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Housing and Consumer Finance

Street in Detroit

The Uneven Housing Recovery

book_alt2 icon Report The negative equity crisis has tended to be concentrated in certain areas of the country, and several counties are still struggling. Policymakers should support concrete steps to help counties that are still far from a full recovery.

Interactive Map: The Uneven Housing Recovery

cursor icon Interactive The negative equity crisis is a dynamic phenomenon that varies in magnitude and impact over time across different geographic areas.

Why LGBT People Can Still Face Discrimination in Housing

play_alt icon Video Learn more about why LGBT people can still face discrimination when attempting to buy or rent a home.

Consumer Protection and Higher Education Financing Alternatives

Rohit Chopra, Senior Fellow at the Center for American Progress, testified before the U.S. Congress Joint Economic Committee.

Family members in front of home

Time to Reboot the Housing Market

In the market for home purchase loans, stark disparities remain between people of color and non-Hispanic white homebuyers. Policymakers must seriously consider these disparities as they design programs to make the home mortgage market more equitable.

Infographic: Mobile Banking By the Numbers

Mobile financial tools can help the nearly 10 million households without bank accounts enter the financial mainstream and collectively save billions of dollars in fees.

Joe Valenti

The Fiduciary Rule Would Put Savers’ and Retirees’ Best Interests First

Joe Valenti, Director of Consumer Finance, testifies before the U.S. Department of Labor.

College student in dorm

Cash Management Rule Maximizes Student Access to Financial Aid Dollars

The U.S. Department of Education’s proposed regulations of campus financial products would ensure that students’ best interests are met.

Homeowner mortgage lending relief

Lending for Success

book_alt2 icon Report Aligning lending incentives creates better outcomes for banks and borrowers alike.

Elderly couple

Making myRA a More Effective Savings Option

The myRA program simplifies savings and can be strengthened to boost participation and trust.

Why LGBT People Can Still Face Credit Discrimination

play_alt icon Video Learn more about why LGBT people can still face discrimination when trying to access credit.

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