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Finance Reform

Do Not Gut Financial Reform in the Name of Helping Small Banks

community bank teller article icon Issue Brief The banking industry’s claims that policymakers must roll back financial reform to help small banks do not stand up to scrutiny.

by David Sanchez, Sarah Edelman, Julia Gordon | Tuesday, July 7, 2015

Essential Elements of Housing Finance Reform

Home for saleJulia Gordon, Director of Housing Finance and Policy at the Center for American Progress, testifies before the Senate Committee on Banking, Housing, and Urban Affairs Committee about housing finance reform.

by Julia Gordon | Thursday, September 12, 2013

Transitioning to a New System for Multifamily Finance

The Mortgage Finance Working Group lays out steps to transform how we fund rental housing.

by the Mortgage Finance Working Group | Thursday, August 15, 2013

Why President Obama’s Housing Speech Matters to Young People

For saleHousing finance reform has big implications for Millennials’ lifestyles, financial security, and well-being—which is why it’s time for them to pay attention.

by Jessica Kaushal | Wednesday, August 14, 2013

A Comparison of Plans to Reform Our Housing Finance System

Home soldThe CAP Housing Team presents summaries of 26 plans to reform the U.S. housing finance market.

by John Griffith and the CAP Housing Team | Friday, July 19, 2013

Corker-Warner Housing Finance Bill an Important Start but Falls Short on Serving America’s Families

On June 25, 2013, Sens. Bob Corker and Mark Warner filed a bill to restructure the government’s role in the housing finance market. In response, CAP and a broad array of housing and civil rights groups sent a letter to the senators explaining how the bill falls short in serving America’s families.

by the CAP Housing Team and allies | Wednesday, June 26, 2013

Making the Mortgage Market Work for America’s Families

book_alt2 icon Report By supporting core values of access and affordability, the housing-finance system can help provide access to credit, enable families to build wealth, build strong neighborhoods, and support both the local and national economy.

by the Center for American Progress and the National Council of La Raza | Wednesday, June 5, 2013

Public Proposals for the Future of the Housing Finance System

Home soldSenior Fellow Janneke Ratcliffe testifies before the Senate Committee on Banking, Housing, and Urban Affairs.

by Janneke Ratcliffe | Tuesday, March 19, 2013

Building a New Infrastructure for the Secondary Mortgage Market

Home for SaleCAP’s Mortgage Finance Working Group offers suggestions to the Federal Housing Finance Agency to bring liquidity, stability, transparency, and private capital into the secondary mortgage market and ensure that borrowers have access to safe, sustainable, and affordable mortgage products.

by the Mortgage Finance Working Group | Wednesday, December 5, 2012

7 Things You Need to Know About Fannie Mae and Freddie Mac

Fannie Mae sign article icon Issue Brief Fannie and Freddie remain two of the world's largest financial institutions, but most Americans understand very little about the two mortgage giants.

by John Griffith | Thursday, September 6, 2012

Paving the Path to a More Responsible System of Housing Finance

CAP’s Mortgage Finance Working Group provides comments on the Federal Housing Finance Agency’s draft strategic plan.

by the Mortgage Finance Working Group | Tuesday, June 19, 2012

The Global Importance of Government Guarantees in Mortgage Finance

article icon Issue Brief David Min details the several ways the U.S. government guarantee on residential mortgages works and then compares those processes with the very different but equally important government role in guaranteeing home mortgages across Europe.

by David Min | Monday, May 21, 2012

The Perils of Privatizing the U.S. Mortgage Finance System

book_alt2 icon Report Report from David Min explains why the increasing conservative calls for complete privatization of our mortgage markets are wrongheaded.

by David Min | Tuesday, March 29, 2011

A Responsible Market for Housing Finance

book_alt2 icon Report CAP's Mortgage Finance Working Group offers a comprehensive approach to creating a stable and equitable American housing finance system.

by the Mortgage Finance Working Group | Thursday, January 27, 2011

A Responsible Market for Rental Housing Finance

book_alt2 icon Report CAP's Mortgage Finance Working Group offers recommendations in this report for the troubled multifamily rental housing market.

| Monday, October 25, 2010