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Julia Gordon Archives

Lending for Success

Homeowner mortgage lending relief book_alt2 icon Report Aligning lending incentives creates better outcomes for banks and borrowers alike.

by Joe Valenti, Sarah Edelman, Julia Gordon | Monday, July 13, 2015

Do Not Gut Financial Reform in the Name of Helping Small Banks

community bank teller article icon Issue Brief The banking industry’s claims that policymakers must roll back financial reform to help small banks do not stand up to scrutiny.

by David Sanchez, Sarah Edelman, Julia Gordon | Tuesday, July 7, 2015

The Supreme Court Could Strike Down a Key Provision of Housing Discrimination Law

President LBJA ruling against disparate impact analysis would be a blow to the nation’s larger civil rights laws and to some of its most vulnerable populations.

by Michele L. Jawando and Julia Gordon | Monday, June 8, 2015

Lease Purchase Failed Before—Can It Work Now?

mailbox article icon Issue Brief America’s homeownership rate stands at its lowest point in two decades. If structured right, lease-purchase agreements could potentially offer consumers a path toward homeownership.

by Sarah Edelman, Michela Zonta, Julia Gordon | Wednesday, April 29, 2015

The Importance of the Federal Housing Administration in the Housing Market

boarded up houseJulia Gordon, Director of Housing Finance and Policy at the Center for American Progress, testifies before the House Committee on Financial Services Subcommittee on Housing and Insurance.

by Julia Gordon | Monday, March 9, 2015

Small Steps Toward a Modernized Community Reinvestment Act

mobile bankingBank regulators’ efforts to update the Community Reinvestment Act reflect changes in the financial marketplace and are valuable first steps toward broader reforms.

by Joe Valenti and Julia Gordon | Monday, January 12, 2015

Inequality, Opportunity, and the Housing Market

Foreclosed houseJulia Gordon, Director of Housing Finance and Policy at the Center for American Progress, recently testified before the Senate Committee on Banking, Housing, and Urban Affairs, Subcommittee on Housing, Transportation, and Community Development. Her testimony provides recommendations for increasing access to safe and affordable credit.

by Julia Gordon | Tuesday, December 23, 2014

5 Ways America’s Newest Landlords Can Win the Public’s Trust

rental home article icon Issue Brief Single-family rental companies can build trust by treating tenants fairly and investing in the communities surrounding their rental homes.

by Sarah Edelman and Julia Gordon | Thursday, December 18, 2014

Making Consumer Voices Count

Mortgage relief eventThe Consumer Financial Protection Bureau’s proposal to release consumers’ complaints in their own words adds additional transparency and accountability to the financial system.

by Joe Valenti, Julia Gordon, Marc Jarsulic | Thursday, October 2, 2014

How Auctioning Troubled Mortgages Can Boost the Housing Recovery

Sarah Edelman and Julia Gordon write that auctioning FHA-insured delinquent loans could aid the recovery of the housing market.

by Sarah Edelman and Julia Gordon | Wednesday, September 24, 2014

Is the FHA Distressed Asset Stabilization Program Meeting Its Goals?

row houses book_alt2 icon Report On DASP’s two-year anniversary, CAP provides recommendations for how the Federal Housing Administration can better help neighborhoods and homeowners while still saving money for taxpayers.

by Sarah Edelman, Julia Gordon, Aashna Desai | Friday, September 5, 2014

Can FHFA Save the Mortgage Market?

A housing development in Orange County, California.Tight credit may be keeping many qualified prospective homeowners on the sidelines, but they might be necessary for a full housing recovery. FHFA Director Mel Watt is working to ensure that qualified borrowers in all parts of the country have a shot at sustainable homeownership.

by Sarah Edelman and Julia Gordon | Friday, May 23, 2014

The Importance of the Housing Finance System to America’s Low-Income Families

Julia Gordon and David Sanchez discuss the critical role that Fannie Mae and Freddie Mac play in ensuring affordable housing for low- and moderate-income families.

by Julia Gordon and David Sanchez | Monday, March 10, 2014

When Wall Street Buys Main Street

book_alt2 icon Report Single-family rental securitization needs to be managed responsibly in order to protect consumer interests.

by Sarah Edelman | Thursday, February 27, 2014

Elementos esenciales de la Reforma Financiera de Vivienda

Casa a la ventaJulia Gordon, la Directora de Finanzas y Política de Vivienda en el Center for American Progress, testifica ante el Comité del Senado sobre Banca, Vivienda y Asuntos Urbanos sobre la reforma del sistema de financiación de la vivienda.

by Julia Gordon | Monday, November 25, 2013