The Internal Revenue Service can make administrative changes to help taxpayers qualify for the Saver’s Credit and boost their retirement savings.
The U.S. Department of Education’s proposed regulations of campus financial products would ensure that students’ best interests are met.
Joe Valenti and David Sanchez write on the success of the Consumer Financial Protection Bureau, or CFPB, and recent attempts in Congress to weaken the agency.
Report Aligning lending incentives creates better outcomes for banks and borrowers alike.
Issue Brief As states and the federal Consumer Financial Protection Bureau debate payday lending regulation, both economics and faith illustrate the need for effective consumer protections.
The Consumer Financial Protection Bureau’s Safe Student Account Scorecard is a first step toward ensuring that college financial products are designed with students in mind.
The Consumer Financial Protection Bureau’s proposed prepaid card rule adds transparency and security to cards that increasingly resemble bank accounts, but further improvements could be made.
The Consumer Financial Protection Bureau’s Language Access Plan is a step toward empowering consumers with limited English proficiency to participate fully in the financial marketplace.
Expanding the Military Lending Act would better protect service members from becoming trapped in a cycle of debt and risking their security clearances.
Bank regulators’ efforts to update the Community Reinvestment Act reflect changes in the financial marketplace and are valuable first steps toward broader reforms.
By expanding its supervision to include nonbank car loans and leases, the Consumer Financial Protection Bureau’s proposed rule will protect millions of consumers.
Fact Sheet New data from the FDIC reaffirm that many families lack bank accounts or are otherwise underserved by the financial system.
Student loans are the only debt that can't be discharged in bankruptcy. Joe Valenti and David Bergeron argue for two law changes to fix this.
The Consumer Financial Protection Bureau’s proposal to release consumers’ complaints in their own words adds additional transparency and accountability to the financial system.
Issue Brief It is long past due to reform asset limits for safety net programs that work at odds with the goals of family economic security and mobility.