Fact Sheet New data from the FDIC reaffirm that many families lack bank accounts or are otherwise underserved by the financial system.
Student loans are the only debt that can't be discharged in bankruptcy. Joe Valenti and David Bergeron argue for two law changes to fix this.
The Consumer Financial Protection Bureau’s proposal to release consumers’ complaints in their own words adds additional transparency and accountability to the financial system.
Issue Brief It is long past due to reform asset limits for safety net programs that work at odds with the goals of family economic security and mobility.
Report Through stronger laws and enforcement, as well as the encouragement of better alternatives, policymakers can reduce debt traps in short-term lending.
Joe Valenti, Director of Asset Building, testifies before the Consumer Financial Protection Bureau.
Issue Brief Progressive reforms to the tax code can help support college access and affordability, and benefit student-loan borrowers.
Issue Brief On the fifth anniversary of the Credit CARD Act, policymakers need to consider how to best address the new regulatory gaps in debit cards and give consumers new tools to manage their credit.
Joe Valenti, Director of Asset Building, testifies before the New York City Council Consumer Affairs Committee.
President Barack Obama’s MyRA plan is a start, but Congress should do more.
Issue Brief Students enrolled in our nation’s colleges and universities are borrowing at increasing rates, and the amounts they are borrowing are also growing. Here’s how refinancing can help.
Report Leveraging cities and employers, providing consistent regulations, improving transparency, and building out public options can help create a stronger financial system that works for all Americans.
Issue Brief Reforming the nation’s bankruptcy laws to include some student debt is a way to not only help troubled borrowers but also to foster better student loans and stronger academic programs.