Risky payday and auto title loans threaten not just families’ balance sheets, but their overall well-being.
The banking industry’s claims that policymakers must roll back financial reform to help small banks do not stand up to scrutiny.
Bank regulators’ efforts to update the Community Reinvestment Act reflect changes in the financial marketplace and are valuable first steps toward broader reforms.
By expanding its supervision to include nonbank car loans and leases, the Consumer Financial Protection Bureau’s proposed rule will protect millions of consumers.
Julia Gordon, Director of Housing Finance and Policy at the Center for American Progress, testifies before the Senate Committee on Banking, Housing, and Urban Affairs Committee about housing finance reform.
The Mortgage Finance Working Group lays out steps to transform how we fund rental housing.
Housing finance reform has big implications for Millennials’ lifestyles, financial security, and well-being—which is why it’s time for them to pay attention.
The CAP Housing Team presents summaries of 26 plans to reform the U.S. housing finance market.
On June 25, 2013, Sens. Bob Corker and Mark Warner filed a bill to restructure the government’s role in the housing finance market. In response, CAP and a broad array of housing and civil rights groups sent a letter to the senators explaining how the bill falls short in serving America’s families.
By supporting core values of access and affordability, the housing-finance system can help provide access to credit, enable families to build wealth, build strong neighborhoods, and support both the local and national economy.