The Case Against Mandatory Consumer Arbitration Clauses
Issue Brief Federal agencies are looking to limit rip-off clauses in fine print that deny access to justice.
Many Happy Returns for Consumers: The CFPB at 5 Years
Policymakers should support the Consumer Financial Protection Bureau for its efforts to hold banks accountable and to rebuild public trust.
Creating Safe and Healthy Living Environments for Low-Income Families
Report Given how central homes and communities are to people’s lives, federal and local leaders must work to ensure low-income families live in environments that are conducive to their success.
Infographic: Payday Loans: Beneath the Surface
Adopting a strong rule on payday and auto title loans would greatly reduce the potential for predatory loans to destabilize families and communities.
An Opportunity Agenda for Renters
Report The United States needs a two-pronged approach to housing policy that supports residential mobility to high opportunity areas and promotes reinvestment in economically impoverished neighborhoods.
Gutting Financial Regulations Won’t Help Community Banks
Policymakers can take action to boost rural community banks without a broad rollback of consumer financial protections.
5 Trends to Watch in Consumer Finance
Expanding opportunity through finance demands attention to demography, technology, and sound public policy.
Building Financial Security by Overcoming Identification Barriers
For unauthorized immigrants, identification can also be a tool for financial inclusion.
Financial Rollbacks Would Leave Coal in Consumers’ Stockings
Congress should not use a budget deal to roll back financial reforms that protect consumers and the broader economy.
The Uneven Housing Recovery
Report The negative equity crisis has tended to be concentrated in certain areas of the country, and several counties are still struggling. Policymakers should support concrete steps to help counties that are still far from a full recovery.
Making myRA a More Effective Savings Option
The myRA program simplifies savings and can be strengthened to boost participation and trust.