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Higher Education: Archives

What Do You Wish You Had Known About Student-Loan Debt and College Choice?

Student debtStudent-loan debt now tops $1 trillion, and many former students are struggling to pay back their loans. As policymakers debate the best way to communicate value to college-bound students, CAP and Generation Progress plan to engage these former students to bring their voice to this important conversation.

By Elizabeth Baylor and Sarah Audelo | Thursday, December 12, 2013

Resetting the Trillion-Dollar Student-Loan Debt Problem

Students at the University of Iowa article icon Issue Brief Students enrolled in our nation’s colleges and universities are borrowing at increasing rates, and the amounts they are borrowing are also growing. Here’s how refinancing can help.

By David A. Bergeron, Elizabeth Baylor, and Joe Valenti | Thursday, November 21, 2013

Meeting Students Where They Are

book_alt2 icon Report For more than 100 years, postsecondary education has been designed around the credit hour. An alternative approach is competency-based education, which makes student learning—not time—the focus.

By Rebecca Klein-Collins and Elizabeth Baylor | Thursday, November 7, 2013

How Qualified Student Loans Could Protect Borrowers and Taxpayers

article icon Issue Brief Reforming the nation’s bankruptcy laws to include some student debt is a way to not only help troubled borrowers but also to foster better student loans and stronger academic programs.

By Joe Valenti and David A. Bergeron | Tuesday, August 20, 2013

The Bipartisan Student Loan Certainty Act Would Protect Our Students

Joe Manchin, Tom Harkin, Tom CarperUnder the bill, student-loan borrowers would get a reasonable interest rate that does not change over the life of the loan.

By David A. Bergeron | Tuesday, July 23, 2013

A Comprehensive Analysis of the Student-Loan Interest-Rate Changes that Are Being Considered by Congress

President Barack Obama article icon Issue Brief Interest-rate policy for federal student loans should put students first and protect low- and middle-income students from the doubling of interest rates on July 1.

By David A. Bergeron and Tobin Van Ostern | Thursday, June 27, 2013

Student-Loan Debt Not Just a Problem for Students

play_alt icon Video Paired with declining incomes and rising housing costs, student-loan debt is stifling the broader economy. This video depicts real-life circumstances of Americans young and old hampered by student-loan debt.

By Varun Bhuchar | Tuesday, June 4, 2013

What Would the Student-Loan Interest Rate Increase Mean for Your State?

President Barack ObamaNew reports from the Center for American Progress and Campus Progress detail what an increase in the interest rate on Stafford student loans would mean for several states.

By Brian Stewart and Abraham White | Tuesday, June 4, 2013

Proposals to Bring Student-Loan Interest Rates Under Control

President Barack ObamaIn this column, we analyze and compare some of the major proposals currently on the table in Congress regarding student-loan interest rates.

By David A. Bergeron and Tobin Van Ostern | Thursday, May 23, 2013

A Stronger Middle Class Leads to More Investment in Postsecondary Education

President Obama Ohio StateThe rise in U.S. income inequality and the decline of the American middle class have skewed public policy toward the wishes of the rich and contributed to underinvestment in higher education.

By David Madland and Nick Bunker | Monday, May 20, 2013

Borrowers of Color Need More Options to Reduce Their Student-Loan Debt

Offering students of color more ways to reduce their student debt, including refinancing their loans, would provide a boost to the overall economy and ensure a better future for communities of color.

By Sophia Kerby | Thursday, May 16, 2013

FAFSA Modernizes to Recognize LGBT Families

The Free Application for Federal Student Aid will soon begin collecting information about applicants who have same-sex parents, giving them equal access to college financial aid.

By Crosby Burns and David A. Bergeron | Monday, May 6, 2013

Moving Away from Credit Hours in Higher Education

Transitioning from measuring student accomplishment based on credit hours toward competency-based models would be a step in the right direction to better assess a student’s skills in a particular field.

By David A. Bergeron | Thursday, April 18, 2013

Student-Loan Debt Has a Rippling Negative Effect on the Broader Economy

Student-loan debtIn comments submitted to the Consumer Financial Protection Bureau, CAP and Campus Progress identify some of the financial hurdles that student-loan borrowers may face and how these hurdles may affect the future housing market and economy.

By Joe Valenti, Sarah Edelman, and Tobin Van Ostern | Wednesday, April 10, 2013

10 Models for Student-Loan Repayment

Metropolitan State Students article icon Issue Brief This brief outlines the parameters of 10 different student-loan-repayment plans, highlights the benefits of each, and suggests issues for policymakers to take into account when considering each plan.

By Sarah Ayres Steinberg | Friday, March 22, 2013