CAP en Español
Small CAP Banner

Federal Housing Finance Agency

Essential Elements of Housing Finance Reform

Home for saleJulia Gordon, Director of Housing Finance and Policy at the Center for American Progress, testifies before the Senate Committee on Banking, Housing, and Urban Affairs Committee about housing finance reform.

by Julia Gordon | Thursday, September 12, 2013

Making the Mortgage Market Work for America’s Families

book_alt2 icon Report By supporting core values of access and affordability, the housing-finance system can help provide access to credit, enable families to build wealth, build strong neighborhoods, and support both the local and national economy.

by the Center for American Progress and the National Council of La Raza | Wednesday, June 5, 2013

Public Proposals for the Future of the Housing Finance System

Home soldSenior Fellow Janneke Ratcliffe testifies before the Senate Committee on Banking, Housing, and Urban Affairs.

by Janneke Ratcliffe | Tuesday, March 19, 2013

Building a New Infrastructure for the Secondary Mortgage Market

Home for SaleCAP’s Mortgage Finance Working Group offers suggestions to the Federal Housing Finance Agency to bring liquidity, stability, transparency, and private capital into the secondary mortgage market and ensure that borrowers have access to safe, sustainable, and affordable mortgage products.

by the Mortgage Finance Working Group | Wednesday, December 5, 2012

The Federal Housing Finance Agency Shouldn’t Punish Borrowers for State Foreclosure Timelines

Foreclosed homeComments from the CAP Housing Team outline how the agency’s plan for state-level guarantee fee pricing is an incorrect solution to elongated foreclosure timelines.

by the CAP Housing Team | Thursday, November 29, 2012

Time to Make an Offer FHFA Can’t Refuse

The agency stands in the way of principal reductions by mortgage financiers Fannie Mae and Freddie Mac, but the Treasury Department can fix that, writes John Griffith.

by John Griffith | Thursday, August 2, 2012

Inching Toward Principal Write-Downs at Fannie and Freddie

New data from the firms’ regulator confirms that principal reductions can be good business practice, write John Griffith and Daniel Molitor.

by John Griffith and Daniel Molitor | Thursday, April 19, 2012

Sharing the Pain and Gain in the Housing Market

book_alt2 icon Report John Griffith and Jordan Eizenga explain why Fannie Mae, Freddie Mac, and the Federal Housing Finance Agency should embrace a targeted principal-reduction program for certain deeply underwater loans it owns or guarantees.

by John Griffith and Jordan Eizenga | Thursday, March 29, 2012