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Sarah Edelman Archives

Improving Student Loan Servicing

Financial aid officeThe Center for American Progress makes comments to the Consumer Financial Protection Bureau on ways to improve student loan servicing.

by Sarah Edelman and Ben Miller | Thursday, July 23, 2015

Lending for Success

Homeowner mortgage lending relief book_alt2 icon Report Aligning lending incentives creates better outcomes for banks and borrowers alike.

by Joe Valenti, Sarah Edelman, Julia Gordon | Monday, July 13, 2015

Do Not Gut Financial Reform in the Name of Helping Small Banks

community bank teller article icon Issue Brief The banking industry’s claims that policymakers must roll back financial reform to help small banks do not stand up to scrutiny.

by David Sanchez, Sarah Edelman, Julia Gordon | Tuesday, July 7, 2015

Lease Purchase Failed Before—Can It Work Now?

mailbox article icon Issue Brief America’s homeownership rate stands at its lowest point in two decades. If structured right, lease-purchase agreements could potentially offer consumers a path toward homeownership.

by Sarah Edelman, Michela Zonta, Julia Gordon | Wednesday, April 29, 2015

5 Ways America’s Newest Landlords Can Win the Public’s Trust

rental home article icon Issue Brief Single-family rental companies can build trust by treating tenants fairly and investing in the communities surrounding their rental homes.

by Sarah Edelman and Julia Gordon | Thursday, December 18, 2014

How Auctioning Troubled Mortgages Can Boost the Housing Recovery

Sarah Edelman and Julia Gordon write that auctioning FHA-insured delinquent loans could aid the recovery of the housing market.

by Sarah Edelman and Julia Gordon | Wednesday, September 24, 2014

Meet the New Landlords: The Rise of Single-Family Investors in the Housing Market

Sarah Edelman writes on changes in the rental landscape since the foreclosure crisis.

by Sarah Edelman | Monday, September 22, 2014

As More Households Rent, How Can We Encourage Them to Save?

contemplating real-estate documents article icon Issue Brief Drawing on the most successful elements of previous efforts is the key to designing strong and effective renter savings programs.

by David M. Abromowitz and Sarah Edelman | Wednesday, September 10, 2014

Is the FHA Distressed Asset Stabilization Program Meeting Its Goals?

row houses book_alt2 icon Report On DASP’s two-year anniversary, CAP provides recommendations for how the Federal Housing Administration can better help neighborhoods and homeowners while still saving money for taxpayers.

by Sarah Edelman, Julia Gordon, and Aashna Desai | Friday, September 5, 2014

Can FHFA Save the Mortgage Market?

A housing development in Orange County, California.Tight credit may be keeping many qualified prospective homeowners on the sidelines, but they might be necessary for a full housing recovery. FHFA Director Mel Watt is working to ensure that qualified borrowers in all parts of the country have a shot at sustainable homeownership.

by Sarah Edelman and Julia Gordon | Friday, May 23, 2014

What Happens When Wall Street Owns the Neighborhood?

Institutional investors have bought hundreds of thousands of single-family homes to rent out, and now, Wall Street firms have created a security that is backed by these homes and supported by their rental incomes.

by David Sanchez and Sarah Edelman | Thursday, February 27, 2014

When Wall Street Buys Main Street

book_alt2 icon Report Single-family rental securitization needs to be managed responsibly in order to protect consumer interests.

by Sarah Edelman, with Julia Gordon and David Sanchez | Thursday, February 27, 2014

Why the Nation’s Housing Market Needs Mel Watt

Mel WattThe Federal Housing Finance Agency needs new leadership to tackle the nation’s most urgent housing challenges and build a lasting housing recovery.

by Sarah Edelman and Julia Gordon | Thursday, November 7, 2013

Another Ploy to Rip Off Homeowners

The Federal Housing Finance Agency needs to reform force-placed insurance.

by Sarah Edelman | Friday, September 20, 2013

Cash for Homes: Policy Implications of an Investor-Led Housing Recovery

Home for sale article icon Issue Brief Investors can and should be part of our nation’s housing recovery, but there are serious risks associated with leaving neighborhood recovery in the hands of private investors.

by Sarah Edelman | Thursday, September 5, 2013