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John Griffith Archives

The FHA Is on Board With Principal Reduction

John Griffith argues that with most of the mortgage industry embracing principal reduction as a way to help troubled homeowners, Fannie Mae and Freddie Mac should follow suit.

By John Griffith | Monday, June 11, 2012

Time to Ramp Up Refinancing

New legislation would help more homeowners refinance through the Home Affordable Refinance Program, writes John Griffith.

By John Griffith | Thursday, June 7, 2012

Tossing a Lifeline to Underwater Homeowners

Congress can step up and help the more than 3 million homeowners that cannot refinance their mortgages to today’s low rates, writes John Griffith.

By John Griffith | Wednesday, May 30, 2012

Managing Taxpayer Risk

article icon Issue Brief John Griffith and Richard Caperton assess the federal government's record in handling risks to taxpayers in its loans and loan guarantees.

By John Griffith and Richard W. Caperton | Thursday, May 3, 2012

Turning the Tide: Preventing More Foreclosures and Holding Wrong-Doers Accountable

John Griffith testifies before the the U.S. House of Representatives Congressional Progressive Caucus.

By John Griffith | Thursday, April 26, 2012

Inching Toward Principal Write-Downs at Fannie and Freddie

New data from the firms’ regulator confirms that principal reductions can be good business practice, write John Griffith and Daniel Molitor.

By John Griffith and Daniel Molitor | Thursday, April 19, 2012

Sharing the Pain and Gain in the Housing Market

book_alt2 icon Report John Griffith and Jordan Eizenga explain why Fannie Mae, Freddie Mac, and the Federal Housing Finance Agency should embrace a targeted principal-reduction program for certain deeply underwater loans it owns or guarantees.

By John Griffith and Jordan Eizenga | Thursday, March 29, 2012

Ryan Budget Is a Fatal Blow to the Housing Market

David Min and John Griffith argue that the House Republican budget would remove government support to the mortgage market at a critical time.

By David Min and John Griffith | Friday, March 23, 2012

Take a Load Off, Fannie: A Bold Plan to Boost Housing

David Abromowitz and John Griffith discuss the benefits of principal reduction for homeowners and lenders alike.

By David M. Abromowitz and John Griffith | Friday, March 9, 2012

Scoring Fannie Mae’s ‘Rehab-to-Rent’ Pilots

The program is off to a promising start, but Alon Cohen and John Griffith are keeping an eye on affordable housing and responsible oversight.

By Alon Cohen and John Griffith | Friday, March 9, 2012

An Unfair Value for Taxpayers

article icon Issue Brief John Griffith on the unfair "fair value" budget reporting proposed for use in federal credit programs.

By John Griffith | Thursday, February 9, 2012

Rewarding Homeowners for Good Behavior

President Obama has renewed his commitment to struggling homeowners. It’s time for Congress and federal regulators to do the same, write John Griffith, Janneke Ratcliffe, and David Abromowitz.

By John Griffith, Janneke Ratcliffe, and David M. Abromowitz | Thursday, February 2, 2012

The Ramp Begins for ‘Rehab-to-Rent’

Fannie Mae’s new pilot program with its portfolio of foreclosed properties is a step in the right direction, but policymakers must tread lightly, caution John Griffith, Alon Cohen, and Jordan Eizenga.

By John Griffith, Alon Cohen, and Jordan Eizenga | Thursday, February 2, 2012

Rehab-to-Rent Can Help Hard-Hit Communities and Our Economy

book_alt2 icon Report Alon Cohen, Jordan Eizenga, John Griffith, Bracken Hendricks, and Adam James lay out a plan for removing a portion of government-owned foreclosed properties from the glutted for-sale market by converting them to affordable rental units.

By Alon Cohen, Jordan Eizenga, John Griffith, Bracken Hendricks, and Adam James | Tuesday, January 24, 2012

Time to Get Serious About the Housing Market

John Griffith applauds the Federal Reserve for urging policymakers to do more to help the housing market, and calls for the Obama administration, Congress, and federal regulators to act on the advice.

By John Griffith | Monday, January 9, 2012