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Housing: Archives

Time to Ramp Up Refinancing

New legislation would help more homeowners refinance through the Home Affordable Refinance Program, writes John Griffith.

By John Griffith | Thursday, June 7, 2012

Tossing a Lifeline to Underwater Homeowners

Congress can step up and help the more than 3 million homeowners that cannot refinance their mortgages to today’s low rates, writes John Griffith.

By John Griffith | Wednesday, May 30, 2012

The Global Importance of Government Guarantees in Mortgage Finance

article icon Issue Brief David Min details the several ways the U.S. government guarantee on residential mortgages works and then compares those processes with the very different but equally important government role in guaranteeing home mortgages across Europe.

By David Min | Monday, May 21, 2012

Turning the Tide: Preventing More Foreclosures and Holding Wrong-Doers Accountable

John Griffith testifies before the the U.S. House of Representatives Congressional Progressive Caucus.

By John Griffith | Thursday, April 26, 2012

Retrofitting Foreclosed Homes: A Matter of Public Trust

article icon Issue Brief Bracken Hendricks and Adam James argue that the Federal Housing Finance Agency should capitalize on the rehab-to-rent process to promote more energy-efficient housing for renters and boost the long-term value of these properties for U.S. taxpayers.

By Bracken Hendricks and Adam James | Tuesday, April 24, 2012

Latinos Bearing the Brunt of the Foreclosure Crisis

Jennifer Rokosa argues that principal reduction for homeowners facing foreclosure through no fault of their own deserve assistance from the federal government.

By Jennifer Rokosa | Thursday, April 19, 2012

Give the Rehab-to-Rent Pilot Program in California a Chance

Alon Cohen explains why California representatives in Congress are wrong to prematurely condemn what is designed to be a pilot program.

By Alon Cohen | Thursday, April 19, 2012

Inching Toward Principal Write-Downs at Fannie and Freddie

New data from the firms’ regulator confirms that principal reductions can be good business practice, write John Griffith and Daniel Molitor.

By John Griffith and Daniel Molitor | Thursday, April 19, 2012

Sharing the Pain and Gain in the Housing Market

book_alt2 icon Report John Griffith and Jordan Eizenga explain why Fannie Mae, Freddie Mac, and the Federal Housing Finance Agency should embrace a targeted principal-reduction program for certain deeply underwater loans it owns or guarantees.

By John Griffith and Jordan Eizenga | Thursday, March 29, 2012

Ryan Budget Is a Fatal Blow to the Housing Market

David Min and John Griffith argue that the House Republican budget would remove government support to the mortgage market at a critical time.

By David Min and John Griffith | Friday, March 23, 2012

Don’t Let the Talk of the Coming Foreclosure Flood Distract You from the Recovery

Alon Cohen questions talk of a short-term rise in foreclosures due to a settlement with mortgage servicers and says this settlement could in reality prevent more foreclosures from happening.

By Alon Cohen and Daniel Molitor | Friday, March 9, 2012

Scoring Fannie Mae’s ‘Rehab-to-Rent’ Pilots

The program is off to a promising start, but Alon Cohen and John Griffith are keeping an eye on affordable housing and responsible oversight.

By Alon Cohen and John Griffith | Friday, March 9, 2012

Cause and Effect

article icon Issue Brief David Min examines the allegations of the Securities and Exchange Commission's lawsuit against Fannie Mae and Freddie Mac.

By David Min | Tuesday, March 6, 2012

A House America Bond for State Housing Finance Agencies

article icon Issue Brief Jordan Eizenga introduces House American Bonds as an example of how to resolve funding issues for the housing finance agencies that support affordable housing.

By Jordan Eizenga | Thursday, March 1, 2012

The Importance of a Homeowner Bill of Rights

Peter Swire and Jordan Eizenga detail how proposed rules for increased transparency in the servicing of mortgages will benefit all involved.

By Peter Swire and Jordan Eizenga | Friday, February 17, 2012