CAP en Español
Small CAP Banner

Housing and Consumer Finance: Archives

Interactive Map: The Uneven Housing Recovery

cursor icon Interactive The negative equity crisis is a dynamic phenomenon that varies in magnitude and impact over time across different geographic areas.

by Michela Zonta, Sarah Edelman, Andrew Lomax | Monday, November 2, 2015

Why LGBT People Can Still Face Discrimination in Housing

play_alt icon Video Learn more about why LGBT people can still face discrimination when attempting to buy or rent a home.

by Sharita Gruberg and Sarah McBride | Thursday, October 22, 2015

Consumer Protection and Higher Education Financing Alternatives

Rohit Chopra, Senior Fellow at the Center for American Progress, testified before the U.S. Congress Joint Economic Committee.

by Rohit Chopra | Thursday, October 8, 2015

Time to Reboot the Housing Market

Family members in front of homeIn the market for home purchase loans, stark disparities remain between people of color and non-Hispanic white homebuyers. Policymakers must seriously consider these disparities as they design programs to make the home mortgage market more equitable.

by Michela Zonta | Wednesday, September 30, 2015

Infographic: Mobile Banking By the Numbers

Mobile financial tools can help the nearly 10 million households without bank accounts enter the financial mainstream and collectively save billions of dollars in fees.

by Joe Valenti and Pete Morelewicz | Thursday, September 24, 2015

Why LGBT People Can Still Face Credit Discrimination

play_alt icon Video Learn more about why LGBT people can still face discrimination when trying to access credit.

by Laura E. Durso and Sarah McBride | Tuesday, September 22, 2015

Cash Management Rule Maximizes Student Access to Financial Aid Dollars

College student in dormThe U.S. Department of Education’s proposed regulations of campus financial products would ensure that students’ best interests are met.

by Joe Valenti and Elizabeth Baylor | Wednesday, July 29, 2015

Improving Student Loan Servicing

Financial aid officeThe Center for American Progress makes comments to the Consumer Financial Protection Bureau on ways to improve student loan servicing.

by Sarah Edelman and Ben Miller | Thursday, July 23, 2015

Many Successes in Just a Few Years: The Consumer Financial Protection Bureau Turns 5

Richard CordrayAs critics call for deregulation, the CFPB demonstrates America’s need for a financial referee.

by Camille Galles | Tuesday, July 21, 2015

Lending for Success

Homeowner mortgage lending relief book_alt2 icon Report Aligning lending incentives creates better outcomes for banks and borrowers alike.

by Joe Valenti, Sarah Edelman, Julia Gordon | Monday, July 13, 2015

Do Not Gut Financial Reform in the Name of Helping Small Banks

community bank teller article icon Issue Brief The banking industry’s claims that policymakers must roll back financial reform to help small banks do not stand up to scrutiny.

by David Sanchez, Sarah Edelman, Julia Gordon | Tuesday, July 7, 2015

Infographic: The Discrimination that Remains Beyond Marriage

Despite our nation’s progress on marriage equality, it remains legal to discriminate against LGBT workers, customers, students, renters, and homebuyers in a majority of states.

by Sarah McBride | Monday, June 29, 2015

The Supreme Court Could Strike Down a Key Provision of Housing Discrimination Law

President LBJA ruling against disparate impact analysis would be a blow to the nation’s larger civil rights laws and to some of its most vulnerable populations.

by Michele L. Jawando and Julia Gordon | Monday, June 8, 2015

Lease Purchase Failed Before—Can It Work Now?

mailbox article icon Issue Brief America’s homeownership rate stands at its lowest point in two decades. If structured right, lease-purchase agreements could potentially offer consumers a path toward homeownership.

by Sarah Edelman, Michela Zonta, Julia Gordon | Wednesday, April 29, 2015

Language Access Is a Consumer Protection Issue

El CentroThe Consumer Financial Protection Bureau’s Language Access Plan is a step toward empowering consumers with limited English proficiency to participate fully in the financial marketplace.

by Michela Zonta and Joe Valenti | Friday, April 17, 2015