The federal government already collects information about college students that could be used to improve the U.S. higher education system, but siloed systems and legal barriers stand in the way.
Facilitating the purchase of federal student loans by private lenders through offering tax benefits and a new federal guarantee would be a step in the wrong direction for students and taxpayers.
Report An early guarantee of federal financial aid would incentivize more students to earn postsecondary education credentials, along with other benefits.
The Consumer Financial Protection Bureau’s Safe Student Account Scorecard is a first step toward ensuring that college financial products are designed with students in mind.
Report A modern student-loan repayment system should promote affordable repayment and eliminate default by using the tax system to automatically enroll students in a single, simple repayment plan that suits them financially.
Issue Brief The United States is less prepared than its competitor nations to meet the demands of the global economy. To address the current and growing skills gap, it is time to ensure that no one will have to worry about where to get the money to enroll in a public college in the United States.
The effectiveness and approach of for-profit colleges has been questioned, resulting in efforts to define the legal requirement that the programs lead to gainful employment.
Report Since the onset of the Great Recession, direct state investment in public universities and community colleges has declined. This report analyzes the retreat in funding in the 50 states and calls for a restored state-federal compact in postsecondary education to ensure that high-quality programs remain affordable and a central tenant of the American Dream.
Student loans are the only debt that can't be discharged in bankruptcy. Joe Valenti and David Bergeron argue for two law changes to fix this.
Issue Brief Progressive reforms to the tax code can help support college access and affordability, and benefit student-loan borrowers.
Issue Brief Higher-education institutions, particularly those that disproportionately serve students of color, play a critical role in educating low-income students and reducing economic inequality.
Students and families spend billions of dollars each year to pay tuition and fees at our nation’s colleges and universities without understanding the value of the college education for which they are paying. A college rating system could protect students and families while helping restore public confidence in higher education.
Issue Brief Federal matching grants would allow states to significantly lower the cost of postsecondary education at public institutions.
Report The U.S. education system lacks clear pathways for students to follow from high school to a career. Emerging approaches to reform show promise for encouraging program completion, reducing costs, and improving the quality of education.
Issue Brief Students enrolled in our nation’s colleges and universities are borrowing at increasing rates, and the amounts they are borrowing are also growing. Here’s how refinancing can help.