Issue Brief The banking industry’s claims that policymakers must roll back financial reform to help small banks do not stand up to scrutiny.
Julia Gordon, Director of Housing Finance and Policy at the Center for American Progress, testifies before the Senate Committee on Banking, Housing, and Urban Affairs Committee about housing finance reform.
The Mortgage Finance Working Group lays out steps to transform how we fund rental housing.
Housing finance reform has big implications for Millennials’ lifestyles, financial security, and well-being—which is why it’s time for them to pay attention.
The CAP Housing Team presents summaries of 26 plans to reform the U.S. housing finance market.
On June 25, 2013, Sens. Bob Corker and Mark Warner filed a bill to restructure the government’s role in the housing finance market. In response, CAP and a broad array of housing and civil rights groups sent a letter to the senators explaining how the bill falls short in serving America’s families.
Report By supporting core values of access and affordability, the housing-finance system can help provide access to credit, enable families to build wealth, build strong neighborhoods, and support both the local and national economy.
Senior Fellow Janneke Ratcliffe testifies before the Senate Committee on Banking, Housing, and Urban Affairs.
CAP’s Mortgage Finance Working Group offers suggestions to the Federal Housing Finance Agency to bring liquidity, stability, transparency, and private capital into the secondary mortgage market and ensure that borrowers have access to safe, sustainable, and affordable mortgage products.
Issue Brief Fannie and Freddie remain two of the world's largest financial institutions, but most Americans understand very little about the two mortgage giants.
CAP’s Mortgage Finance Working Group provides comments on the Federal Housing Finance Agency’s draft strategic plan.
Issue Brief David Min details the several ways the U.S. government guarantee on residential mortgages works and then compares those processes with the very different but equally important government role in guaranteeing home mortgages across Europe.
Report Report from David Min explains why the increasing conservative calls for complete privatization of our mortgage markets are wrongheaded.
Report CAP's Mortgage Finance Working Group offers a comprehensive approach to creating a stable and equitable American housing finance system.