The Federal Housing Administration Saved the Housing Market
Issue Brief Without the cash-strapped agency’s help in recent years, the housing crisis and resulting economic downturn would have been much worse.
Why Arcane Mortgage Rules Matter for the Middle Class
Housing-finance policy decisions being made in Washington will determine whether working Americans and their children will be able to move into the middle class and achieve economic independence.
Protecting Consumers and Preserving Lending Programs
The Center for American Progress Housing team submits comments to the Consumer Financial Protection Bureau on the qualified mortgage rule’s concurrent proposal.
Capital Rules Should Promote Safety and Soundness
Comments from the CAP Housing team, the Mortgage Finance Working Group, and several other leading housing and consumer advocacy organizations outline how capital rules should help promote long-term homeownership.
Strengthening the Consumer Financial Protection Bureau’s Proposed Mortgage Servicing Standards
A comment letter from the Center for American Progress outlines three main ways the bureau can strengthen its proposed standards.
The Importance of a Homeowner Bill of Rights
Peter Swire and Jordan Eizenga detail how proposed rules for increased transparency in the servicing of mortgages will benefit all involved.
The FHA Is on Board With Principal Reduction
John Griffith argues that with most of the mortgage industry embracing principal reduction as a way to help troubled homeowners, Fannie Mae and Freddie Mac should follow suit.