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Housing and Consumer Finance

California mobile home

5 Affordable Housing Objectives the Duty to Serve Rule Could Accomplish in Underserved Areas

A rule recently proposed by the Federal Housing Finance Agency could help facilitate a more affordable and fair housing market.

Courtroom

The Case Against Mandatory Consumer Arbitration Clauses

article icon Issue Brief Federal agencies are looking to limit rip-off clauses in fine print that deny access to justice.

CFPB director

Many Happy Returns for Consumers: The CFPB at 5 Years

Policymakers should support the Consumer Financial Protection Bureau for its efforts to hold banks accountable and to rebuild public trust.

A man walks past a blighted building in Baltimore

Creating Safe and Healthy Living Environments for Low-Income Families

book_alt2 icon Report Given how central homes and communities are to people’s lives, federal and local leaders must work to ensure low-income families live in environments that are conducive to their success.

shark fins and dollar bills

Infographic: Payday Loans: Beneath the Surface

Adopting a strong rule on payday and auto title loans would greatly reduce the potential for predatory loans to destabilize families and communities.

A luxury rental building in New York City

An Opportunity Agenda for Renters

book_alt2 icon Report The United States needs a two-pronged approach to housing policy that supports residential mobility to high opportunity areas and promotes reinvestment in economically impoverished neighborhoods.

Iowa barn with flag

Gutting Financial Regulations Won’t Help Community Banks

Policymakers can take action to boost rural community banks without a broad rollback of consumer financial protections.

Customers using ATMs

5 Trends to Watch in Consumer Finance

Expanding opportunity through finance demands attention to demography, technology, and sound public policy.

Applicants wait for ID cards.

Building Financial Security by Overcoming Identification Barriers

For unauthorized immigrants, identification can also be a tool for financial inclusion.

The U.S. Capitol dome

Financial Rollbacks Would Leave Coal in Consumers’ Stockings

Congress should not use a budget deal to roll back financial reforms that protect consumers and the broader economy.

Crowd

Raising Wages and Rebuilding Wealth

book_alt2 icon Report To achieve economic security, middle-class Americans need policies that promote good jobs; a growing, inclusive economy; and affordable child care, higher education, health care, housing, and retirement.

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