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Housing: Archives

Rewarding Homeowners for Good Behavior

President Obama has renewed his commitment to struggling homeowners. It’s time for Congress and federal regulators to do the same, write John Griffith, Janneke Ratcliffe, and David Abromowitz.

By John Griffith, Janneke Ratcliffe, and David M. Abromowitz | Thursday, February 2, 2012

The Ramp Begins for ‘Rehab-to-Rent’

Fannie Mae’s new pilot program with its portfolio of foreclosed properties is a step in the right direction, but policymakers must tread lightly, caution John Griffith, Alon Cohen, and Jordan Eizenga.

By John Griffith, Alon Cohen, and Jordan Eizenga | Thursday, February 2, 2012

Getting to the Bottom of the Housing Crisis

CAP’s housing experts detail how President Obama’s new mortgage crisis working group can bring order and justice to our housing finance system and help rebuild our economy.

By Janneke Ratcliffe, Alon Cohen, and Jordan Eizenga | Tuesday, January 31, 2012

Rehab-to-Rent Can Help Hard-Hit Communities and Our Economy

book_alt2 icon Report Alon Cohen, Jordan Eizenga, John Griffith, Bracken Hendricks, and Adam James lay out a plan for removing a portion of government-owned foreclosed properties from the glutted for-sale market by converting them to affordable rental units.

By Alon Cohen, Jordan Eizenga, John Griffith, Bracken Hendricks, and Adam James | Tuesday, January 24, 2012

Mortgage Mediation Wins Another Supporter

Alon Cohen examines the reasons why we need to act on the new recommendations.

By Alon Cohen | Thursday, January 12, 2012

Time to Get Serious About the Housing Market

John Griffith applauds the Federal Reserve for urging policymakers to do more to help the housing market, and calls for the Obama administration, Congress, and federal regulators to act on the advice.

By John Griffith | Monday, January 9, 2012

How “Occupy Our Homes” Speaks to Communities of Color

article icon Issue Brief John Griffith, Jasmin Jones, and Sophia Kerby discuss how the "Occupy Our Homes" movement relates to communities of color.

By John Griffith, Jasmin Jones, and Sophia Kerby | Tuesday, December 20, 2011

Consumers Matter in Mortgage-Servicing Compensation Decision

The consumer perspective must be front and center in FHFA decisions about mortgage-servicing compensation after the robo-signing scandal, write Peter Swire and Jordan Eizenga.

By Peter Swire and Jordan Eizenga | Tuesday, December 20, 2011

Too Early to Sound the FHA Alarm

article icon Issue Brief FHA’s immediate financial future is inextricably linked to the health of the housing sector—and the economy as a whole—in the coming years, write Sarah Rosen Wartell and John Griffith.

By Sarah Rosen Wartell and John Griffith | Monday, December 12, 2011

Perspectives on the Health of the FHA Single-Family Insurance Fund

Sarah Rosen Wartell testifies before the House Committee on Financial Services about the financial status of the Federal Housing Administration’s Mutual Mortgage Insurance Fund.

By Sarah Rosen Wartell | Thursday, December 1, 2011

Filling the Financing Gap in the Housing Market

There’s no evidence the private sector is ready to fill gaps in the mortgage market as claimed by some conservatives, write Mark Willis, Janneke Ratcliffe, and John Griffith.

By Mark Willis, Janneke Ratcliffe, and John Griffith | Tuesday, November 22, 2011

Housing Refinancing Reforms Still Needed

HARP changes are welcome, but more can be done to help struggling homeowners, write Sarah Rosen Wartell and Jordan Eizenga.

By Sarah Rosen Wartell and Jordan Eizenga | Tuesday, November 22, 2011

Why Treasury Should Extend the New Issue Bond Program

Jordan Eizenga maps out why the Obama administration program is a success that needs another year extension to help our housing market.

By Jordan Eizenga | Tuesday, November 8, 2011

The Private Mortgage Market Investment Act

CAP Senior Fellow Janneke Ratcliffe testifies before the House Subcommittee on Capital Markets and Government-Sponsored Enterprises.

By Janneke Ratcliffe | Thursday, November 3, 2011

Refinancing At-Risk Homeowners

article icon Issue Brief Sarah Wartell, David Min, and Jordan Eizenga analyze the proposed changes to the Home Affordable Refinancing Program.

By Sarah Rosen Wartell, David Min, and Jordan Eizenga | Monday, October 24, 2011