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Housing and Consumer Finance


The Case Against Mandatory Consumer Arbitration Clauses

article icon Issue Brief Federal agencies are looking to limit rip-off clauses in fine print that deny access to justice.

CFPB director

Many Happy Returns for Consumers: The CFPB at 5 Years

Policymakers should support the Consumer Financial Protection Bureau for its efforts to hold banks accountable and to rebuild public trust.

A man walks past a blighted building in Baltimore

Creating Safe and Healthy Living Environments for Low-Income Families

book_alt2 icon Report Given how central homes and communities are to people’s lives, federal and local leaders must work to ensure low-income families live in environments that are conducive to their success.

shark fins and dollar bills

Infographic: Payday Loans: Beneath the Surface

Adopting a strong rule on payday and auto title loans would greatly reduce the potential for predatory loans to destabilize families and communities.

A luxury rental building in New York City

An Opportunity Agenda for Renters

book_alt2 icon Report The United States needs a two-pronged approach to housing policy that supports residential mobility to high opportunity areas and promotes reinvestment in economically impoverished neighborhoods.

Iowa barn with flag

Gutting Financial Regulations Won’t Help Community Banks

Policymakers can take action to boost rural community banks without a broad rollback of consumer financial protections.

Customers using ATMs

5 Trends to Watch in Consumer Finance

Expanding opportunity through finance demands attention to demography, technology, and sound public policy.

Applicants wait for ID cards.

Building Financial Security by Overcoming Identification Barriers

For unauthorized immigrants, identification can also be a tool for financial inclusion.

The U.S. Capitol dome

Financial Rollbacks Would Leave Coal in Consumers’ Stockings

Congress should not use a budget deal to roll back financial reforms that protect consumers and the broader economy.

Street in Detroit

The Uneven Housing Recovery

book_alt2 icon Report The negative equity crisis has tended to be concentrated in certain areas of the country, and several counties are still struggling. Policymakers should support concrete steps to help counties that are still far from a full recovery.

Elderly couple

Making myRA a More Effective Savings Option

The myRA program simplifies savings and can be strengthened to boost participation and trust.

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