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FHA and Financial Regulatory Agencies

Is the FHA Distressed Asset Stabilization Program Meeting Its Goals?

row houses book_alt2 icon Report On DASP’s two-year anniversary, CAP provides recommendations for how the Federal Housing Administration can better help neighborhoods and homeowners while still saving money for taxpayers.

by Sarah Edelman, Julia Gordon, Aashna Desai | Friday, September 5, 2014

Rethinking the Federal Housing Administration

Senior Fellow Jim Carr delivers a speech at the American Enterprise Institute.

by Jim Carr | Friday, July 12, 2013

Protecting Consumers and Preserving Lending Programs

Home for saleThe Center for American Progress Housing team submits comments to the Consumer Financial Protection Bureau on the qualified mortgage rule’s concurrent proposal.

by the CAP Housing Team | Friday, March 1, 2013

Examining the Proper Role of the Federal Housing Administration in Our Mortgage Insurance Market

Home saleJulia Gordon, Director of Housing Finance and Policy at the Center for American Progress, testifies before the House Committee on Financial Services.

by Julia Gordon | Wednesday, February 6, 2013

Fact Sheet: The Federal Housing Administration’s 2012 Actuarial Report

Home for sale article icon Issue Brief Seven key facts about the report and what you need to know about the agency's future.

by John Griffith | Monday, November 19, 2012

Capital Rules Should Promote Safety and Soundness

Home saleComments from the CAP Housing team, the Mortgage Finance Working Group, and several other leading housing and consumer advocacy organizations outline how capital rules should help promote long-term homeownership.

by the CAP Housing Team and the Mortgage Finance Working Group | Monday, October 22, 2012

The Federal Housing Administration Saved the Housing Market

House with Sold Sign article icon Issue Brief Without the cash-strapped agency’s help in recent years, the housing crisis and resulting economic downturn would have been much worse.

by John Griffith | Thursday, October 11, 2012

Strengthening the Consumer Financial Protection Bureau’s Proposed Mortgage Servicing Standards

Foreclosure signA comment letter from the Center for American Progress outlines three main ways the bureau can strengthen its proposed standards.

by Julia Gordon | Tuesday, October 9, 2012

The FHA Is on Board With Principal Reduction

John Griffith argues that with most of the mortgage industry embracing principal reduction as a way to help troubled homeowners, Fannie Mae and Freddie Mac should follow suit.

by John Griffith | Monday, June 11, 2012

The Importance of a Homeowner Bill of Rights

Peter Swire and Jordan Eizenga detail how proposed rules for increased transparency in the servicing of mortgages will benefit all involved.

by Peter Swire and Jordan Eizenga | Friday, February 17, 2012