Janneke Ratcliffe

Senior Fellow

Janneke Ratcliffe is a Senior Fellow at American Progress, where her work focuses on using research in the area of housing finance to inform policy and practice. Since 2005, she has served as associate director for the Center for Community Capital at the University of North Carolina-Chapel Hill, a research center dedicated to exploring ways to increase economic opportunity for undercapitalized communities that are effective in building assets and sustainable from a business perspective.

She has 20 years of experience in nonprofit and for-profit financial institutions, from GE Capital to one of the country’s leading community development financial institutions. Through her work in mortgages, business lending, and community development finance, she has built expertise in facilitating the flow of financial services to households and communities.