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Sarah Edelman Archives

Protecting Communities on the Road to Recovery

row of houses book_alt2 icon Report Strong standards are critical to ensure that the Distressed Asset Stabilization Program protects homeowners and neighborhoods still recovering from the housing crisis.

by Sarah Edelman, Michela Zonta, Shiv Rawal | Tuesday, June 28, 2016

5 Affordable Housing Objectives the Duty to Serve Rule Could Accomplish in Underserved Areas

California mobile homeA rule recently proposed by the Federal Housing Finance Agency could help facilitate a more affordable and fair housing market.

by Shiv Rawal and Sarah Edelman | Wednesday, March 23, 2016

Gutting Financial Regulations Won’t Help Community Banks

Iowa barn with flagPolicymakers can take action to boost rural community banks without a broad rollback of consumer financial protections.

by Sarah Edelman | Wednesday, January 27, 2016

Financial Rollbacks Would Leave Coal in Consumers’ Stockings

The U.S. Capitol domeCongress should not use a budget deal to roll back financial reforms that protect consumers and the broader economy.

by Joe Valenti and Sarah Edelman | Wednesday, December 2, 2015

The Uneven Housing Recovery

Street in Detroit book_alt2 icon Report The negative equity crisis has tended to be concentrated in certain areas of the country, and several counties are still struggling. Policymakers should support concrete steps to help counties that are still far from a full recovery.

by Michela Zonta and Sarah Edelman | Monday, November 2, 2015

Interactive Map: The Uneven Housing Recovery

cursor icon Interactive The negative equity crisis is a dynamic phenomenon that varies in magnitude and impact over time across different geographic areas.

by Michela Zonta, Sarah Edelman, Andrew Lomax | Monday, November 2, 2015

Improving Student Loan Servicing

Financial aid officeThe Center for American Progress makes comments to the Consumer Financial Protection Bureau on ways to improve student loan servicing.

by Sarah Edelman and Ben Miller | Thursday, July 23, 2015

Lending for Success

Homeowner mortgage lending relief book_alt2 icon Report Aligning lending incentives creates better outcomes for banks and borrowers alike.

by Joe Valenti, Sarah Edelman, Julia Gordon | Monday, July 13, 2015

Do Not Gut Financial Reform in the Name of Helping Small Banks

community bank teller article icon Issue Brief The banking industry’s claims that policymakers must roll back financial reform to help small banks do not stand up to scrutiny.

by David Sanchez, Sarah Edelman, Julia Gordon | Tuesday, July 7, 2015

Lease Purchase Failed Before—Can It Work Now?

mailbox article icon Issue Brief America’s homeownership rate stands at its lowest point in two decades. If structured right, lease-purchase agreements could potentially offer consumers a path toward homeownership.

by Sarah Edelman, Michela Zonta, Julia Gordon | Wednesday, April 29, 2015

5 Ways America’s Newest Landlords Can Win the Public’s Trust

rental home article icon Issue Brief Single-family rental companies can build trust by treating tenants fairly and investing in the communities surrounding their rental homes.

by Sarah Edelman and Julia Gordon | Thursday, December 18, 2014

How Auctioning Troubled Mortgages Can Boost the Housing Recovery

Sarah Edelman and Julia Gordon write that auctioning FHA-insured delinquent loans could aid the recovery of the housing market.

by Sarah Edelman and Julia Gordon | Wednesday, September 24, 2014

Meet the New Landlords: The Rise of Single-Family Investors in the Housing Market

Sarah Edelman writes on changes in the rental landscape since the foreclosure crisis.

by Sarah Edelman | Monday, September 22, 2014

As More Households Rent, How Can We Encourage Them to Save?

contemplating real-estate documents article icon Issue Brief Drawing on the most successful elements of previous efforts is the key to designing strong and effective renter savings programs.

by David M. Abromowitz and Sarah Edelman | Wednesday, September 10, 2014

Is the FHA Distressed Asset Stabilization Program Meeting Its Goals?

row houses book_alt2 icon Report On DASP’s two-year anniversary, CAP provides recommendations for how the Federal Housing Administration can better help neighborhoods and homeowners while still saving money for taxpayers.

by Sarah Edelman, Julia Gordon, Aashna Desai | Friday, September 5, 2014