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How Can the Housing Finance System Promote Broad Access and Affordability?

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How can we reform our housing-finance system so that all Americans can access sustainable, affordable housing? How can we meet the credit needs of historically underserved populations and geographies? What role does the secondary market—which buys mortgages, packages them into securities, and sells them to investors—play in addressing these challenges? How can structural reforms support these core principles?

At this event, CAP and the National Council of La Raza, joined by a broad range of housing, civil rights, and consumer groups, will release a white paper that tackles these difficult questions. Following the presentation of the paper, a distinguished panel will comment on the recommendations and discuss their own views on how the housing finance system can address questions of access and affordability.