As critics call for deregulation, the CFPB demonstrates America’s need for a financial referee.
Issue Brief Investors can and should be part of our nation’s housing recovery, but there are serious risks associated with leaving neighborhood recovery in the hands of private investors.
Three plans to help millions of families take advantage of low interest rates through mortgage refinancing are now before Congress, but Congress is slow to act.
The agency stands in the way of principal reductions by mortgage financiers Fannie Mae and Freddie Mac, but the Treasury Department can fix that, writes John Griffith.
Congress can save taxpayer dollars while giving underwater borrowers a fighting chance of staying in their homes, writes John Griffith.
John Griffith argues that with most of the mortgage industry embracing principal reduction as a way to help troubled homeowners, Fannie Mae and Freddie Mac should follow suit.
New legislation would help more homeowners refinance through the Home Affordable Refinance Program, writes John Griffith.
Congress can step up and help the more than 3 million homeowners that cannot refinance their mortgages to today’s low rates, writes John Griffith.
New data from the firms’ regulator confirms that principal reductions can be good business practice, write John Griffith and Daniel Molitor.