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Housing

row houses

Is the FHA Distressed Asset Stabilization Program Meeting Its Goals?

book_alt2 icon Report On DASP’s two-year anniversary, CAP provides recommendations for how the Federal Housing Administration can better help neighborhoods and homeowners while still saving money for taxpayers.

A housing development in Orange County, California.

Can FHFA Save the Mortgage Market?

Tight credit may be keeping many qualified prospective homeowners on the sidelines, but they might be necessary for a full housing recovery. FHFA Director Mel Watt is working to ensure that qualified borrowers in all parts of the country have a shot at sustainable homeownership.

contemplating real-estate documents

As More Households Rent, How Can We Encourage Them to Save?

article icon Issue Brief Drawing on the most successful elements of previous efforts is the key to designing strong and effective renter savings programs.

When Wall Street Buys Main Street

book_alt2 icon Report Single-family rental securitization needs to be managed responsibly in order to protect consumer interests.

Making the Mortgage Market Work for America’s Families

book_alt2 icon Report By supporting core values of access and affordability, the housing-finance system can help provide access to credit, enable families to build wealth, build strong neighborhoods, and support both the local and national economy.

Home sold

A Comparison of Plans to Reform Our Housing Finance System

The CAP Housing Team presents summaries of 26 plans to reform the U.S. housing finance market.

Home for sale

Cash for Homes: Policy Implications of an Investor-Led Housing Recovery

article icon Issue Brief Investors can and should be part of our nation’s housing recovery, but there are serious risks associated with leaving neighborhood recovery in the hands of private investors.

Home for sale

Essential Elements of Housing Finance Reform

Julia Gordon, Director of Housing Finance and Policy at the Center for American Progress, testifies before the Senate Committee on Banking, Housing, and Urban Affairs Committee about housing finance reform.

Corker-Warner Housing Finance Bill an Important Start but Falls Short on Serving America’s Families

On June 25, 2013, Sens. Bob Corker and Mark Warner filed a bill to restructure the government’s role in the housing finance market. In response, CAP and a broad array of housing and civil rights groups sent a letter to the senators explaining how the bill falls short in serving America’s families.

Mel Watt

Why the Nation’s Housing Market Needs Mel Watt

The Federal Housing Finance Agency needs new leadership to tackle the nation’s most urgent housing challenges and build a lasting housing recovery.

Expanding Access Through Responsible Innovation: The Market Access Fund

article icon Fact Sheet The Market Access Fund can help our housing finance system innovate new products and serve all markets.