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Housing: FHA and Financial Regulatory Agencies

House with Sold Sign

The Federal Housing Administration Saved the Housing Market

article icon Issue Brief Without the cash-strapped agency’s help in recent years, the housing crisis and resulting economic downturn would have been much worse.

By John Griffith | Thursday, October 11, 2012

homeowners

Why Arcane Mortgage Rules Matter for the Middle Class

Housing-finance policy decisions being made in Washington will determine whether working Americans and their children will be able to move into the middle class and achieve economic independence.

By David M. Abromowitz | Thursday, February 21, 2013

Home for sale

Protecting Consumers and Preserving Lending Programs

The Center for American Progress Housing team submits comments to the Consumer Financial Protection Bureau on the qualified mortgage rule’s concurrent proposal.

By the CAP Housing Team | Friday, March 1, 2013

Home sale

Capital Rules Should Promote Safety and Soundness

Comments from the CAP Housing team, the Mortgage Finance Working Group, and several other leading housing and consumer advocacy organizations outline how capital rules should help promote long-term homeownership.

By the CAP Housing Team and the Mortgage Finance Working Group | Monday, October 22, 2012

Foreclosure sign

Strengthening the Consumer Financial Protection Bureau’s Proposed Mortgage Servicing Standards

A comment letter from the Center for American Progress outlines three main ways the bureau can strengthen its proposed standards.

By Julia Gordon | Tuesday, October 9, 2012

The Importance of a Homeowner Bill of Rights

Peter Swire and Jordan Eizenga detail how proposed rules for increased transparency in the servicing of mortgages will benefit all involved.

By Peter Swire and Jordan Eizenga | Friday, February 17, 2012

The FHA Is on Board With Principal Reduction

John Griffith argues that with most of the mortgage industry embracing principal reduction as a way to help troubled homeowners, Fannie Mae and Freddie Mac should follow suit.

By John Griffith | Monday, June 11, 2012