Issue Brief Federal agencies are looking to limit rip-off clauses in fine print that deny access to justice.
Policymakers should support the Consumer Financial Protection Bureau for its efforts to hold banks accountable and to rebuild public trust.
Adopting a strong rule on payday and auto title loans would greatly reduce the potential for predatory loans to destabilize families and communities.
Elizabeth Baylor and Joe Valenti discuss how the U.S. Department of the Treasury's DirectExpress debit card for college students can help make sure refund money is secure and accessible.
The U.S. Department of Labor’s final rule on conflicts of interest will protect savers and retirees, as well as improve trust in financial advice.
Expanding opportunity through finance demands attention to demography, technology, and sound public policy.
The myRA program simplifies savings and can be strengthened to boost participation and trust.
For unauthorized immigrants, identification can also be a tool for financial inclusion.
Congress should not use a budget deal to roll back financial reforms that protect consumers and the broader economy.
Authors Joe Valenti and Tishaura Jones argue that Missouri should ban predatory payday lending, which disproportionately affects people of color.
Mobile financial tools can help the nearly 10 million households without bank accounts enter the financial mainstream and collectively save billions of dollars in fees.
Joe Valenti and Claire Markham discuss the documented economic harm of predatory loans and how faith traditions are reminding policymakers that exploiting the vulnerable is wrong.
Joe Valenti, Director of Consumer Finance, testifies before the U.S. Department of Labor.
The Internal Revenue Service can make administrative changes to help taxpayers qualify for the Saver’s Credit and boost their retirement savings.
The U.S. Department of Education’s proposed regulations of campus financial products would ensure that students’ best interests are met.