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Foreclosure Prevention

Many Successes in Just a Few Years: The Consumer Financial Protection Bureau Turns 5

Richard CordrayAs critics call for deregulation, the CFPB demonstrates America’s need for a financial referee.

by Camille Galles | Tuesday, July 21, 2015

Cash for Homes: Policy Implications of an Investor-Led Housing Recovery

Home for sale article icon Issue Brief Investors can and should be part of our nation’s housing recovery, but there are serious risks associated with leaving neighborhood recovery in the hands of private investors.

by Sarah Edelman | Thursday, September 5, 2013

Congress Could Help ‘Quantitative Easing’ Reach Main Street

Home for saleThree plans to help millions of families take advantage of low interest rates through mortgage refinancing are now before Congress, but Congress is slow to act.

by John Griffith | Wednesday, September 19, 2012

Time to Make an Offer FHFA Can’t Refuse

The agency stands in the way of principal reductions by mortgage financiers Fannie Mae and Freddie Mac, but the Treasury Department can fix that, writes John Griffith.

by John Griffith | Thursday, August 2, 2012

Bipartisan Bill Pushes Shared Appreciation Principal Reductions

Congress can save taxpayer dollars while giving underwater borrowers a fighting chance of staying in their homes, writes John Griffith.

by John Griffith | Tuesday, June 12, 2012

The FHA Is on Board With Principal Reduction

John Griffith argues that with most of the mortgage industry embracing principal reduction as a way to help troubled homeowners, Fannie Mae and Freddie Mac should follow suit.

by John Griffith | Monday, June 11, 2012

Time to Ramp Up Refinancing

New legislation would help more homeowners refinance through the Home Affordable Refinance Program, writes John Griffith.

by John Griffith | Thursday, June 7, 2012

Tossing a Lifeline to Underwater Homeowners

Congress can step up and help the more than 3 million homeowners that cannot refinance their mortgages to today’s low rates, writes John Griffith.

by John Griffith | Wednesday, May 30, 2012

Inching Toward Principal Write-Downs at Fannie and Freddie

New data from the firms’ regulator confirms that principal reductions can be good business practice, write John Griffith and Daniel Molitor.

by John Griffith and Daniel Molitor | Thursday, April 19, 2012

Sharing the Pain and Gain in the Housing Market

book_alt2 icon Report John Griffith and Jordan Eizenga explain why Fannie Mae, Freddie Mac, and the Federal Housing Finance Agency should embrace a targeted principal-reduction program for certain deeply underwater loans it owns or guarantees.

by John Griffith and Jordan Eizenga | Thursday, March 29, 2012