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Housing: Archives

Rehabilitate to Rent

article icon Issue Brief David Abromowitz and John Griffith explain why ramping up the pace of rehab-to-rent would benefit the economy.

By David M. Abromowitz and John Griffith | Wednesday, October 12, 2011

Renting Our Way Out of the Foreclosure Glut

The Center for American Progress presents a way to help our housing markets and American taxpayers through a “rehab-to-rent” program on foreclosed homes.

By Sarah Rosen Wartell, David M. Abromowitz, Bracken Hendricks, Alon Cohen, Jordan Eizenga, and John Griffith | Tuesday, September 20, 2011

Renting Our Way Past the Home Foreclosure Crisis

Renting out government-owned foreclosed properties will create jobs, generate revenue, and expand affordable housing, argue David Min, Jordan Eizenga, and John Griffith.

By David Min, Jordan Eizenga, and John Griffith | Thursday, August 11, 2011

Effective National Mortgage Servicing Standards Are Essential

Peter Swire explains that, in the absence of market discipline on servicers, an effective national set of mortgage standards is essential.

By Peter Swire | Monday, August 8, 2011

The Need for Consumer Protection Laws for Homeowners

Peter Swire explains to a congressional committee how he ran afoul of a mortgage services company that mistakenly thought he’d canceled his flood insurance.

By Peter Swire | Monday, August 8, 2011

Putting People Back to Work Through Rehabbing and Renting Foreclosures

Alon Cohen and Jordan Eizenga detail an exciting proposal to help stabilize the housing market while boosting employment.

By Alon Cohen and Jordan Eizenga | Thursday, August 4, 2011

A Strong Housing System Relies on a Solid Foundation

David Min outlines key principles of mortgage finance reform and examines different approaches to executing this reform.

By David Min | Wednesday, July 27, 2011

Why Wallison Is Wrong About the Genesis of the U.S. Housing Crisis

article icon Issue Brief David Min reexamines his core criticisms of Peter Wallison’s dissent from the Financial Crisis Inquiry Commission, and responds to Wallison's latest criticisms.

By David Min | Tuesday, July 12, 2011

La inacción del Congreso

Christian E. Weller detalla en La Opinión por qué las tasas de interés hipotecario aumentarían, y las ventas de viviendas, los valores de las viviendas y los trabajos en la construcción se reducirían de manera pronunciada si el Congreso no accede a levantar el límite de deuda.

By Christian E. Weller | Friday, July 1, 2011

Federal Debt Freeze Disaster Looming for Housing Market

David Min examines the critical role of federal services that, if frozen, would reverberate through the still-struggling U.S. housing market.

By David Min | Monday, June 20, 2011

Fannie Mae, Freddie Mac, and FHA: Taxpayer Exposure in the Housing Market

Sarah Rosen Wartell testifies before the House Committee on the Budget on U.S. taxpayer exposure in the housing market.

By Sarah Rosen Wartell | Thursday, June 2, 2011

Don’t Raise the Federal Debt Ceiling, Torpedo the U.S. Housing Market

article icon Issue Brief Christian Weller on how hoped-for sales of new and existing houses could be over if conservatives fail to raise the debt ceiling.

By Christian E. Weller | Tuesday, May 24, 2011

New Source of Mortgage Mediation Funds

Alon Cohen notes that more states are adding and expanding these successful programs. Any legal settlement with the nation’s largest lenders and servicers for mortgage servicing fraud should support them.

By Alon Cohen | Tuesday, May 17, 2011

Qualifying for a Piece of the American Dream

article icon Issue Brief Ellen Seidman explains why the risk-retention rules under Section 941 of the Dodd-Frank Act must embrace broad homeownership goals.

By Ellen Seidman on behalf of the Mortgage Finance Working Group | Thursday, April 21, 2011

Federal Mortgage Servicing Settlement Scoops States

Alon Cohen explores how the new settlements between mortgage servicers and federal regulators may force state attorneys general to impose fines instead of seeking improved mortgage servicing practices.

By Alon Cohen | Thursday, April 14, 2011