Inequality, Opportunity, and the Housing Market
Julia Gordon, Director of Housing Finance and Policy at the Center for American Progress, recently testified before the Senate Committee on Banking, Housing, and Urban Affairs, Subcommittee on Housing, Transportation, and Community Development. Her testimony provides recommendations for increasing access to safe and affordable credit.
Is the FHA Distressed Asset Stabilization Program Meeting Its Goals?
Report On DASP’s two-year anniversary, CAP provides recommendations for how the Federal Housing Administration can better help neighborhoods and homeowners while still saving money for taxpayers.
Can FHFA Save the Mortgage Market?
Tight credit may be keeping many qualified prospective homeowners on the sidelines, but they might be necessary for a full housing recovery. FHFA Director Mel Watt is working to ensure that qualified borrowers in all parts of the country have a shot at sustainable homeownership.
As More Households Rent, How Can We Encourage Them to Save?
Issue Brief Drawing on the most successful elements of previous efforts is the key to designing strong and effective renter savings programs.
When Wall Street Buys Main Street
Report Single-family rental securitization needs to be managed responsibly in order to protect consumer interests.
Making the Mortgage Market Work for America’s Families
Report By supporting core values of access and affordability, the housing-finance system can help provide access to credit, enable families to build wealth, build strong neighborhoods, and support both the local and national economy.
A Comparison of Plans to Reform Our Housing Finance System
The CAP Housing Team presents summaries of 26 plans to reform the U.S. housing finance market.
Cash for Homes: Policy Implications of an Investor-Led Housing Recovery
Issue Brief Investors can and should be part of our nation’s housing recovery, but there are serious risks associated with leaving neighborhood recovery in the hands of private investors.
Essential Elements of Housing Finance Reform
Julia Gordon, Director of Housing Finance and Policy at the Center for American Progress, testifies before the Senate Committee on Banking, Housing, and Urban Affairs Committee about housing finance reform.
Corker-Warner Housing Finance Bill an Important Start but Falls Short on Serving America’s Families
On June 25, 2013, Sens. Bob Corker and Mark Warner filed a bill to restructure the government’s role in the housing finance market. In response, CAP and a broad array of housing and civil rights groups sent a letter to the senators explaining how the bill falls short in serving America’s families.
Why the Nation’s Housing Market Needs Mel Watt
The Federal Housing Finance Agency needs new leadership to tackle the nation’s most urgent housing challenges and build a lasting housing recovery.