Issue Brief America’s homeownership rate stands at its lowest point in two decades. If structured right, lease-purchase agreements could potentially offer consumers a path toward homeownership.
Issue Brief Single-family rental companies can build trust by treating tenants fairly and investing in the communities surrounding their rental homes.
Sarah Edelman and Julia Gordon write that auctioning FHA-insured delinquent loans could aid the recovery of the housing market.
Sarah Edelman writes on changes in the rental landscape since the foreclosure crisis.
Issue Brief Drawing on the most successful elements of previous efforts is the key to designing strong and effective renter savings programs.
Report On DASP’s two-year anniversary, CAP provides recommendations for how the Federal Housing Administration can better help neighborhoods and homeowners while still saving money for taxpayers.
Tight credit may be keeping many qualified prospective homeowners on the sidelines, but they might be necessary for a full housing recovery. FHFA Director Mel Watt is working to ensure that qualified borrowers in all parts of the country have a shot at sustainable homeownership.
Institutional investors have bought hundreds of thousands of single-family homes to rent out, and now, Wall Street firms have created a security that is backed by these homes and supported by their rental incomes.
The Federal Housing Finance Agency needs new leadership to tackle the nation’s most urgent housing challenges and build a lasting housing recovery.
The Federal Housing Finance Agency needs to reform force-placed insurance.
Issue Brief Investors can and should be part of our nation’s housing recovery, but there are serious risks associated with leaving neighborhood recovery in the hands of private investors.
In comments submitted to the Consumer Financial Protection Bureau, CAP and Campus Progress identify some of the financial hurdles that student-loan borrowers may face and how these hurdles may affect the future housing market and economy.
Sarah Edelman is a Senior Policy Analyst on the Housing and Consumer Finance team at American Progress. Her work focuses on foreclosure prevention, single-family rental, and promoting access to affordable housing. Edelman’s publications have been cited by The Financial Times, MSNBC, and Bloomberg, among others, and have been used as a resource by numerous advocacy and […]