As More Households Rent, How Can We Encourage Them to Save?
Issue Brief Drawing on the most successful elements of previous efforts is the key to designing strong and effective renter savings programs.
The Housing Market Is Not Only for Homeowners
Issue Brief As we chart the path to housing finance reform in the coming months, we must pursue approaches that create a lasting 21st-century finance system and meet the needs of both renters and homeowners.
Essential Elements of Housing Finance Reform
Julia Gordon, Director of Housing Finance and Policy at the Center for American Progress, testifies before the Senate Committee on Banking, Housing, and Urban Affairs Committee about housing finance reform.
A Responsible Market for Rental Housing Finance
Report CAP's Mortgage Finance Working Group offers recommendations in this report for the troubled multifamily rental housing market.
Public Proposals for the Future of the Housing Finance System
Senior Fellow Janneke Ratcliffe testifies before the Senate Committee on Banking, Housing, and Urban Affairs.
Lease Purchase Failed Before—Can It Work Now?
Issue Brief America’s homeownership rate stands at its lowest point in two decades. If structured right, lease-purchase agreements could potentially offer consumers a path toward homeownership.
Why Arcane Mortgage Rules Matter for the Middle Class
Housing-finance policy decisions being made in Washington will determine whether working Americans and their children will be able to move into the middle class and achieve economic independence.