A rule recently proposed by the Federal Housing Finance Agency could help facilitate a more affordable and fair housing market.
Policymakers can take action to boost rural community banks without a broad rollback of consumer financial protections.
Congress should not use a budget deal to roll back financial reforms that protect consumers and the broader economy.
Report The negative equity crisis has tended to be concentrated in certain areas of the country, and several counties are still struggling. Policymakers should support concrete steps to help counties that are still far from a full recovery.
Interactive The negative equity crisis is a dynamic phenomenon that varies in magnitude and impact over time across different geographic areas.
The Center for American Progress makes comments to the Consumer Financial Protection Bureau on ways to improve student loan servicing.
Report Aligning lending incentives creates better outcomes for banks and borrowers alike.
Issue Brief The banking industry’s claims that policymakers must roll back financial reform to help small banks do not stand up to scrutiny.
Issue Brief Single-family rental companies can build trust by treating tenants fairly and investing in the communities surrounding their rental homes.
Sarah Edelman and Julia Gordon write that auctioning FHA-insured delinquent loans could aid the recovery of the housing market.
Sarah Edelman writes on changes in the rental landscape since the foreclosure crisis.
Issue Brief Drawing on the most successful elements of previous efforts is the key to designing strong and effective renter savings programs.
Report On DASP’s two-year anniversary, CAP provides recommendations for how the Federal Housing Administration can better help neighborhoods and homeowners while still saving money for taxpayers.
Tight credit may be keeping many qualified prospective homeowners on the sidelines, but they might be necessary for a full housing recovery. FHFA Director Mel Watt is working to ensure that qualified borrowers in all parts of the country have a shot at sustainable homeownership.