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Foreclosure Prevention

row houses

Is the FHA Distressed Asset Stabilization Program Meeting Its Goals?

book_alt2 icon Report On DASP’s two-year anniversary, CAP provides recommendations for how the Federal Housing Administration can better help neighborhoods and homeowners while still saving money for taxpayers.

A man applies for a home loan

The Unequal Mortgage Market Is No Coincidence

The housing industry and Congress need to address the massive disparities that persist in the housing market and the economy based on the color of one’s skin.

Time to Make an Offer FHFA Can’t Refuse

The agency stands in the way of principal reductions by mortgage financiers Fannie Mae and Freddie Mac, but the Treasury Department can fix that, writes John Griffith.

Bipartisan Bill Pushes Shared Appreciation Principal Reductions

Congress can save taxpayer dollars while giving underwater borrowers a fighting chance of staying in their homes, writes John Griffith.

Sharing the Pain and Gain in the Housing Market

book_alt2 icon Report John Griffith and Jordan Eizenga explain why Fannie Mae, Freddie Mac, and the Federal Housing Finance Agency should embrace a targeted principal-reduction program for certain deeply underwater loans it owns or guarantees.

Tossing a Lifeline to Underwater Homeowners

Congress can step up and help the more than 3 million homeowners that cannot refinance their mortgages to today’s low rates, writes John Griffith.

Time to Ramp Up Refinancing

New legislation would help more homeowners refinance through the Home Affordable Refinance Program, writes John Griffith.

The FHA Is on Board With Principal Reduction

John Griffith argues that with most of the mortgage industry embracing principal reduction as a way to help troubled homeowners, Fannie Mae and Freddie Mac should follow suit.

Inching Toward Principal Write-Downs at Fannie and Freddie

New data from the firms’ regulator confirms that principal reductions can be good business practice, write John Griffith and Daniel Molitor.

Richard Cordray

Many Successes in Just a Few Years: The Consumer Financial Protection Bureau Turns 5

As critics call for deregulation, the CFPB demonstrates America’s need for a financial referee.