Resetting the Trillion-Dollar Student-Loan Debt Problem
Issue Brief Students enrolled in our nation’s colleges and universities are borrowing at increasing rates, and the amounts they are borrowing are also growing. Here’s how refinancing can help.
Meeting Students Where They Are
Report For more than 100 years, postsecondary education has been designed around the credit hour. An alternative approach is competency-based education, which makes student learning—not time—the focus.
How Qualified Student Loans Could Protect Borrowers and Taxpayers
Issue Brief Reforming the nation’s bankruptcy laws to include some student debt is a way to not only help troubled borrowers but also to foster better student loans and stronger academic programs.
The Bipartisan Student Loan Certainty Act Would Protect Our Students
Under the bill, student-loan borrowers would get a reasonable interest rate that does not change over the life of the loan.
A Comprehensive Analysis of the Student-Loan Interest-Rate Changes that Are Being Considered by Congress
Issue Brief Interest-rate policy for federal student loans should put students first and protect low- and middle-income students from the doubling of interest rates on July 1.
Student-Loan Debt Not Just a Problem for Students
Video Paired with declining incomes and rising housing costs, student-loan debt is stifling the broader economy. This video depicts real-life circumstances of Americans young and old hampered by student-loan debt.
What Would the Student-Loan Interest Rate Increase Mean for Your State?
New reports from the Center for American Progress and Campus Progress detail what an increase in the interest rate on Stafford student loans would mean for several states.
Proposals to Bring Student-Loan Interest Rates Under Control
In this column, we analyze and compare some of the major proposals currently on the table in Congress regarding student-loan interest rates.
A Stronger Middle Class Leads to More Investment in Postsecondary Education
The rise in U.S. income inequality and the decline of the American middle class have skewed public policy toward the wishes of the rich and contributed to underinvestment in higher education.
Borrowers of Color Need More Options to Reduce Their Student-Loan Debt
Offering students of color more ways to reduce their student debt, including refinancing their loans, would provide a boost to the overall economy and ensure a better future for communities of color.
FAFSA Modernizes to Recognize LGBT Families
The Free Application for Federal Student Aid will soon begin collecting information about applicants who have same-sex parents, giving them equal access to college financial aid.
Moving Away from Credit Hours in Higher Education
Transitioning from measuring student accomplishment based on credit hours toward competency-based models would be a step in the right direction to better assess a student’s skills in a particular field.
Student-Loan Debt Has a Rippling Negative Effect on the Broader Economy
In comments submitted to the Consumer Financial Protection Bureau, CAP and Campus Progress identify some of the financial hurdles that student-loan borrowers may face and how these hurdles may affect the future housing market and economy.
10 Models for Student-Loan Repayment
Issue Brief This brief outlines the parameters of 10 different student-loan-repayment plans, highlights the benefits of each, and suggests issues for policymakers to take into account when considering each plan.
The New College Scorecard Is a Much-Needed Improvement
The new college scorecard released yesterday will better help American families identify which colleges or universities can fit their budgets and goals.