be a blow to the nation’s larger civil rights laws and to some of its most vulnerable populations.

by Michele L. Jawando and Julia Gordon | Monday, June 8, 2015

Language Access Is a Consumer Protection Issue

El CentroThe Consumer Financial Protection Bureau’s Language Access Plan is a step toward empowering consumers with limited English proficiency to participate fully in the financial marketplace.

by Michela Zonta and Joe Valenti | Friday, April 17, 2015

Valuing All Our Families

father and daughter book_alt2 icon Report Stable, healthy marriages and relationships can bolster the economic security and well-being of adults and children.

by Shawn Fremstad and Melissa Boteach | Monday, January 12, 2015

Inequality, Opportunity, and the Housing Market

Foreclosed houseJulia Gordon, Director of Housing Finance and Policy at the Center for American Progress, recently testified before the Senate Committee on Banking, Housing, and Urban Affairs, Subcommittee on Housing, Transportation, and Community Development. Her testimony provides recommendations for increasing access to safe and affordable credit.

by Julia Gordon | Tuesday, December 23, 2014

The Unequal Mortgage Market Is No Coincidence

A man applies for a home loanThe housing industry and Congress need to address the massive disparities that persist in the housing market and the economy based on the color of one’s skin.

by Michela Zonta | Monday, October 20, 2014

As More Households Rent, How Can We Encourage Them to Save?

contemplating real-estate documents article icon Issue Brief Drawing on the most successful elements of previous efforts is the key to designing strong and effective renter savings programs.

by David M. Abromowitz and Sarah Edelman | Wednesday, September 10, 2014

Is the FHA Distressed Asset Stabilization Program Meeting Its Goals?

row houses book_alt2 icon Report On DASP’s two-year anniversary, CAP provides recommendations for how the Federal Housing Administration can better help neighborhoods and homeowners while still saving money for taxpayers.

by Sarah Edelman, Julia Gordon, Aashna Desai | Friday, September 5, 2014

Can FHFA Save the Mortgage Market?

A housing development in Orange County, California.Tight credit may be keeping many qualified prospective homeowners on the sidelines, but they might be necessary for a full housing recovery. FHFA Director Mel Watt is working to ensure that qualified borrowers in all parts of the country have a shot at sustainable homeownership.

by Sarah Edelman and Julia Gordon | Friday, May 23, 2014

What Happens When Wall Street Owns the Neighborhood?

Institutional investors have bought hundreds of thousands of single-family homes to rent out, and now, Wall Street firms have created a security that is backed by these homes and supported by their rental incomes.

by David Sanchez and Sarah Edelman | Thursday, February 27, 2014

When Wall Street Buys Main Street

book_alt2 icon Report Single-family rental securitization needs to be managed responsibly in order to protect consumer interests.

by Sarah Edelman | Thursday, February 27, 2014

Expanding Access Through Responsible Innovation: The Market Access Fund

article icon Fact Sheet The Market Access Fund can help our housing finance system innovate new products and serve all markets.

by the Mortgage Finance Working Group | Wednesday, January 8, 2014

No Place Like Home

Homeless woman in Skid Row book_alt2 icon Report In our efforts to end homelessness, we must continue to provide affordable rental housing and comprehensive support to individuals and families facing poverty.

by Tracey Ross | Thursday, December 5, 2013

The Challenges to Homeownership in America

HousingJim Carr delivers remarks at the HomeFree-USA Conference on October 27, 2013.

by Jim Carr | Thursday, November 7, 2013

Why the Nation’s Housing Market Needs Mel Watt

Mel WattThe Federal Housing Finance Agency needs new leadership to tackle the nation’s most urgent housing challenges and build a lasting housing recovery.

by Sarah Edelman and Julia Gordon | Thursday, November 7, 2013